Am I covered to cancel if I get pregnant?

Last Updated: January 29, 2015May 23, 2023

Short Answer

Some policies provide Trip Cancellation coverage if the traveler becomes pregnant after the effective date of the policy, however, most travel insurance policies typically exclude pregnancy from any type of coverage, including Trip Cancellation due to normal pregnancy.  

More Detail

There are some policies that provide Trip Cancellation coverage if you get pregnant, as long as the pregnancy begins after the effective date of the policy. These policies may also provide coverage to cancel if you must attend a family member’s childbirth.

Pregnancy is generally considered an exclusion under most travel insurance policies, meaning many policies will not cover cancellation due to pregnancy or childbirth.

Additionally, some policies provide coverage for complications of pregnancy, however, complications are generally not defined and will be looked at on a case-by-case basis.

This information can vary based on the travel insurance policy. Please review the policy certificate to verify coverage. If you have questions about a specific policy, please contact us directly at 800-240-0369. Our customer service representatives are available from 8am to 10pm ET seven days a week and are delighted to help!