Am I eligible to purchase international medical coverage if I am enrolled in an Affordable Care Act (ObamaCare) policy?

Last Updated: January 2, 2015May 23, 2023

Short Answer

Yes, you can still be eligible to purchase International Medical coverage if you are enrolled in an Affordable Care Act policy.

More Detail

You can purchase International Medical coverage if you are enrolled in an Affordable Care Act policy. Additionally, you can select a policy with either Primary or Secondary Emergency Medical coverage.

Secondary coverage requires you to first file a claim with any other insurance you have first, even if your other insurance will not provide coverage. You can then file a claim with your travel insurance provider for any expenses left over.

Primary coverage allows you to file directly with your travel insurance provider, then claim with your healthcare provider for any remaining medical expenses.

This information can vary based on the travel insurance policy. Please review the policy certificate to verify coverage. If you have questions about a specific policy, please contact us directly at 800-240-0369. Our customer service representatives are available from 8am to 10pm ET seven days a week and are delighted to help!