Can I have medical coverage if I am pregnant?

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Short Answer

You can still receive Emergency Medical coverage for sickness or injury unrelated to your pregnancy while on your trip. However, anything relating to the pregnancy will generally be excluded from most travel insurance policies.

More Detail

If you are pregnant you can have medical coverage for the cost of treatment associated with a medical emergency unrelated to your pregnancy incurred while traveling. However, most travel insurance policies do not cover normal pregnancy under the Emergency Medical benefit. This includes childbirth and medical expenses related to pregnancy.

There are some policies that provide Emergency Medical and Medical Evacuation coverage for complications of pregnancy. However, complications are generally not defined and will be looked at on a case-by-case basis. As each policy is different, we recommend reading through the description of coverage before purchasing the policy.

For information regarding Trip Cancellation coverage for pregnant travelers, click here.

This information can vary based on the travel insurance policy. Please review the policy certificate to verify coverage. If you have questions about a specific policy, please contact us directly at 800-240-0369. Our customer service representatives are available from 8am to 10pm ET seven days a week and are delighted to help!