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Can I purchase a policy before my trip is paid in full?

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Short Answer

Yes, you can purchase travel insurance before your trip is paid in full.

More Detail

If you have only paid for a portion of your trip, you may list only that amount at the time of purchase. The rest can be insured at a later date by contacting your travel insurance provider directly. Your premium may increase as you increase your trip cost, as trip cost is a factor in determining the price of the policy.

If you have purchased a policy with time-sensitive benefits such as Pre-Existing Condition coverage or Cancel For Any Reason, your policy may require you insure any subsequent payments within 14-21 days of making each payment.

Alternatively, the entire trip cost can be insured upfront, even if it hasn’t been paid in full yet. Please note: while trip cost can always be increased, it may not always be decreased outside of the Money Back Guarantee period.

This information can vary based on the travel insurance policy. Please review the policy certificate to verify coverage. If you have questions about a specific policy, please contact us directly at 800-240-0369. Our customer service representatives are available from 8am to 10pm ET seven days a week and are delighted to help!