How do I know which policy to choose?

Last Updated: January 2, 2015May 24, 2023

Short Answer

We always recommend choosing the least expensive policy that provides the coverage you are looking for.

More Detail

Choosing the right policy depends on the benefits you are interested in. Most of the policies on our website are comprehensive packages and include the following benefits: Trip Cancellation, Trip Interruption, Emergency Medical, Medical Evacuation, and Loss or Delay benefits.

To ensure you select a policy that includes the benefits you require, please add filters on the left side of the page for all the benefits you would like to include. This will only show you policies that include the coverage you are looking for. You can also sort the quote results from “price low to high” on the top right hand corner of the screen.

To view the list of benefits included within each policy, please click “Policy Detail” on the quote. If you would like to view the specific policy coverages for that benefit, you can click ‘more detail’ which will show you the certificate definition.

To compare policies, please click “Add To Favorites” next to the red heart on the quote. You can compare the selected policies by clicking on “Compare Now” under the check box, or by clicking the  “Compare Favorites” tab next to “All Policies” at the top of the quote results page.

This information can vary based on the travel insurance policy. Please review the policy certificate to verify coverage. If you have questions about a specific policy, please contact us directly at 800-240-0369. Our customer service representatives are available from 8am to 10pm ET seven days a week and are delighted to help!