Question: I bought cruise credits for a future cruise while on my current trip, but I haven’t picked travel dates yet. Is the date I bought the credits considered my initial trip deposit date?
Answer: No, the date you buy cruise credits for a future cruise is not considered your initial trip deposit, because you have not yet selected specific start and end dates for your trip. The initial trip deposit date for the future cruise will be the first date the credits are applied to a specific cruise with travel dates.
Many cruise lines offer travelers the opportunity to purchase these cruise credits while onboard, often with significant discounts or reduced deposits, that can be applied for a future cruise. When buying these credits, travelers are not required to pick travel dates; they are given the credits and have time to determine when they will travel next, and can apply their credits whenever they are ready.
When a traveler has determined when that next cruise will be and is ready to apply their credits, they will be required to enter specific travel dates at that time. This will be considered their initial deposit date, because it is their first sign of intent to travel on a selected date.
This information can vary based on the travel insurance policy. Please review the policy certificate to verify coverage. If you have questions about a specific policy, please contact us directly at 800-240-0369. Our customer service representatives are available from 8am to 10pm ET, seven days a week, and are delighted to help!