Is it cheaper to buy a policy without trip cancellation coverage?

Last Updated: January 2, 2015May 24, 2023

Short Answer

Yes, typically policies will be less expensive without Trip Cancellation coverage.

More Detail

Premiums are usually determined by age, trip length and trip cost. This means that a lower trip cost, or no Trip Cancellation coverage, will result in a lower premium for most policies. If you don’t think you need Trip Cancellation coverage, we recommend purchasing a policy without it.

This information can vary based on the travel insurance policy. Please review the policy certificate to verify coverage. If you have questions about a specific policy, please contact us directly at 800-240-0369. Our customer service representatives are available from 8am to 10pm ET seven days a week and are delighted to help!