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Is it cheaper to buy a policy without trip cancellation coverage?

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Short Answer

Yes, typically policies will be less expensive without Trip Cancellation coverage.

More Detail

Premiums are usually determined by age, trip length and trip cost. This means that a lower trip cost, or no Trip Cancellation coverage, will result in a lower premium for most policies. If you don’t think you need Trip Cancellation coverage, we recommend purchasing a policy without it.

This information can vary based on the travel insurance policy. Please review the policy certificate to verify coverage. If you have questions about a specific policy, please contact us directly at 800-240-0369. Our customer service representatives are available from 8am to 10pm ET seven days a week and are delighted to help!