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We are looking for insurance for two people from different states. What should I list as the state of residency?

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Short Answer

If you and your traveling companion are residents of different states, please create separate searches and purchase separate policies.  

More Detail

Some coverage is determined based on your resident state. Depending on your residence, the policy may include or exclude benefits, or have different coverages for the same benefit. This is determined by your state’s department of insurance. 

In the event of a loss, each traveler’s claim will be paid based on the coverage available for their individual residence.

This information can vary based on the travel insurance policy. Please review the policy certificate to verify coverage. If you have questions about a specific policy, please contact us directly at 800-240-0369. Our customer service representatives are available from 8am to 10pm ET seven days a week and are delighted to help!