Safari travel insurance: What coverage is recommended?

Last Updated: May 15, 2015May 30, 2023

For travelers going on a safari, Squaremouth recommends a policy that provides comprehensive benefits. Most importantly, travelers taking a safari should have a policy with the following benefits: Trip Cancellation, Emergency Medical, and Medical Evacuation.

In general, safaris are covered activities within most travel insurance plans. In addition, many travelers going on a safari spend a significant amount of money on their trip. In this case, a policy with Trip Cancellation will be most beneficial.

The Trip Cancellation benefit can cover travelers for all of their prepaid and non-refundable trip expenses if they can’t take their trip for a covered reason. This includes reasons such as an illness or injury, or severe weather preventing them from traveling. Policies with this benefit also include Trip Interruption, which applies the same coverage for travelers who have already started their trip.

In addition to insuring the cost of the trip, travelers taking safari trips should also look for a travel medical insurance policy. This means a policy with Emergency Medical and Medical Evacuation benefits. Emergency Medical can provide health insurance coverage for unforeseen illnesses or injuries that occur while traveling, while Medical Evacuation can cover the transportation cost to the nearest adequate medical facility. We recommend at least $100,000 in Emergency Medical coverage, and $250,000 in Medical Evacuation for those buying safari travel insurance.

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In addition to these benefits, a comprehensive policy will cover other travelers concerns that may result in common travel insurance claims. This includes coverage for travel delays and lost luggage, among others.

This information can vary based on the travel insurance policy. Please review the policy certificate to verify coverage. If you have questions about a specific policy, please contact us directly at 800-240-0369. Our customer service representatives are available from 8am to 10pm ET seven days a week and are delighted to help!