“Inclement Weather” is generally defined within travel insurance policies as a severe weather condition which delays the scheduled arrival or departure of a common carrier, such as an airline or cruise line.
“Inclement Weather” is typically included as a covered reason within the Hurricane and Weather benefit within Trip Cancellation and Trip Interruption coverage, as well as the Travel Delay and Missed Connection benefits.
Many Trip Cancellation policies include Hurricane and Weather coverage, which can provide coverage in the event of “Inclement Weather,” a severe weather condition that causes a common carrier to be delayed for the amount of time specified on the policy, typically between 12 and 48 hours. In order for you to be eligible for this benefit, the policy must be purchased before the storm is named.
Additionally, common carrier delays due to “Inclement Weather” can be covered reasons for you to be covered by the Travel Delay and Missed Connection benefits. These benefits typically require the delay to last for 3, 6, or 12 hours in order to be covered.
This information can vary based on the travel insurance policy. Please review the policy certificate to verify coverage. If you have questions about a specific policy, please contact us directly at 800-240-0369. Our customer service representatives are available from 8am to 10pm ET seven days a week and are delighted to help!