Group Travel Insurance Policies
What is the difference between a group policy and a standard Single Trip policy?
Group travel insurance allows organized parties of 10 or more travelers to purchase one travel insurance policy for their trip, while Single Trip policies can insure a maximum of 10 travelers.
Group policies require travelers have the same travel dates, and does not base the premium on the ages of the travelers.
Single Trip policies also require travelers have the same travel dates, however age is a primary factor in determining the premium of the policy.
Group policies and Single Trip policies offer similar benefits, including Trip Cancellation, Medical, Medical Evacuation, Travel Delay, Baggage and Personal Items Loss, and Baggage Delay. However, Single Trip policies have more options, upgrades, and can often provide better coverage for travelers with specific coverage needs or requirements.
Group policies can be a more convenient and economical option for organized groups traveling together, including large families, company retreats, destination weddings and reunions.
This information can vary based on the travel insurance policy. Please review the policy certificate to verify coverage. If you have questions about a specific policy, please contact us directly at 800-240-0369. Our customer service representatives are available from 8am to 10pm ET seven days a week and are delighted to help!