You can choose anyone you like as a beneficiary, however, you can also choose to leave the field blank, in which case, the default beneficiary will be your spouse, children, parents, siblings, then estate.
A beneficiary is the person who would receive the benefits from Accidental Death and Dismemberment coverage if you pass away during the trip. You can choose anyone as a beneficiary, and if you do not choose a beneficiary, the default beneficiary would be your next of kin.
This information can vary based on the travel insurance policy. Please review the policy certificate to verify coverage. If you have questions about a specific policy, please contact us directly at 800-240-0369. Our customer service representatives are available from 8am to 10pm ET seven days a week and are delighted to help!