Yes, you can be covered if you are injured while hiking, depending on the policy.
Depending on the provider, coverage for hiking or mountaineering is often excluded if it is above a certain amount of meters, or where ropes or guides are used. However, policies with the Sports & Activities benefit can provide coverage for hiking. Squaremouth’s Adventure & Sports Travel Insurance activity selection matrix allows travelers to denote which specific activities they plan to participate in during their trip, and only search for the policies that can provide coverage for those activities. It is encouraged to look into the policy details under “exclusions” to make sure the policy covers hiking and trekking.
This information may vary based on the travel insurance policy. If you have questions about a specific policy, please contact us directly at 800-240-0369. Our customer service representatives are available from 8am to 10pm ET, seven days a week, and are delighted to help!