After Buying a Policy

Will my coverage automatically extend if I am hospitalized prior to my return date?

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Short Answer

Most policies can automatically extend coverage if your trip is unavoidably prolonged beyond your scheduled return date due to a covered reason.

More Detail

If your trip is prolonged for a covered reason under Trip Cancellation, Trip Interruption or Travel Delay, automatic extension of your coverage may be included in your policy. Policies that include this coverage will typically extend the policy’s coverage by 7 days.

This coverage is typically found in a policy’s certificate under the “Extended Coverage” or “Extension of Coverage” section.

This information can vary based on the travel insurance policy. Please review the policy certificate to verify coverage. If you have questions about a specific policy, please contact us directly at 800-240-0369. Our customer service representatives are available from 8am to 10pm ET seven days a week and are delighted to help!