Medical

Will my secondary coverage cover my deductible?

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Short Answer

Yes, your secondary travel insurance policy can cover your deductible from your primary health insurance policy.  

More Detail

If you have a primary health insurance policy with a deductible, your secondary travel insurance policy can cover your primary health insurance’s deductible.

Depending on your travel insurance policy, there may be a medical deductible within your travel insurance policy you will still be required to pay out of pocket.  Once the deductible is paid on your travel insurance policy, all eligible medical expenses incurred, including deductibles from your health insurance, can be reimbursed up to the amount listed in the policy.

This information can vary based on the travel insurance policy. Please review the policy certificate to verify coverage. If you have questions about a specific policy, please contact us directly at 800-240-0369. Our customer service representatives are available from 8am to 10pm ET seven days a week and are delighted to help!