Overview
Pros & Cons
Plans & Coverage
Cost of Plans
The Bottom Line
What You Need To Know About HTH
HTH Worldwide has been a trusted travel insurance provider for over two decades. Their policies are underwritten by Nationwide Mutual Insurance Company, ensuring financial stability and reliability. HTH offers up to $500,000 in Emergency Medical coverage and generous benefits for Trip Delays, Missed Connections, and personal item loss.
They offer five unique policies on Squaremouth, all featuring strong medical benefits with high coverage limits. For example, their “TripProtector” plans cover 100% of trip costs in case of cancellations. At the same time, “TravelGap” policies provide affordable health coverage for international travelers, including up to $50,000 in emergency medical coverage and $500,000 in medical evacuation coverage. Also, like GeoBlue, HTH offers access to the top 2% of physicians in 180 countries, if needed.
Our Take: HTH Worldwide combines extensive experience with robust coverage options, making it a reliable partner for travelers seeking peace of mind. Their affiliation with Nationwide Mutual Insurance Company adds an extra layer of confidence. Whether planning a short trip or an extended stay abroad, HTH’s diverse plans cater to various needs, ensuring you’re well-protected throughout your journey.
HTH Customer Satisfaction Ratings
Check out what travelers like you think about HTH:
HTH At-a-Glance
- Offer up to $500,000 in Emergency Medical coverage
- Generous delay, missed connection, and personal item loss coverage
- Up to 200% reimbursement for trip interruption
- Higher premiums compared to basic plans from other providers
- Limited options for domestic-only travel coverage
- No waivers for pre-existing conditions on the lower-level plan
Ready to explore your options? Compare HTH plans against other top providers.
Find The Plan That’s Right For You
HTH offers plans for every traveler—explore its plans to choose the best plan for your trip.
| Plan | Medical |
Evacuation & Repatriation |
Trip Cancellation | Trip Interruption | CFAR Option |
|---|---|---|---|---|---|
| TravelGap Voyager excl US | $50,000 Primary | $500,000 | No coverage | $1,000 per person | |
| TripProtector Preferred | $500,000 Primary | $1,000,000 | 100% of the trip cost | 200% of the trip cost | |
| TravelGap Excursion excl US | $50,000 Primary | $500,000 | No coverage | $1,000 per person | |
| TripProtector Economy | $75,000 Secondary | $500,000 | 100% of the trip cost | 125% of the trip cost | |
| TripProtector Classic | $250,000 Primary | $1,000,000 | 100% of the trip cost | 150% of the trip cost |
HTH vs. The Competition:
How It Stacks Up
What’s the best provider? That depends on your trip. Choosing the right one can save you thousands. Here’s how HTH stacks up.
| Plan Features |
|
 |
|---|---|---|
| Overall Coverage | Broad coverage, with options for customization |
|
| Cost | High, but balances out with the coverage amounts. |
Moderate pricing with flexible plan options |
| Customer Rating |
4.2
Good
|
4.5
Very Good
208 Reviews
|
| AM Best Rating | A (Excellent) | A (Excellent) |
| Unique Benefits | “TripProtector’’ policies are comprehensive and cover 100% of trip costs in the event of cancellations |
Sporting equipment coverage |
| Insurance Partners | Backed by Nationwide Mutual Insurance Company. | Backed by BCS Insurance Company and Jefferson Insurance Company. |
How Much Will A HTH Plan Cost For Your Trip?
Take a look at how the average cost of HTH’s policies compares to similar plans from other top providers
* The average premium is calculated using the last 12 months of sales, not including trip cancellation, for consumers ages 20 to 59, with a trip length between 4 to 16 days.
* The average premium is calculated using the last 12 months of sales, including trip cancellation, for consumers ages 20 to 59, with a trip cost between $5,000 - $9,999.
The Bottom Line:
Is HTH Worth It?
HTH Worldwide offers more than basic coverage—it’s designed for travelers who want peace of mind and trustworthy protection. Their plans cover high medical costs, up to $500,000 for care and $1 million for medical transport, and their mPassport app helps you quickly find local providers. If you ever need hospital care, HTH’s Direct Pay can handle billing directly with the facility, saving you the hassle. With top-tier options like TripProtector Preferred, you’re even covered for natural disasters, plus up to 200% reimbursement if your trip’s interrupted. And if you’re traveling as a group, you get a 10% discount. HTH Worldwide brings top-notch benefits, making it an excellent choice for worry-free travel.
Contact Information for HTH Travel Insurance
Customer Service: 888-243-2358
Hours of Operation:
Weekdays, 8:00am - 8:00pm ET
Claims Phone: 888-243-2358
Claims Hours of Operation:
Weekdays, 8:00am - 8:00pm ET
Mail to:
HTH Travel Insurance
c/o Claims Department
933 First Avenue
King of Prussia,
Pennsylvania
19406
Emergency Assistance:
Inside USA: 877-865-5979
Outside USA: 610-254-8771
Claims Email: customerservice@hthworldwide.com
Fax: 610-293-3528
Provider Claims Website: Please click here
Customer Service: 844-276-1213
Hours of Operation:
Weekdays, 8:00am - 8:00pm ET
Claims Phone: 888-957-5009
Claims Hours of Operation:
Weekdays, 8:00am - 8:00pm ET
Mail to:
HTH Travel Insurance
c/o Claims Department
933 First Avenue
King of Prussia,
Pennsylvania
19406
Emergency Assistance:
Inside USA: 877-865-5979
Outside USA: 610-254-8771
Claims Email: team1@cbpinsure.com
Fax: 610-293-3528
Provider Claims Website: Please click here