Why Choose HTH Travel Insurance for Travel Insurance
Notable Features
- Offer up to $500,000 in Emergency Medical coverage
- Generous delay, missed connection, and personal item loss coverage
- Received a 5 star rating by Forbes Advisor
HTH Travel Insurance is a reputable provider with a long history of providing travelers with quality health coverage and travel benefits, both domestically and abroad. They offer five unique policies on Squaremouth, all featuring strong medical benefits with high coverage limits.
HTH Travel Insurance’s “TripProtector’’ policies are comprehensive, and cover 100% of trip costs in the event of cancellations. In addition, their comprehensive policies also include competitive coverage for trip interruptions, delays, missed connections, and lost luggage. Their “TravelGap” policies target travelers looking for affordable health coverage while overseas, with up to $50,000 in Emergency Medical coverage and up to $500,000 in Medical Evacuation coverage.
All HTH Travel Insurance’s policies are underwritten by Nationwide Mutual Insurance Company, one of the world’s largest insurance and financial services companies. Their policies are also highly rated among past policyholders, with only 0.2% of their customers leaving a negative review.
This provider summary was written internally by a Squaremouth policy expert.
About HTH Travel Insurance
HTH Travel Insurance is a leader in helping world travelers gain access to quality healthcare services all around the globe. HTH combines ongoing research, a contracted global community of physicians and hospitals, advanced Internet applications, and wide experience in international health insurance to ensure customers’ health, safety and peace of mind.
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5 stars
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4 stars
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3 stars40
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2 stars18
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1 star34
33,898
policies sold
0.2%
negative reviews
0.2% (52) negative reviews to sales
Average on Squaremouth is 0.2%
Policies Offered by HTH Travel Insurance
TravelGap Voyager excl US
Policy Description:
Short term international travel medical plans for leisure, educational, missionary or business travel. It provides premier coverage for medical treatment and emergency evacuation. Beyond the insurance protection, HTH members get other critical services that allow them to gain access to quality healthcare while traveling. TravelGap includes global Intelligence tools assisting in trip preparation via security and health information for your travel destination. HTH operates its own “best of class” physician community in 180 countries, ensuring access to the top 2 percent of doctors worldwide.
Underwritten By: Nationwide Mutual Insurance Company
Underwritten Location: One West Nationwide Boulevard 1-14-301, Columbus, Ohio, 43215
AM Best #: 002358
AM Best Rating: A (Excellent)
TripProtector Preferred
Policy Description:
A comprehensive plan that offers travel protection plus travel medical insurance. Trip Protector includes medical protection, trip cancellation, trip interruption, baggage protection and more. It boasts a complete set of services to help you identify, access and pay for healthcare services in 190 countries. Trip Protector includes global Intelligence tools, assisting in trip preparation via security and health information for your travel destination. HTH operates its own “best of class” physician community in 190 countries ensuring access to the top 2 percent of doctors worldwide.
Underwritten By: Nationwide Mutual Insurance Company
Underwritten Location: One West Nationwide Boulevard 1-14-301, Columbus, Ohio, 43215
AM Best #: 002358
AM Best Rating: A (Excellent)
TravelGap Excursion excl US
Policy Description:
Short term international travel medical plans for leisure, educational, missionary or business travel. It provides premier coverage for medical treatment and emergency evacuation. Beyond the insurance protection, HTH members get other critical services that allow them to gain access to quality healthcare while traveling. TravelGap includes global Intelligence tools assisting in trip preparation via security and health information for your travel destination. HTH operates its own “best of class” physician community in 180 countries, ensuring access to the top 2 percent of doctors worldwide.
Underwritten By: Nationwide Mutual Insurance Company
Underwritten Location: One West Nationwide Boulevard 1-14-301, Columbus, Ohio, 43215
AM Best #: 002358
AM Best Rating: A (Excellent)
TripProtector Economy
Policy Description:
A comprehensive plan that offers travel protection plus travel medical insurance. Trip Protector includes medical protection, trip cancellation, trip interruption, baggage protection and more. It boasts a complete set of services to help you identify, access and pay for healthcare services in 190 countries. Trip Protector includes global Intelligence tools, assisting in trip preparation via security and health information for your travel destination. HTH operates its own “best of class” physician community in 190 countries ensuring access to the top 2 percent of doctors worldwide.
Underwritten By: Nationwide Mutual Insurance Company
Underwritten Location: One West Nationwide Boulevard 1-14-301, Columbus, Ohio, 43215
AM Best #: 002358
AM Best Rating: A (Excellent)
TripProtector Classic
Policy Description:
A comprehensive plan that offers travel protection plus travel medical insurance. Trip Protector includes medical protection, trip cancellation, trip interruption, baggage protection and more. It boasts a complete set of services to help you identify, access and pay for healthcare services in 190 countries. Trip Protector includes global Intelligence tools, assisting in trip preparation via security and health information for your travel destination. HTH operates its own “best of class” physician community in 190 countries ensuring access to the top 2 percent of doctors worldwide.
Underwritten By: Nationwide Mutual Insurance Company
Underwritten Location: One West Nationwide Boulevard 1-14-301, Columbus, Ohio, 43215
AM Best #: 002358
AM Best Rating: A (Excellent)
Verified Customer Reviews
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Rating 5 out of 5Policy:
TripProtector ClassicReview Received:
March 24, 2025DWGordon from CA Verified Squaremouth CustomerWas this review helpful to you?Purchased HTH Travel Insurance through Squaremouth ahead of our Panama Canal & Caribbean Cruise.
Incurred some unexpected medical needs on-Ship which resulted in on-Ship medical bills and a missed nonrefundable prepaid port excursion.
We didn't want to delay making the insurance claim, so we did so within a week of when we returned home. Policy information (obtained when the policy was first purchased) seemed to focus on mailing-in paperwork ... but with a bit of searching I found that CBPInsure provided an online portal for submitting a claim. Entered the HTH policy number into CBPInsure and our names were pre-populated ... Success!
Paperwork from the Ship didn't align exactly with the categories of documents CBPInsure recommended, but CBPInsure clearly recommended lumping all the paperwork together and using the "Other" category for the downloaded pdf(s) if things didn't align just right.
Made some hand annotations on the documents (highlighting expenses associated with the claim -- helping to justify numbers a bit more than just submitting bare receipts) before scanning and downloaded everything easily. CBPInsure provided an automated confirmation email which included copies of all the downloaded documents. (BTW, it really helped having printed copies of several interim bills from on the Ship. This made it easier to justify unanticipated expenses and missed excursion costs.)
Less than three weeks later we now have two refund checks: one for the itemised on-Ship medical bills and another for the missed prepaid port excursion. So we're good on our insurance claim!!!
Squaremouth/HTH/CBPInsure did *very* well! We will look towards using same for future similar travel insurance needs.
0 out of 1 people found this review helpful -
Rating 5 out of 5Policy:
TravelGap Excursion excl USReview Received:
May 20, 2025Laurence from NY Verified Squaremouth CustomerWas this review helpful to you?Surprised that our options to cover pre-existing conditions and be primary coverage was limited, but HTH has reliably offered this coverage through Squaremouth.
0 out of 0 people found this review helpful -
Rating 4 out of 5Policy:
TripProtector EconomyReview Received:
February 15, 2025John-Christopher from NY Verified Squaremouth CustomerWas this review helpful to you?just fine. fortunately, no need to make a claim.
0 out of 0 people found this review helpful
All reviews are from HTH customers
Contact Information for HTH Travel Insurance
For Use With These Policies: TravelGap Voyager excl US, TravelGap Excursion excl US
888-243-2358
Hours of Operation:
Weekdays, 8:00am - 8:00pm ET
888-243-2358
Claims Hours of Operation:
Weekdays, 8:00am - 8:00pm ET
c/o Claims Department
933 First Avenue
King of Prussia, Pennsylvania 19406
Outside USA 610-254-8771
For Use With These Policies: TripProtector Preferred, TripProtector Economy, TripProtector Classic
844-276-1213
Hours of Operation:
Weekdays, 8:00am - 8:00pm ET
888-957-5009
Claims Hours of Operation:
Weekdays, 8:00am - 8:00pm ET
c/o Claims Department
933 First Avenue
King of Prussia, Pennsylvania 19406
Outside USA 610-254-8771