Compare All Policies for HTH Travel Insurance

HTH Travel Insurance

Squaremouth offers 5 policies from HTH Travel Insurance. Below, you can compare all 5 policies and review each policy’s certificate.


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Provider & Policy	TravelGap Voyager excl US Certificate	TripProtector Preferred Certificate	TravelGap Excursion excl US Certificate	TripProtector Economy Certificate	TripProtector Classic Certificate
Ratings
AM Best Rating	Underwritten by Nationwide Mutual Insurance Company AM Best's Rating of A+ (Superior) Effective as of: 12/21/2021 Verify this rating at www.ambest.com	Underwritten by Nationwide Mutual Insurance Company AM Best's Rating of A+ (Superior) Effective as of: 12/21/2021 Verify this rating at www.ambest.com	Underwritten by Nationwide Mutual Insurance Company AM Best's Rating of A+ (Superior) Effective as of: 12/21/2021 Verify this rating at www.ambest.com	Underwritten by Nationwide Mutual Insurance Company AM Best's Rating of A+ (Superior) Effective as of: 12/21/2021 Verify this rating at www.ambest.com	Underwritten by Nationwide Mutual Insurance Company AM Best's Rating of A+ (Superior) Effective as of: 12/21/2021 Verify this rating at www.ambest.com
Zero Complaint Guarantee	This provider complies with Squaremouth's Zero Complaint Guarantee	This provider complies with Squaremouth's Zero Complaint Guarantee	This provider complies with Squaremouth's Zero Complaint Guarantee	This provider complies with Squaremouth's Zero Complaint Guarantee	This provider complies with Squaremouth's Zero Complaint Guarantee
Cancellation
Cancel for Covid-19 Sickness	No coverage	Included in Trip Cancellation & Interruption	No coverage	Included in Trip Cancellation & Interruption	Included in Trip Cancellation & Interruption
Trip Cancellation	No coverage	100% of the trip cost	No coverage	100% of the trip cost	100% of the trip cost
Trip Interruption	$1,000 per person Return Air only	200% of the trip cost	$1,000 per person Return Air only	125% of the trip cost	150% of the trip cost
Hurricane & Weather	No coverage	Common carrier delay for 6 hours Accommodation made uninhabitable Must be purchased before storm is named	No coverage	No coverage	Common carrier delay for 24 hours Accommodation made uninhabitable Must be purchased before storm is named
Terrorism	Covered for foreign and domestic	Covered for foreign and domestic	Covered for foreign and domestic	No coverage	Covered for foreign and domestic
Financial Default	No coverage	Covered after 10 day wait	No coverage	No coverage	Covered after 10 day wait
Employment Layoff	No coverage	Covered If employed for 1 continuous year	No coverage	Covered If employed for 1 continuous year	Covered If employed for 1 continuous year
Cancel For Medical Reasons	Included in Trip Interruption	Included in Trip Cancellation and Trip Interruption	Included in Trip Interruption	Included in Trip Cancellation and Trip Interruption	Included in Trip Cancellation and Trip Interruption
Cancel For Any Reason	No coverage	Optional coverage This benefit is separate from Trip Cancellation	No coverage	No coverage	No coverage
Medical
Medical Coverage for Covid-19	Included in Emergency Medical	Included in Emergency Medical	Included in Emergency Medical	Included in Emergency Medical	Included in Emergency Medical
Emergency Medical	$50,000 per person accident $50,000 per person sickness Secondary coverage	$500,000 per person Primary coverage	$50,000 per person accident $50,000 per person sickness Secondary coverage	$75,000 per person Secondary coverage	$250,000 per person Primary coverage
Pre-Existing Condition	No coverage Pre-existing look-back period 180 days	Covered if purchased within 21 days of trip deposit	Covered if enrolled in a Primary Health Insurance Plan	No coverage Pre-existing look-back period 60 days	Covered if purchased within 14 days of trip deposit
Co-Insurance	Plan pays 100% after deductible	No Co-Insurance	Plan pays 100% after deductible	No Co-Insurance	No Co-Insurance
Medical Deductible	$250 per person	No Medical Deductible	$250 per person	No Medical Deductible	No Medical Deductible
Evacuation
Medical Evacuation & Repatriation	$500,000 per person	$1,000,000 per person	$500,000 per person	$500,000 per person	$1,000,000 per person
Loss or Delay
Travel Delay	$250 per person $25 daily limit Covered after 12 hour delay	$2,000 per person $200 daily limit Covered after 6 hour delay	$500 per person $50 daily limit Covered after 12 hour delay	$500 per person $100 daily limit Covered after 8 hour delay	$1,000 per person $200 daily limit Covered after 6 hour delay
Baggage Delay	No coverage	$400 per person Covered after 12 hour delay	No coverage	$100 per person Covered after 24 hour delay	$200 per person Covered after 12 hour delay
Baggage & Personal Items Loss	$500 per person $100 per item	$2,000 per person $500 per item $1,000 specific items limit	$500 per person $100 per item	$750 per person $250 per item $500 specific items limit	$1,000 per person $250 per item $500 specific items limit
Missed Connection	No coverage	$1,000 per person Covered after 3 hour delay Cruise and tour only	No coverage	$250 per person Covered after 3 hour delay Cruise and tour only	$500 per person Covered after 3 hour delay Cruise and tour only
Accidental Death
24 Hour AD&D	$25,000 per person	$50,000 per person	$50,000 per person	No coverage	$25,000 per person
Flight Only AD&D	No coverage	$100,000 per person	No coverage	$25,000 per person	$50,000 per person
Sports
Sports & Activities	Covered Limitations apply	Covered Limitations apply	Covered Limitations apply	Covered Limitations apply	Covered Limitations apply
Sports Equipment Loss	No coverage	Included in Baggage & Personal Items Loss	No coverage	Included in Baggage & Personal Items Loss	Included in Baggage & Personal Items Loss
Sports Fees	No coverage	Included in Cancellation & Interruption	No coverage	Included in Cancellation & Interruption	Included in Cancellation & Interruption
Other Benefits
Rental Car Damage	No coverage	$35,000 policy limit	No coverage	No coverage	No coverage
Money Back Guarantee	Free look up to 10 days after purchase	Free look up to 10 days after purchase	Free look up to 10 days after purchase	Free look up to 10 days after purchase	Free look up to 10 days after purchase
24 Hour Assistance Service	24 hour assistance provided	24 hour assistance provided	24 hour assistance provided	24 hour assistance provided	24 hour assistance provided

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Additional Information