HTH Travel Insurance
HTH Travel Insurance

Listed are all policies offered by HTH Travel Insurance. You can compare coverages, and review policy's certificates.

Compare policies offered by HTH Travel Insurance

Provider Provider logo hth worldwide 75x20

HTH Travel Insurance
Provider logo hth worldwide 75x20

HTH Travel Insurance
Provider logo hth worldwide 75x20

HTH Travel Insurance
Provider logo hth worldwide 75x20

HTH Travel Insurance
Provider logo hth worldwide 75x20

HTH Travel Insurance
Policy Name TravelGap Voyager excl US

Certificate
TripProtector Preferred

Certificate
TravelGap Excursion excl US

Certificate
TripProtector Economy

Certificate
TripProtector Classic

Certificate
Ratings
AM Best Rating Underwritten By:
Nationwide Mutual Insurance Company

AM Best Rating Of:
A+ (Superior)

Effective As Of:
11/16/2018

Verify Rating at
www.ambest.com
Underwritten By:
Nationwide Mutual Insurance Company

AM Best Rating Of:
A+ (Superior)

Effective As Of:
11/16/2018

Verify Rating at
www.ambest.com
Underwritten By:
Nationwide Mutual Insurance Company

AM Best Rating Of:
A+ (Superior)

Effective As Of:
11/16/2018

Verify Rating at
www.ambest.com
Underwritten By:
Nationwide Mutual Insurance Company

AM Best Rating Of:
A+ (Superior)

Effective As Of:
11/16/2018

Verify Rating at
www.ambest.com
Underwritten By:
Nationwide Mutual Insurance Company

AM Best Rating Of:
A+ (Superior)

Effective As Of:
11/16/2018

Verify Rating at
www.ambest.com
Zero Complaint Guarantee


This provider complies with Squaremouth's Zero Complaint Guarantee



This provider complies with Squaremouth's Zero Complaint Guarantee



This provider complies with Squaremouth's Zero Complaint Guarantee



This provider complies with Squaremouth's Zero Complaint Guarantee



This provider complies with Squaremouth's Zero Complaint Guarantee
Cancellation
Trip Cancellation

No coverage

100% of the trip cost

No coverage

100% of the trip cost

100% of the trip cost

Trip Interruption

$500 per person
Return Air only

200% of the trip cost

$500 per person
Return Air only

125% of the trip cost

150% of the trip cost

Hurricane & Weather

No coverage

Common carrier delay for 48 hours
Accommodation made uninhabitable
Must be purchased before storm is named

No coverage

No coverage

Common carrier delay for 48 hours
Accommodation made uninhabitable
Must be purchased before storm is named

Terrorism

Covered for foreign and domestic

Covered for foreign and domestic

Covered for foreign and domestic

No coverage

Covered for foreign and domestic

Financial Default

No coverage

Covered after 10 day wait if purchased within 10 days of trip deposit

No coverage

No coverage

Covered after 10 day wait if purchased within 10 days of trip deposit

Employment Layoff

No coverage

Covered
If employed for 5 continuous years

No coverage

Covered
If employed for 5 continuous years

Covered
If employed for 5 continuous years

Cancel For Medical Reasons

Included in Trip Interruption

Included in Trip Cancellation and Trip Interruption

Included in Trip Interruption

Included in Trip Cancellation and Trip Interruption

Included in Trip Cancellation and Trip Interruption

Cancel For Work Reasons

No coverage

No coverage

No coverage

No coverage

No coverage

Cancel For Any Reason

No coverage
This benefit is separate from Trip Cancellation

Optional coverage
This benefit is separate from Trip Cancellation

No coverage
This benefit is separate from Trip Cancellation

No coverage

No coverage

Medical
Emergency Medical

$50,000 per person accident
$50,000 per person sickness
Secondary coverage

$500,000 per person accident
$500,000 per person sickness
Secondary coverage

$50,000 per person accident
$50,000 per person sickness
Secondary coverage

$75,000 per person accident
$75,000 per person sickness
Secondary coverage

$250,000 per person accident
$250,000 per person sickness
Primary coverage

Pre-Existing Condition

No coverage
Pre-existing look-back period 6 months

Covered if purchased within 21 days of trip deposit

Covered if enrolled in a Primary Health Insurance Plan

No coverage
Pre-existing look-back period 60 days

Covered if purchased within 14 days of trip deposit

Co-Insurance

Plan pays 100% after deductible

No Co-Insurance

Plan pays 100% after deductible

No Co-Insurance

No Co-Insurance

Medical Deductible

$250 per person

No Medical Deductible

$250 per person

No Medical Deductible

No Medical Deductible

Evacuation
Medical Evacuation & Repatriation

$500,000 per person

$1,000,000 per person

$500,000 per person

$500,000 per person

$1,000,000 per person

Loss or Delay
Travel Delay

No coverage

$1,500 per person
$250 daily limit
Covered after 6 hour delay

No coverage

$500 per person
$100 daily limit
Covered after 8 hour delay

$1,000 per person
$200 daily limit
Covered after 6 hour delay

Baggage Delay

No coverage

$400 per person
Covered after 12 hour delay

No coverage

$100 per person
Covered after 24 hour delay

$200 per person
Covered after 12 hour delay

Baggage & Personal Items Loss

$500 per person
$100 per item

$2,000 per person
$500 per item
$1,000 specific items limit

$500 per person
$100 per item

$750 per person
$250 per item
$500 specific items limit

$1,000 per person
$250 per item
$500 specific items limit

Missed Connection

No coverage

$1,000 per person
Covered after 3 hour delay
Cruise only

No coverage

$250 per person
Covered after 3 hour delay
Cruise only

$500 per person
Covered after 3 hour delay
Cruise only

Accidental Death
24 Hour AD&D

$25,000 per person

$50,000 per person

$50,000 per person

No coverage

$25,000 per person

Common Carrier AD&D

No coverage

$100,000 per person

No coverage

$25,000 per person

$50,000 per person

Sports
Sports & Activities

Covered
Limitations apply

Covered
Limitations apply

Covered
Limitations apply

Covered
Limitations apply

Covered
Limitations apply

Sports Fees

No coverage

Included in Cancellation & Interruption

No coverage

Included in Cancellation & Interruption

Included in Cancellation & Interruption

Other Benefits
Rental Car Damage

No coverage

$35,000 policy limit

No coverage

No coverage

No coverage

Money Back Guarantee

Free look up to the day before departure date

Free look up to 10 days after purchase

Free look up to the day before departure date

Free look up to 10 days after purchase

Free look up to 10 days after purchase

24 Hour Assistance Service

24 hour assistance provided

24 hour assistance provided

24 hour assistance provided

24 hour assistance provided

24 hour assistance provided

Multi-Award Winning Customer Service Team

Squaremouth’s outside-the-box approach to customer service has been recognized nationally and internationally, with 9 awards in 5 years. Customer service is part of everybody’s job at Squaremouth. Every employee spends time on the phone with customers each week.

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$30,000 Contest Encourages Reading Policy Documents

To highlight the importance of reading policy documents from start to finish, Squaremouth awarded one customer $10,000 in a secret contest for being the first to read hers. Then, we gave another $10,000 to a children’s literacy charity and $5,000 each to two schools.

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$1,000 tips shine a light on service

Squaremouth, a company that puts a focus on customer service, rewards 20 outstanding customer service providers in St. Petersburg, Florida with $1,000 cash tips. Then, one received an additional $10,000 as the Thank You Campaign’s grand prize winner.

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One of America’s Best and Fastest-Growing Companies

Squaremouth is consistently awarded for its unique company culture and steady revenue growth. This includes national recognition from Inc. Magazine, Fortune, and Entrepreneur, and local recognition from the Tampa Bay Business Journal and Florida Trend.

Read more