HTH Travel Insurance
HTH Travel Insurance

Listed are all plans offered by HTH Travel Insurance. You can compare coverages, and review plan's certificates.

Compare plans offered by HTH Travel Insurance

Provider Provider logo hth worldwide 75x20

HTH Travel Insurance
Provider logo hth worldwide 75x20

HTH Travel Insurance
Provider logo hth worldwide 75x20

HTH Travel Insurance
Provider logo hth worldwide 75x20

HTH Travel Insurance
Provider logo hth worldwide 75x20

HTH Travel Insurance
Provider logo hth worldwide 75x20

HTH Travel Insurance
Provider logo hth worldwide 75x20

HTH Travel Insurance
Plan Name TravelGap Voyager excl US

Certificate
TripProtector Preferred

Certificate
TravelGap Multi-Trip Silver excl US

Certificate
TravelGap Multi-Trip Gold excl US

Certificate
TravelGap Excursion excl US

Certificate
TripProtector Economy

Certificate
TripProtector Classic

Certificate
Ratings
AM Best Rating Underwritten By:
Nationwide Mutual Insurance Company

AM Best Rating Of:
A+ (Superior)

Effective As Of:
04/02/2014

Verify Rating at
www.ambest.com
Underwritten By:
Nationwide Mutual Insurance Company

AM Best Rating Of:
A+ (Superior)

Effective As Of:
04/02/2014

Verify Rating at
www.ambest.com
Underwritten By:
Nationwide Mutual Insurance Company

AM Best Rating Of:
A+ (Superior)

Effective As Of:
04/02/2014

Verify Rating at
www.ambest.com
Underwritten By:
Nationwide Mutual Insurance Company

AM Best Rating Of:
A+ (Superior)

Effective As Of:
04/02/2014

Verify Rating at
www.ambest.com
Underwritten By:
Nationwide Mutual Insurance Company

AM Best Rating Of:
A+ (Superior)

Effective As Of:
04/02/2014

Verify Rating at
www.ambest.com
Underwritten By:
Nationwide Mutual Insurance Company

AM Best Rating Of:
A+ (Superior)

Effective As Of:
04/02/2014

Verify Rating at
www.ambest.com
Underwritten By:
Nationwide Mutual Insurance Company

AM Best Rating Of:
A+ (Superior)

Effective As Of:
04/02/2014

Verify Rating at
www.ambest.com
Zero Complaint Guarantee


This provider complies with Squaremouth's Zero Complaint Guarantee



This provider complies with Squaremouth's Zero Complaint Guarantee



This provider complies with Squaremouth's Zero Complaint Guarantee



This provider complies with Squaremouth's Zero Complaint Guarantee



This provider complies with Squaremouth's Zero Complaint Guarantee



This provider complies with Squaremouth's Zero Complaint Guarantee



This provider complies with Squaremouth's Zero Complaint Guarantee
Cancellation
Trip Cancellation

No coverage

100% of the trip cost

No coverage

No coverage

No coverage

100% of the trip cost

100% of the trip cost

Trip Interruption

$500 per person
Return Air only

200% of the trip cost

No coverage

No coverage

$500 per person
Return Air only

125% of the trip cost

150% of the trip cost

Hurricane & Weather

No coverage

Common carrier delay for 48 hours
Accommodation made uninhabitable
Must be purchased before storm is named

No coverage

No coverage

No coverage

Complete cessation of common carrier for 48 hours

Common carrier delay for 48 hours
Accommodation made uninhabitable
Must be purchased before storm is named

Terrorism

Covered for foreign and domestic

Covered for foreign and domestic

No coverage

No coverage

Covered for foreign and domestic

No coverage

Covered for foreign and domestic

Financial Default

No coverage

Covered after 10 day wait

No coverage

No coverage

No coverage

No coverage

Covered after 10 day wait

Employment Layoff

No coverage

No coverage

No coverage

No coverage

No coverage

Covered
If employed for 5 continuous years

Covered
If employed for 5 continuous years

Cancel For Medical Reasons

No coverage

Included in Trip Cancellation and Trip Interruption

No coverage

No coverage

No coverage

Included in Trip Cancellation and Trip Interruption

Included in Trip Cancellation and Trip Interruption

Cancel For Work Reasons

No coverage

No coverage

No coverage

No coverage

No coverage

No coverage

No coverage

Cancel For Any Reason

No coverage

Optional coverage
This benefit is separate from Trip Cancellation

No coverage

No coverage

No coverage

No coverage

No coverage

Medical
Emergency Medical

$50,000 per person accident
$50,000 per person sickness
Secondary coverage

$500,000 per person accident
$500,000 per person sickness
Secondary coverage

$50,000 per person accident
$50,000 per person sickness
Secondary coverage

$250,000 per person accident
$250,000 per person sickness
Secondary coverage

$50,000 per person accident
$50,000 per person sickness
Secondary coverage

$75,000 per person accident
$75,000 per person sickness
Secondary coverage

$250,000 per person accident
$250,000 per person sickness
Secondary coverage

Pre-Existing Condition

No coverage
Pre-existing look-back period 180 days

Covered if purchased within 21 days of trip deposit

Covered if enrolled in a Primary Health Insurance Plan

Covered if enrolled in a Primary Health Insurance Plan

Covered if enrolled in a Primary Health Insurance Plan

No coverage
Pre-existing look-back period 60 days

Covered if purchased within 14 days of trip deposit

Co-Insurance

Plan pays 100% after deductible

No Co-Insurance

No Co-Insurance

Plan pays 100% after deductible

Plan pays 100% after deductible

No Co-Insurance

No Co-Insurance

Medical Deductible

$250 policy limit

No Medical Deductible

$50 policy limit

$50 policy limit

$250 policy limit

No Medical Deductible

No Medical Deductible

Home Country Coverage

No coverage

No coverage

No coverage

No coverage

No coverage

No coverage

No coverage

Evacuation
Medical Evacuation & Repatriation

$500,000 per person

$1,000,000 per person

$250,000 per person

$500,000 policy limit

$500,000 per person

$500,000 per person

$1,000,000 per person

Loss or Delay
Travel Delay

No coverage

$1,500 per person
$250 daily limit
Covered after 6 hour delay

No coverage

No coverage

No coverage

$500 per person
$100 daily limit
Covered after 8 hour delay

$1,000 per person
$200 daily limit
Covered after 6 hour delay

Baggage Delay

No coverage

$400 per person
Covered after 12 hour delay

No coverage

No coverage

No coverage

$100 per person
Covered after 24 hour delay

$200 per person
Covered after 12 hour delay

Baggage & Personal Items Loss

$500 per person
$100 per item

$2,000 per person
$500 per item
$1,000 specific items limit

No coverage

No coverage

$500 per person
$100 specific items limit

$750 per person
$250 per item
$500 specific items limit

$1,000 per person
$250 per item
$500 specific items limit

Missed Connection

No coverage

$1,000 per person
Covered after 3 hour delay
Cruise only

No coverage

No coverage

No coverage

$250 per person
Covered after 3 hour delay
Cruise only

$500 per person
Covered after 3 hour delay
Cruise only

Accidental Death
24 Hour AD&D

$25,000 per person

$50,000 per person

No coverage

$25,000 per person

$50,000 per person

No coverage

No coverage

Common Carrier AD&D

No coverage

$100,000 per person

No coverage

No coverage

No coverage

$25,000 per person

$50,000 per person

Other Benefits
Rental Car Damage

No coverage

$35,000 policy limit

No coverage

No coverage

No coverage

No coverage

No coverage

Money Back Guarantee

Free look up to 10 days after purchase

Free look up to 10 days after purchase

Free look up to 10 days after purchase

Free look up to 10 days after purchase

Free look up to 10 days after purchase

Free look up to 10 days after purchase

Free look up to 10 days after purchase

24 Hour Assistance Service

24 hour assistance provided

24 hour assistance provided

24 hour assistance provided

24 hour assistance provided

24 hour assistance provided

24 hour assistance provided

24 hour assistance provided

Renewable Policy

Not renewable

Not renewable

Not renewable

Not renewable

Not renewable

Not renewable

Not renewable

Maximum Trip Length

Not applicable

Not applicable

70 days per trip

70 days per trip

Not applicable

Not applicable

Not applicable

Maximum Number of Trips

Not applicable

Not applicable

No limit

No limit

Not applicable

Not applicable

Not applicable

Multi-Award Winning Customer Service

Squaremouth’s customer service team has been recognized nationally for its excellence. In 2016, Squaremouth received its second Stevie Award for Customer Service Department of the Year in the American Business Awards, the nation’s premier business awards program.

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Safe With Our Zero Complaint Guarantee

Every travel insurance policy purchased through Squaremouth comes with our Zero Complaint Guarantee. In the event of a complaint, we will mediate with the insurance provider on your behalf. If the complaint is not resolved to our satisfaction, we will remove the provider from our website.

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$1,000 tips shine a light on service

Squaremouth, a company that puts a focus on how to treat customers, rewards 20 who do the same.

BY KATHERINE SNOW SMITH
Times Staff Writer

See what happened

One of America’s Best Workplaces

Squaremouth is consistently recognized, both locally and nationally, as one of the best places to work. Fortune Magazine named Squaremouth one of America’s Best Small Workplaces and the No. 2 Best Workplace for Women in the nation.

Read More