HTH Travel Insurance

HTH Travel Insurance TripProtector Preferred

Provider: HTH Travel Insurance

Plan: TripProtector Preferred

Certificate: View Certificate

Zero Complaint Guarantee:
This provider complies with Squaremouth's Zero Complaint Guarantee

Summary of Policy Benefits


  • Cancel for Covid-19 Sickness: Included in Trip Cancellation & Interruption
  • Trip Cancellation: 100% of the trip cost
  • Trip Interruption: 200% of the trip cost
  • Hurricane & Weather: Common carrier delay for 6 hours, Accommodation made uninhabitable, Must be purchased before storm is named
  • Terrorism: Covered for foreign and domestic
  • Financial Default: Covered after 10 day wait
  • Employment Layoff: Covered, If employed for 1 continuous year
  • Cancel For Medical Reasons: Included in Trip Cancellation and Trip Interruption
  • Cancel For Any Reason: Optional coverage, This benefit is separate from Trip Cancellation


  • Medical Coverage for Covid-19: Included in Emergency Medical
  • Emergency Medical: $500,000 per person, Primary coverage
  • Pre-Existing Condition: Covered if purchased within 21 days of trip deposit


  • Medical Evacuation & Repatriation: $1,000,000 per person

Loss or Delay

  • Travel Delay: $2,000 per person, $200 daily limit, Covered after 6 hour delay
  • Baggage Delay: $400 per person, Covered after 12 hour delay
  • Baggage & Personal Items Loss: $2,000 per person, $500 per item, $1,000 specific items limit
  • Missed Connection: $1,000 per person, $200 daily limit, Covered after 3 hour delay, Cruise and tour only

Accidental Death

  • 24 Hour AD&D: $50,000 per person
  • Flight Only AD&D: $100,000 per person


  • Sports & Activities: Covered, Limitations apply
  • Sports Equipment Loss: Included in Baggage & Personal Items Loss
  • Sports Fees: Included in Cancellation & Interruption

Other Benefits

  • Rental Car Damage: $35,000 policy limit
  • Money Back Guarantee: Free look up to 10 days after purchase
  • 24 Hour Assistance Service: 24 hour assistance provided