Nationwide Mutual Insurance Company

Nationwide Mutual Insurance Company Essential

Provider: Nationwide Mutual Insurance Company

Plan: Essential

Certificate: View Certificate

Zero Complaint Guarantee:
This provider complies with Squaremouth's Zero Complaint Guarantee

Summary of Policy Benefits


  • Cancel for Covid-19 Sickness: Included in Trip Cancellation & Interruption
  • Trip Cancellation: 100% of the trip cost
  • Trip Interruption: 125% of the trip cost
  • Hurricane & Weather: Common carrier delay for 24 hours, Accommodation made uninhabitable, Must be purchased before storm is named
  • Terrorism: Covered for foreign and domestic
  • Financial Default: Covered after 10 day wait if purchased within 10 days of trip deposit
  • Employment Layoff: Covered, If employed for 3 continuous years
  • Cancel For Medical Reasons: Included in Trip Cancellation and Trip Interruption


  • Medical Coverage for Covid-19: Included in Emergency Medical
  • Emergency Medical: $75,000 per person, Secondary coverage
  • Pre-Existing Condition: Covered if purchased within 10 days of trip deposit


  • Medical Evacuation & Repatriation: $250,000 per person

Loss or Delay

  • Travel Delay: $600 per person, $150 daily limit, Covered after 6 hour delay
  • Baggage Delay: $100 per person, Covered after 12 hour delay
  • Baggage & Personal Items Loss: $600 per person, $250 per item, $500 specific items limit

Accidental Death

  • 24 Hour AD&D: Optional coverage
  • Flight Only AD&D: Optional coverage


  • Sports & Activities: Covered, Limitations apply
  • Sports Fees: Included in Cancellation & Interruption

Other Benefits

  • Rental Car Damage: Optional coverage
  • Money Back Guarantee: Free look up to 10 days after purchase
  • 24 Hour Assistance Service: 24 hour assistance provided