Nationwide Mutual Insurance Company

Squaremouth offers 5 policies from Nationwide Mutual Insurance Company. Below, you can compare all 5 policies and review each policy’s certificate.

Provider & Policy
Essential
Certificate
Prime
Certificate
Cruise Universal
Certificate
Cruise Choice
Certificate
Cruise Luxury
Certificate
Ratings
AM Best Rating Underwritten by Nationwide Mutual Insurance Company

AM Best's Rating of A+ (Superior)
Effective as of: 11/16/2018

Verify this rating at www.ambest.com
Underwritten by Nationwide Mutual Insurance Company

AM Best's Rating of A+ (Superior)
Effective as of: 11/16/2018

Verify this rating at www.ambest.com
Underwritten by Nationwide Mutual Insurance Company

AM Best's Rating of A+ (Superior)
Effective as of: 11/16/2018

Verify this rating at www.ambest.com
Underwritten by Nationwide Mutual Insurance Company

AM Best's Rating of A+ (Superior)
Effective as of: 11/16/2018

Verify this rating at www.ambest.com
Underwritten by Nationwide Mutual Insurance Company

AM Best's Rating of A+ (Superior)
Effective as of: 11/16/2018

Verify this rating at www.ambest.com
Zero Complaint Guarantee
This provider complies with Squaremouth's Zero Complaint Guarantee

This provider complies with Squaremouth's Zero Complaint Guarantee

This provider complies with Squaremouth's Zero Complaint Guarantee

This provider complies with Squaremouth's Zero Complaint Guarantee

This provider complies with Squaremouth's Zero Complaint Guarantee
Trending Benefits
Coronavirus Cancellation

Included in Trip Cancellation & Interruption

Included in Trip Cancellation & Interruption

Included in Trip Cancellation & Interruption

Included in Trip Cancellation & Interruption

Included in Trip Cancellation & Interruption

Coronavirus Medical

Included in Emergency Medical

Included in Emergency Medical

Included in Emergency Medical

Included in Emergency Medical

Included in Emergency Medical

Cancel For Any Reason

No coverage

Optional coverage
This benefit is separate from Trip Cancellation

No coverage
This benefit is separate from Trip Cancellation

No coverage
This benefit is separate from Trip Cancellation

Optional coverage
This benefit is separate from Trip Cancellation

Cancellation
Trip Cancellation

100% of the trip cost

100% of the trip cost

100% of the trip cost

100% of the trip cost

100% of the trip cost

Trip Interruption

125% of the trip cost

200% of the trip cost

125% of the trip cost

150% of the trip cost

150% of the trip cost

Hurricane & Weather

Common carrier delay for 24 hours
Accommodation made uninhabitable
Must be purchased before storm is named

Common carrier delay for 24 hours
Accommodation made uninhabitable
Must be purchased before storm is named

Common carrier delay for 24 hours
Accommodation made uninhabitable
Must be purchased before storm is named

Common carrier delay for 24 hours
Accommodation made uninhabitable
Must be purchased before storm is named

Common carrier delay for 24 hours
Accommodation made uninhabitable
Must be purchased before storm is named

Terrorism

Covered for foreign and domestic

Covered for foreign and domestic

Covered for foreign and domestic

Covered for foreign and domestic

Covered for foreign and domestic

Financial Default

Covered after 10 day wait if purchased within 10 days of trip deposit

Covered after 10 day wait if purchased within 21 days of trip deposit

Covered after 14 day wait if purchased before the final trip payment

Covered after 14 day wait if purchased before the final trip payment

Covered after 14 day wait if purchased before the final trip payment

Employment Layoff

Covered
If employed for 3 continuous years

Covered
If employed for 3 continuous years

Covered
If employed for 3 continuous years

Covered
If employed for 3 continuous years

Covered
If employed for 3 continuous years

Cancel For Medical Reasons

Included in Trip Cancellation and Trip Interruption

Included in Trip Cancellation and Trip Interruption

Included in Trip Cancellation and Trip Interruption

Included in Trip Cancellation and Trip Interruption

Included in Trip Cancellation and Trip Interruption

Cancel For Work Reasons

No coverage

No coverage

Covered if purchased before the final trip payment
Must be employed for 2 continuous years

Covered if purchased before the final trip payment
Must be employed for 2 continuous years

Covered if purchased before the final trip payment
Must be employed for 2 continuous years

Medical
Emergency Medical

$75,000 per person accident
$75,000 per person sickness
Secondary coverage

$150,000 per person accident
$150,000 per person sickness
Secondary coverage

$75,000 per person accident
$75,000 per person sickness
Secondary coverage

$100,000 per person accident
$100,000 per person sickness
Secondary coverage

$150,000 per person accident
$150,000 per person sickness
Secondary coverage

Pre-Existing Condition

Covered if purchased within 10 days of trip deposit

Covered if purchased within 21 days of trip deposit

No coverage
Pre-existing look-back period 60 days

Covered if policy purchased before the final trip payment

Covered if policy purchased before the final trip payment

Evacuation
Medical Evacuation & Repatriation

$250,000 per person

$1,000,000 per person

$250,000 per person

$500,000 per person

$1,000,000 per person

Non-Medical Evacuation

No coverage

No coverage

No coverage

$25,000 per person

$25,000 per person

Loss or Delay
Travel Delay

$600 per person
$150 daily limit
Covered after 6 hour delay

$1,500 per person
$250 daily limit
Covered after 6 hour delay

$500 per person
$100 daily limit
Covered after 6 hour delay

$750 per person
$150 daily limit
Covered after 6 hour delay

$1,000 per person
$200 daily limit
Covered after 6 hour delay

Baggage Delay

$100 per person
Covered after 12 hour delay

$600 per person
Covered after 12 hour delay

$250 per person
Covered after 8 hour delay

$500 per person
Covered after 8 hour delay

$1,000 per person
Covered after 6 hour delay

Baggage & Personal Items Loss

$600 per person
$250 per item
$500 specific items limit

$2,000 per person
$250 per item
$500 specific items limit

$1,500 per person
$300 per item
$600 specific items limit

$2,500 per person
$300 per item
$600 specific items limit

$2,500 per person
$500 per item
$1,000 specific items limit

Missed Connection

No coverage

$500 per person
Covered after 3 hour delay
Cruise only

$500 per person
Covered after 3 hour delay
Cruise only

$1,500 per person
Covered after 3 hour delay
Cruise only

$2,500 per person
Covered after 3 hour delay
Cruise only

Accidental Death
24 Hour AD&D

Optional coverage

$50,000 per person

No coverage

$25,000 per person

$25,000 per person

Flight Only AD&D

Optional coverage

Optional coverage

No coverage

No coverage

No coverage

Sports
Sports & Activities

Covered
Limitations apply

Covered
Limitations apply

Covered
Limitations apply

Covered
Limitations apply

Covered
Limitations apply

Sports Equipment Loss

No coverage

No coverage

Included in Baggage & Personal Items Loss

Included in Baggage & Personal Items Loss

Included in Baggage & Personal Items Loss

Sports Fees

Included in Cancellation & Interruption

Included in Cancellation & Interruption

Included in Cancellation & Interruption

Included in Cancellation & Interruption

Included in Cancellation & Interruption

Other Benefits
Rental Car Damage

Optional coverage

Optional coverage

No coverage

No coverage

No coverage

Money Back Guarantee

Free look up to 10 days after purchase

Free look up to 10 days after purchase

Free look up to 10 days after purchase

Free look up to 10 days after purchase

Free look up to 10 days after purchase

24 Hour Assistance Service

24 hour assistance provided

24 hour assistance provided

24 hour assistance provided

24 hour assistance provided

24 hour assistance provided

Multi-Award Winning Customer Service Team

Squaremouth’s outside-the-box approach to customer service has been recognized nationally and internationally, with 13 awards in 5 years. Customer service is part of everybody’s job at Squaremouth. Every employee spends time on the phone with customers each week.

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$30,000 Contest Encourages Reading Policy Documents

To highlight the importance of reading policy documents from start to finish, Squaremouth awarded one customer $10,000 in a secret contest for being the first to read hers. Then, we gave another $10,000 to a children’s literacy charity and $5,000 each to two schools.

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$1,000 Tips Shine a Light on Service

Squaremouth, a company that puts a focus on customer service, rewards 20 outstanding customer service providers in St. Petersburg, Florida with $1,000 cash tips. Then, one received an additional $10,000 as the Thank You Campaign’s grand prize winner.

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One of America’s Best and Fastest-Growing Companies

Squaremouth is consistently awarded for its unique company culture and steady revenue growth. This includes national recognition from Inc. Magazine, Fortune, and Entrepreneur, and local recognition from the Tampa Bay Business Journal and Florida Trend.

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