Last updated: 12/28/2022
For many travelers taking trips to Italy, covering their trip cost is a primary concern. For these travelers, Squaremouth recommends a comprehensive travel insurance policy with cancellation coverage and medical benefits. These policies typically cost between 5% and 10% of their total trip cost.
Within a comprehensive travel insurance policy, travelers will have coverage for their trip cost under the Trip Cancellation benefit. The main covered reasons under Trip Cancellation is an illness or injury of the traveler, their traveling companion, or their family member. This can include canceling due to contracting Covid-19. However, most policies with Trip Cancellation coverage have many other covered reasons, including terrorism and severe weather, that can cover travelers who are unable to take their trip. These benefits are included as part of the Trip Cancellation benefits, and do not increase the cost of a policy.
In addition to cancellation benefits, a comprehensive policy will also include Emergency Medical and Medical Evacuation coverage. These benefits are recommended for travelers taking an international trip, due to the potential for high medical bills. Squaremouth recommends at least $50,000 in Emergency Medical coverage for a trip to Italy, and $100,000 in Medical Evacuation coverage. However, with many travelers spending multiple weeks in Italy for their trips, a policy with higher coverage amounts may be better.
Comprehensive travel insurance policies will also offer coverage for travel delays and luggage.
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Wineries, scenic views, cooking courses, and historic landmarks have positioned Italy as one of the world’s most popular destinations.
Destination Rank: 3
Percentage of Squaremouth Sales: 6.48%
Average Premium: $381.59
Average Trip Cost: $5,827.70
Squaremouth Analytics compares thousands of travel insurance policies purchased pre- and post-pandemic to identify changes and trends in the travel insurance industry. For more Italy travel insurance trend data, please contact one of our travel insurance experts.
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Steven Benna, Lead Data Analyst: sbenna@squaremouth.com