What is Terrorism?

Terrorism reimburses travelers who need to cancel or interrupt their trip due to a terrorist attack.

Many policies include Terrorism coverage within the Trip Cancellation and Trip Interruption benefits. The Terrorism travel insurance benefit can cover a traveler to cancel their trip due to a terrorist attack, as long as they purchased a policy before the attack occurred.

In order to be eligible for coverage, the following conditions typically must be met:


  • The attack typically must be deemed an act of terrorism by the U.S. Department of State, or a local government where the attack occurred

  • The attack must occur in or near a city listed on a traveler’s itinerary

  • The attack must occur within 7-30 days of a traveler’s scheduled arrival

  • There have been no other terrorist incidents in the same city within a specified period of time

Please be aware that coverage and eligibility requirements for this benefit differ by policy. The tables below show the providers that offer Terrorism coverage.

Looking for a policy with Terrorism coverage?

Enter your trip information on our custom search form. Once you receive your results, select the Terrorism filter to find the best policy for your trip with the coverage that you need.

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Each policy's Terrorism coverage is summarized below. View the full benefit wording for all policies here.

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