Mexico Travel Insurance Requirements

Last updated: 12/28/2022

Squaremouth’s Mexico Travel Insurance Recommendations

While travel insurance is not required for travelers planning a trip to Mexico, it is still recommended. Typically, travelers taking international trips will buy comprehensive policies, covering cancellations, medical emergencies, travel delays, and luggage. For Mexico specifically, medical travel insurance is a top concern. More travelers search specifically for Emergency Medical coverage for trips to Mexico than any other country.

For travelers visiting Mexico, Squaremouth recommends comprehensive travel insurance. Most policies are built to cover travelers main concerns, including cancellations, medical emergencies, delays, and luggage. Aside from Trip Cancellation coverage, benefits typically cannot be removed.

If you’re concerned about not being able to travel for a certain reason, such as an illness or severe weather, a policy with Trip Cancellation may protect your prepaid trip expenses. The most common covered reason for Trip Cancellation is an illness, injury, or death of you, a traveling companion, or a family member. This benefit can also cover other events that lead to a cancellation, such as severe weather, terrorism, and employment layoff, among others. The Trip Cancellation benefit can also cover travelers who cannot travel because they contracted Covid-19.

For travelers going to popular Mexican towns or resorts, we recommend at least $50,000 in Emergency Medical, and $100,000 in Medical Evacuation. These benefits can reimburse you for medical emergencies that occur during your trip, such as physician services, hospital fees, or ambulance costs, among others. Travelers who contract Covid-19 during their trip to Mexico can be covered by the medical benefits of a travel insurance policy.

However, we recommend higher coverage amounts for travelers stopping in Mexico as part of a cruise, or traveling to a remote area. For these travelers, we recommend at least $100,000 in Emergency Medical coverage, and $250,000 in Medical Evacuation coverage. Travelers with excursions booked should search for a policy with sports and activities coverage.

Click here to begin your search for Mexico Travel Insurance.

Mexico Travel Insurance Trends and Data

With many popular cities, beaches, and all-inclusive resorts, Mexico has long been one of the most popular destinations for travelers.


Destination Rank: 2

Percentage of Squaremouth Sales: 7.17%

Average Premium: $169.77

Average Trip Cost: $2,560.67

Squaremouth Analytics compares thousands of travel insurance policies purchased pre- and post-pandemic to identify changes and trends in the travel insurance industry.

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