Is Terrorism a covered reason for cancellation?

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Short Answer

Yes, some policies provide Terrorism coverage within the Trip Cancellation and Trip Interruption benefits if your trip is canceled or interrupted due to a foreign or domestic terrorist incident in a city listed on your itinerary.

More Detail

Terrorism coverage can be included in Trip Cancellation and Trip Interruption benefits.

In order for this benefit to provide coverage, the incident must be deemed as an act of terrorism by the US Department of State and must meet the policy’s specified requirements. Typical requirements include:

– The incident must occur in a city listed on your itinerary
– The incident must occur within a specified time period of your arrival, usually 30 days
– There have been no recent terrorist incidents in the same city within a specified period of time

Please visit our Terrorism and Travel Insurance Information Center for up-to-date provider position statements, travel warnings and answers to frequently asked questions.

This information can vary based on the travel insurance policy. Please review the policy certificate to verify coverage. If you have questions about a specific policy, please contact us directly at 800-240-0369. Our customer service representatives are available from 8am to 10pm ET seven days a week and are delighted to help!