Loss or Delay

What does baggage mean?

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Short Answer

“Baggage” typically refers to luggage and personal possessions taken with you on the covered trip.

More Detail

Baggage can include your luggage and personal possessions taken on a covered trip. There are two benefits that can protect your baggage during a covered trip, Baggage Delay and Baggage and Personal Item’s Loss.

The Baggage Delay benefit can provide reimbursement for items you purchased while your bags were delayed such as clothing or toiletries.

The Baggage and Personal Item’s Loss benefit can provide reimbursement of lost, stolen or damaged baggage up to the maximum shown on the schedule of benefits, provided the traveler has made all necessary measures to protect, save, and recover property at all times.

This information can vary based on the travel insurance policy. Please review the policy certificate to verify coverage. If you have questions about a specific policy, please contact us directly at 800-240-0369. Our customer service representatives are available from 8am to 10pm ET seven days a week and are delighted to help!