Sports Equipment Delay

Sporting Equipment Delay Benefit * if Upgrade purchased – $600 per Insured

If the Insured’s Covered Trip is delayed for 24 hours or more due to a Covered Loss, We will reimburse the Insured a Sporting Equipment Delay Benefit for expenses to rent sporting equipment, up to the corresponding Maximum Covered Amount per Insured shown in the Schedule, if the Insured’s sporting equipment is delayed, while on a Covered Trip. Receipts for the expenses incurred must be submitted for reimbursement, along with written proof that the Insured’s sporting equipment was delayed.

SPORTS EQUIPMENT RENTAL

The Company will reimburse You, up to the Maximum Benefit shown on the Schedule of Benefits, for the reasonable cost of renting sports equipment during the Trip if, while on the Trip, Your or Your Traveling Companion’s checked sports equipment is lost, stolen, damaged or delayed by a Common Carrier for twelve (12) hours or more.

All claims must be verified by the Common Carrier who must certify the delay or misdirection. Receipts for the purchases must accompany any claim.

SPORTING EQUIPMENT AND GOLF EQUIPMENT DELAY

If, while on a Trip, Your sporting or golf equipment is delayed or misdirected by the Common Carrier for at least 6 consecutive hours, the Company will reimburse You up to the Maximum Limit shown in the Schedule for the rental or purchase of sporting golf equipment.

Incurred expenses over $25 must be accompanied by receipts.

SPORTS EQUIPMENT RENTAL

The Company will reimburse You, up to the Maximum Benefit shown on the Schedule of Benefits, for the reasonable cost of renting sports equipment during the Trip if, while on the Trip, Your checked sports equipment is lost, stolen, damaged or delayed by a Common Carrier for twelve (12) hours or more.

All claims must be verified by the Common Carrier who must certify the delay or misdirection. Receipts for the purchases must accompany any claim.

SPORTS EQUIPMENT RENTAL

The Company will reimburse You, up to the Maximum Benefit shown on the Schedule of Benefits, for the reasonable cost of renting sports equipment during the Trip if, while on the Trip, Your checked sports equipment is lost, stolen, damaged or delayed by a Common Carrier for twelve (12) hours or more.

All claims must be verified by the Common Carrier who must certify the delay or misdirection. Receipts for the purchases must accompany any claim.

Sports Equipment Rental – up to $500 per day to a maximum of $2,000 per person

SPORTS EQUIPMENT RENTAL

We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the reasonable cost of renting sports equipment, if Your property is lost, stolen, damaged, destroyed or delayed by a Common Carrier for twelve (12) or more hours during Your Trip.

These benefit(s) will not duplicate any other benefits payable under the policy or any coverage(s) attached to the policy.

SPORTS EQUIPMENT RENTAL

We will reimburse You up to the Maximum Benefit Amount shown in the Schedule of Benefits for the reasonable costs paid to rent substitute sports equipment during Your Trip, if Your sports equipment is stolen, damaged, or destroyed by a third party, or lost or delayed for nine (9) hours or more by a Common Carrier. Benefits under this coverage are only payable if You have taken reasonable steps to protect, save and/or recover Your property at all times.

A police report is required if Your sports equipment is stolen. Documentation from the Common Carrier or responsible third party is required for proof of damage, delay or loss by a Common Carrier. Original receipts and list of stolen, damaged or lost sports equipment must be provided along with proof of loss providing the amount of loss, date, time and cause of loss.

OPTIONAL SPORTS & GOLF EQUIPMENT RENTAL – up to $2,500 per item, to a maximum of $5,000.

We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the reasonable cost of renting sports or golf equipment, if Your property is lost, stolen, damaged, destroyed or delayed by a Common Carrier for 6 or more hours during Your Trip.

These benefit(s) will not duplicate any other benefits payable under the policy or any coverage(s) attached to the policy.

OPTIONAL SPORTS & GOLF EQUIPMENT RENTAL – up to $2,500 per item, to a maximum of $5,000

We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the reasonable cost of renting sports or golf equipment, if Your property is lost, stolen, damaged, destroyed or delayed by a Common Carrier for 6 or more hours during Your Trip.

These benefit(s) will not duplicate any other benefits payable under the policy or any coverage(s) attached to the policy.

SPORTING EQUIPMENT AND GOLF EQUIPMENT DELAY

If, while on a Trip, Your sporting or golf equipment is delayed or misdirected by the Common Carrier for at least 6 consecutive hours, the Company will reimburse You up to the Maximum Limit shown in the Schedule for the rental or purchase of sporting golf equipment.

Incurred expenses over $25 must be accompanied by receipts.

SPORTING & GOLF EQUIPMENT DELAY – Minimum delay of 6 hours

The Company will reimburse up to the Maximum Limit shown in the Schedule if, while on a Trip, the Insured’s sporting or golf equipment is delayed or misdirected by the Common Carrier for more than the number of hours shown in the Schedule. The Company will reimburse up to the Maximum Limit shown in the Schedule for the rental or purchase of sporting golf equipment.

Included in Baggage Delay.

OPTIONAL SPORTS EQUIPMENT RENTAL

We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the reasonable cost of renting sports equipment, if Your property is lost, stolen, damaged, destroyed or delayed by a Common Carrier for 12 or more hours during Your Trip.

These benefit(s) will not duplicate any other benefits payable under the policy or any coverage(s) attached to the policy

OPTIONAL SPORTS EQUIPMENT RENTAL

We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the reasonable cost of renting sports equipment, if Your property is lost, stolen, damaged, destroyed or delayed by a Common Carrier for 12 or more hours during Your Trip.

These benefit(s) will not duplicate any other benefits payable under the policy or any coverage(s) attached to the policy.

OPTIONAL EXTENDED PERSONAL PROPERTY PAC

1. The following benefit is added as follows:

If, while on Your Trip, Your checked sports equipment is lost, stolen, damaged or delayed by a Common Carrier for 12 hours or more, benefits will be paid, up to the Maximum Benefit Amount shown in the Confirmation of Benefits, for the reasonable cost of renting sports equipment during Your Trip.

2. the Baggage and Personal Effects does not include section is amended to delete the following exclusions:

15) professional or occupational equipment or property, whether or not electronic business equipment;

17) telephones or PDA devices, computer hardware or software;

Coverage on property listed in item #2 above is subject to a $100 deductible per occurrence.

The maximum limit of liability for: professional or occupational equipment or property, whether or not electronic business equipment; telephones, computer hardware or software; and Sports Equipment Rental is $1,000.

Included in Baggage Delay.

Included in Baggage Delay.