Sports Equipment Delay can cover the cost of renting equipment in the event a traveler’s own equipment is delayed while on the way to their destination.
The Sports Equipment Delay benefit can refund travelers up to the maximum coverage amount included on the policy. This benefit only covers equipment that is delayed while a traveler is enroute to their destination, and does not provide a payment if their equipment is delayed on their way home.
Please be aware that coverage and eligibility requirements for this benefit differ by policy. The tables below show the providers that offer Sports Equipment Delay coverage.
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Policy Name and Summary of Coverage | Full Policy Wording | |
1 |
Optional coverage |
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Sporting Equipment Delay Benefit * if Upgrade purchased – $600 per Insured If the Insured’s Covered Trip is delayed for 24 hours or more due to a Covered Loss, We will reimburse the Insured a Sporting Equipment Delay Benefit for expenses to rent sporting equipment, up to the corresponding Maximum Covered Amount per Insured shown in the Schedule, if the Insured’s sporting equipment is delayed, while on a Covered Trip. Receipts for the expenses incurred must be submitted for reimbursement, along with written proof that the Insured’s sporting equipment was delayed. |
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Policy Name and Summary of Coverage | Full Policy Wording | |
2 |
$1,000 per person |
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SPORTS EQUIPMENT RENTAL The Company will reimburse You, up to the Maximum Benefit shown on the Schedule of Benefits, for the reasonable cost of renting sports equipment during the Trip if, while on the Trip, Your or Your Traveling Companion’s checked sports equipment is lost, stolen, damaged or delayed by a Common Carrier for twelve (12) hours or more. All claims must be verified by the Common Carrier who must certify the delay or misdirection. Receipts for the purchases must accompany any claim. |
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Policy Name and Summary of Coverage | Full Policy Wording | |
3 |
$500 per person |
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SPORTING EQUIPMENT AND GOLF EQUIPMENT DELAY If, while on a Trip, Your sporting or golf equipment is delayed or misdirected by the Common Carrier for at least 6 consecutive hours, the Company will reimburse You up to the Maximum Limit shown in the Schedule for the rental or purchase of sporting golf equipment. Incurred expenses over $25 must be accompanied by receipts. |
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Policy Name and Summary of Coverage | Full Policy Wording | |
4 |
$5,000 per person |
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SPORTS EQUIPMENT RENTAL The Company will reimburse You, up to the Maximum Benefit shown on the Schedule of Benefits, for the reasonable cost of renting sports equipment during the Trip if, while on the Trip, Your checked sports equipment is lost, stolen, damaged or delayed by a Common Carrier for twelve (12) hours or more. All claims must be verified by the Common Carrier who must certify the delay or misdirection. Receipts for the purchases must accompany any claim. |
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5 |
$5,000 per person |
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SPORTS EQUIPMENT RENTAL The Company will reimburse You, up to the Maximum Benefit shown on the Schedule of Benefits, for the reasonable cost of renting sports equipment during the Trip if, while on the Trip, Your checked sports equipment is lost, stolen, damaged or delayed by a Common Carrier for twelve (12) hours or more. All claims must be verified by the Common Carrier who must certify the delay or misdirection. Receipts for the purchases must accompany any claim. |
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Policy Name and Summary of Coverage | Full Policy Wording | |
6 |
iTravelInsured Travel LX Basic $2,000 per person |
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Sports Equipment Rental – up to $500 per day to a maximum of $2,000 per person SPORTS EQUIPMENT RENTAL We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the reasonable cost of renting sports equipment, if Your property is lost, stolen, damaged, destroyed or delayed by a Common Carrier for twelve (12) or more hours during Your Trip. These benefit(s) will not duplicate any other benefits payable under the policy or any coverage(s) attached to the policy. |
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7 |
$5,000 per person |
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SPORTS EQUIPMENT RENTAL We will reimburse You up to the Maximum Benefit Amount shown in the Schedule of Benefits for the reasonable costs paid to rent substitute sports equipment during Your Trip, if Your sports equipment is stolen, damaged, or destroyed by a third party, or lost or delayed for nine (9) hours or more by a Common Carrier. Benefits under this coverage are only payable if You have taken reasonable steps to protect, save and/or recover Your property at all times. A police report is required if Your sports equipment is stolen. Documentation from the Common Carrier or responsible third party is required for proof of damage, delay or loss by a Common Carrier. Original receipts and list of stolen, damaged or lost sports equipment must be provided along with proof of loss providing the amount of loss, date, time and cause of loss. |
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Policy Name and Summary of Coverage | Full Policy Wording | |
8 |
Optional coverage |
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OPTIONAL SPORTS & GOLF EQUIPMENT RENTAL – up to $2,500 per item, to a maximum of $5,000. We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the reasonable cost of renting sports or golf equipment, if Your property is lost, stolen, damaged, destroyed or delayed by a Common Carrier for 6 or more hours during Your Trip. These benefit(s) will not duplicate any other benefits payable under the policy or any coverage(s) attached to the policy. |
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9 |
Optional coverage |
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OPTIONAL SPORTS & GOLF EQUIPMENT RENTAL – up to $2,500 per item, to a maximum of $5,000 We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the reasonable cost of renting sports or golf equipment, if Your property is lost, stolen, damaged, destroyed or delayed by a Common Carrier for 6 or more hours during Your Trip. These benefit(s) will not duplicate any other benefits payable under the policy or any coverage(s) attached to the policy. |
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Policy Name and Summary of Coverage | Full Policy Wording | |
10 |
$500 per person |
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SPORTING EQUIPMENT AND GOLF EQUIPMENT DELAY If, while on a Trip, Your sporting or golf equipment is delayed or misdirected by the Common Carrier for at least 6 consecutive hours, the Company will reimburse You up to the Maximum Limit shown in the Schedule for the rental or purchase of sporting golf equipment. Incurred expenses over $25 must be accompanied by receipts. |
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11 |
$500 per person |
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SPORTING & GOLF EQUIPMENT DELAY – Minimum delay of 6 hours The Company will reimburse up to the Maximum Limit shown in the Schedule if, while on a Trip, the Insured’s sporting or golf equipment is delayed or misdirected by the Common Carrier for more than the number of hours shown in the Schedule. The Company will reimburse up to the Maximum Limit shown in the Schedule for the rental or purchase of sporting golf equipment. |
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12 |
Included in Baggage Delay |
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Included in Baggage Delay. |
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Policy Name and Summary of Coverage | Full Policy Wording | |
13 |
Optional coverage |
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OPTIONAL SPORTS EQUIPMENT RENTAL We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the reasonable cost of renting sports equipment, if Your property is lost, stolen, damaged, destroyed or delayed by a Common Carrier for 12 or more hours during Your Trip. These benefit(s) will not duplicate any other benefits payable under the policy or any coverage(s) attached to the policy |
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14 |
Optional coverage |
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OPTIONAL SPORTS EQUIPMENT RENTAL We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the reasonable cost of renting sports equipment, if Your property is lost, stolen, damaged, destroyed or delayed by a Common Carrier for 12 or more hours during Your Trip. These benefit(s) will not duplicate any other benefits payable under the policy or any coverage(s) attached to the policy. |
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15 |
Optional coverage |
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OPTIONAL EXTENDED PERSONAL PROPERTY PAC 1. The following benefit is added as follows: If, while on Your Trip, Your checked sports equipment is lost, stolen, damaged or delayed by a Common Carrier for 12 hours or more, benefits will be paid, up to the Maximum Benefit Amount shown in the Confirmation of Benefits, for the reasonable cost of renting sports equipment during Your Trip. 2. the Baggage and Personal Effects does not include section is amended to delete the following exclusions: 15) professional or occupational equipment or property, whether or not electronic business equipment; 17) telephones or PDA devices, computer hardware or software; Coverage on property listed in item #2 above is subject to a $100 deductible per occurrence. The maximum limit of liability for: professional or occupational equipment or property, whether or not electronic business equipment; telephones, computer hardware or software; and Sports Equipment Rental is $1,000. |
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Policy Name and Summary of Coverage | Full Policy Wording | |
16 |
Included in Baggage Delay |
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Included in Baggage Delay. |
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17 |
Included in Baggage Delay |
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Included in Baggage Delay. |
Benefits
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