What is Sports Equipment Delay?

Sports Equipment Delay can cover the cost of renting equipment in the event a traveler’s own equipment is delayed while on the way to their destination.

The Sports Equipment Delay benefit can refund travelers up to the maximum coverage amount included on the policy. This benefit only covers equipment that is delayed while a traveler is enroute to their destination, and does not provide a payment if their equipment is delayed on their way home.

Please be aware that coverage and eligibility requirements for this benefit differ by policy. The tables below show the providers that offer Sports Equipment Delay coverage.

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Sports Equipment Delay by Provider

Last Updated: 04/15/2022
AXA Assistance USA AXA Assistance USA
Policy Name and Summary of Coverage
1

Platinum

$1,000 per person

SPORTS EQUIPMENT RENTAL

The Company will reimburse You, up to the Maximum Benefit shown on the Schedule of Benefits, for the reasonable cost of renting sports equipment during the Trip if, while on the Trip, Your or Your Traveling Companion’s checked sports equipment is lost, stolen, damaged or delayed by a Common Carrier for twelve (12) hours or more.

All claims must be verified by the Common Carrier who must certify the delay or misdirection. Receipts for the purchases must accompany any claim.

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battleface battleface
Policy Name and Summary of Coverage
2

Explorer

Optional coverage

Sportsman Equipment Delay – up to $100 per day, to a maximum of $500.

BAGGAGE DELAY

We will reimburse you, up to the maximum amount shown in the schedule of benefits, for the purchase of personal effects and rental or purchase of sportsman’s equipment, if your baggage or sportsman’s equipment is delayed or misdirected by the common carrier for more than twenty-four (24) hours while on your covered trip.

Incurred expenses must be accompanied by receipts.

This benefit does not apply if baggage is delayed after you have reached your return destination.

Baggage Delay Proof of Loss

You must provide us or our designated representative with the following:

a. An incident report filed with the common carrier confirming the delay;
b. Receipts for the expenses being claimed. If receipts are unavailable, other sufficient documentation such as a credit card statement; and
c. Documentation showing any received or expected settlements, refunds or credits for this loss from any other party.
d. You must provide documentation of the delay or misdirection of baggage by the common carrier.

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Berkshire Hathaway Travel Protection Berkshire Hathaway Travel Protection
Policy Name and Summary of Coverage
3

LuxuryCare

$500 per person

SPORTING EQUIPMENT AND GOLF EQUIPMENT DELAY

If, while on a Trip, Your sporting or golf equipment is delayed or misdirected by the Common Carrier for at least 6 consecutive hours, the Company will reimburse You up to the Maximum Limit shown in the Schedule for the rental or purchase of sporting golf equipment.

Incurred expenses over $25 must be accompanied by receipts.

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GoReady Insurance GoReady Insurance
Policy Name and Summary of Coverage
4

Choice

Optional coverage

SPORTING EQUIPMENT DELAY COVERAGE

We will reimburse you, up to the amount shown in the Schedule for the cost of Sporting Equipment rentals if your Sporting Equipment is delayed for 12 hours or more during your Trip. We will reimburse you up to the amount shown in the Schedule for expenses incurred during your Trip to locate/track your delayed Sporting Equipment, and to retrieve your delayed Sporting Equipment or to have your delayed Baggage delivered to you.

Limitations

This coverage terminates when your Sporting Equipment is retrieved or returned to you, or upon your arrival at the return destination of your Trip, whichever occurs first.

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5

Choice

Optional coverage

SPORTING EQUIPMENT DELAY COVERAGE

We will reimburse you, up to the amount shown in the Schedule for the cost of Sporting Equipment rentals if your Sporting Equipment is delayed for 12 hours or more during your Trip. We will reimburse you up to the amount shown in the Schedule for expenses incurred during your Trip to locate/track your delayed Sporting Equipment, and to retrieve your delayed Sporting Equipment or to have your delayed Baggage delivered to you.

Limitations

This coverage terminates when your Sporting Equipment is retrieved or returned to you, or upon your arrival at the return destination of your Trip, whichever occurs first.

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IMG IMG
Policy Name and Summary of Coverage
6

iTravelInsured Travel LX

$2,000 per person

Sports Equipment Rental – up to $500 per day to a maximum of $2,000 per person

SPORTS EQUIPMENT RENTAL

We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the reasonable cost of renting sports equipment, if Your property is lost, stolen, damaged, destroyed or delayed by a Common Carrier for twelve (12) or more hours during Your Trip.

These benefit(s) will not duplicate any other benefits payable under the policy or any coverage(s) attached to the policy.

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7

iTravelInsured Travel LX Basic

$2,000 per person

Sports Equipment Rental – up to $500 per day to a maximum of $2,000 per person

SPORTS EQUIPMENT RENTAL

We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the reasonable cost of renting sports equipment, if Your property is lost, stolen, damaged, destroyed or delayed by a Common Carrier for twelve (12) or more hours during Your Trip.

These benefit(s) will not duplicate any other benefits payable under the policy or any coverage(s) attached to the policy.

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8

iTravelInsured Travel Sport

$5,000 per person

SPORTS EQUIPMENT RENTAL

We will reimburse You up to the Maximum Benefit Amount shown in the Schedule of Benefits for the reasonable costs paid to rent substitute sports equipment during Your Trip, if Your sports equipment is stolen, damaged, or destroyed by a third party, or lost or delayed for nine (9) hours or more by a Common Carrier. Benefits under this coverage are only payable if You have taken reasonable steps to protect, save and/or recover Your property at all times.

A police report is required if Your sports equipment is stolen. Documentation from the Common Carrier or responsible third party is required for proof of damage, delay or loss by a Common Carrier. Original receipts and list of stolen, damaged or lost sports equipment must be provided along with proof of loss providing the amount of loss, date, time and cause of loss.

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Seven Corners Seven Corners
Policy Name and Summary of Coverage
9

RoundTrip Choice

Optional coverage

OPTIONAL SPORTS & GOLF EQUIPMENT RENTAL – up to $2,500 per item, to a maximum of $5,000.

We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the reasonable cost of renting sports or golf equipment, if Your property is lost, stolen, damaged, destroyed or delayed by a Common Carrier for 6 or more hours during Your Trip.

Our designated Travel Assistance Services Provider or We must authorize the sports or golf equipment rental expenses and make all arrangements in advance. Benefits will not be provided if You make such arrangements on Your own.

These benefit(s) will not duplicate any other benefits payable under the policy or any coverage(s) attached to the policy.

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10

RoundTrip Basic

Optional coverage

OPTIONAL SPORTS & GOLF EQUIPMENT RENTAL – up to $2,500 per item, to a maximum of $5,000

We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the reasonable cost of renting sports or golf equipment, if Your property is lost, stolen, damaged, destroyed or delayed by a Common Carrier for 6 or more hours during Your Trip.

Our designated Travel Assistance Services Provider or We must authorize the sports or golf equipment rental expenses and make all arrangements in advance. Benefits will not be provided if You make such arrangements on Your own.

These benefit(s) will not duplicate any other benefits payable under the policy or any coverage(s) attached to the policy.

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Tin Leg Tin Leg
Policy Name and Summary of Coverage
11

Adventure

$500 per person

SPORTING EQUIPMENT AND GOLF EQUIPMENT DELAY

If, while on a Trip, Your sporting or golf equipment is delayed or misdirected by the Common Carrier for at least 6 consecutive hours, the Company will reimburse You up to the Maximum Limit shown in the Schedule for the rental or purchase of sporting golf equipment.

Incurred expenses over $25 must be accompanied by receipts.

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12

Platinum

Included in Baggage Delay

Included in Baggage Delay.

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Travelex Insurance Services Travelex Insurance Services
Policy Name and Summary of Coverage
13

Travel Select

$200 per person

SPORTING EQUIPMENT AND GOLF EQUIPMENT DELAY

If, while on a Trip, Your sporting or golf equipment is delayed or misdirected by the Common Carrier for at least 24 consecutive hours, the Company will reimburse You up to the Maximum Limit shown in the Schedule for the rental or purchase of sporting golf equipment.

Incurred expenses over $25 must be accompanied by receipts.

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TravelSafe TravelSafe
Policy Name and Summary of Coverage
14

Basic

No coverage

There is no Sports Equipment Delay coverage with this plan.

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15

Classic

No coverage

There is no Sports Equipment Delay coverage with this plan.

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16

Classic Plus

No coverage

There is no Sports Equipment Delay coverage with this plan.

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Trawick International Trawick International
Policy Name and Summary of Coverage
17

Safe Travels Annual Executive

Included in Baggage Delay

Included in Baggage Delay.

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18

Safe Travels Annual Deluxe

Included in Baggage Delay

Included in Baggage Delay.

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19

Safe Travels Annual Basic

Included in Baggage Delay

Included in Baggage Delay.

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