Last Updated: 11/15/2021 02:48PM ET

On November 14, 2021, a car explosion near a hospital in Liverpool killed one person and injured at least one more. The explosion was declared a terrorist incident by U.K. police.

Most travel insurance providers can cover terrorist attacks, as long as the policy was purchased before the incident occurred. For the U.K. car explosion, travelers would have needed to purchase their policy prior to November 14, 2021. In addition, in order to be eligible for coverage, the following conditions typically must be met:

  • The attack typically must be deemed an act of terrorism by the U.S. Department of State, or a local government where the attack occurred. In this case, U.K. police deemed the explosion an act of terrorism.
  • The attack musth have occurred in or near a city listed on a traveler’s itinerary
  • The attack must have occurred within 7-30 days of a traveler’s scheduled arrival
  • There have been no other terrorist incidents in the same city within a specified period of time

The United Kingdom Car Explosion Travel Insurance Information Center explains coverage related to the attack. This database is regularly updated by Squaremouth’s travel insurance experts with answers to frequently asked questions, official provider position statements, travel alerts and notices, and other information as the storm develops. Information is subject to change at any time.

Questions? Squaremouth’s travel insurance experts are on hand to answer your questions about coverage. We are available from 8am to 10pm ET daily by chat and by phone at 1-800-240-0369.

On November 14, 2021, a car explosion near a hospital in Liverpool killed one person and injured at least one more, and was declared a terrorist incident by U.K. police.

In order for coverage to be available through a travel insurance policy, travelers would have needed to purchase their policy prior to November 14, 2021.

If you are currently traveling or have a trip planned to the United Kingdom, contact your provider's 24-Hour Emergency Assistance for help.

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