Can I cancel my trip because of an act of terrorism?

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Yes, many policies allow travelers to cancel their trip because of terrorism at their destination, as long as their policy includes Terrorism coverage and was purchased before the attack occurred.

In order for this benefit to be triggered, the incident must be deemed “terrorism” by the US Department of State, or a local government where the attack occurred, and must meet the policy’s specified requirements. Typical requirements include:

  • The incident must occur in or near a city listed on your itinerary
  • The incident must occur within a specified time period of your departure date, usually 7-30 days
  • The policy was in place before the terrrorist attack occurred
  • There have been no recent terrorist incidents in the same city within a specified period of time (some policies)

This information is time sensitive and may change or vary based on the travel insurance policy. If you have questions about a specific policy, please contact us directly at 800-240-0369. Our customer service representatives are available from 8am to 10pm ET, seven days a week, and are delighted to help!

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