International trips account for most policies sold on Squaremouth. These trips typically come with increased costs, greater risks, and more concerns for travelers.
For peace of mind and financial protection, many travelers are purchasing travel insurance policies ahead of their upcoming international trips. However, with hundreds of policies to choose from, from single-trip to annual travel insurance plans, finding the best option can be a daunting task.
To help you on your search, Squaremouth has ranked the top international travel plans.
Trawick International plans are consistently among the most popular travel insurance policies for globetrotters. They offer comprehensive coverage options that fit most budgets, each with generous coverage limits. Most policies include benefits for the most common concerns of international travelers, such as Trip Cancellation, Travel Delay, and Emergency Medical coverage, among others.
International travelers love Seven Corners because their comprehensive policies offer competitive coverage and affordable prices. The average premium for Seven Corners policies is roughly $260, which is $10 cheaper than the average policy found on Squaremouth. Travelers can enhance their policy with add-ons like CFAR coverage for added flexibility.
Tin Leg uses industry data and expertise to create policies that meet the needs of today’s international travelers. Travelers can choose from various plans, all offering comprehensive Trip Cancellation and Trip Interruption benefits, and a range of Emergency Medical and Medical Evacuation limits. If you need assistance during your trip, Tin Leg’s award-winning, 24-Hour customer service department will be at your assistance.
GeoBlue is known for offering strong medical policies at very affordable prices. With premiums averaging just $50 per traveler, their policies offer Emergency Medical coverage up to $1,000,000 and strong emergency evacuation benefits. Certain policies offered by GeoBlue also cover pre-existing medical conditions. Customers heading out on international vacations benefit from GeoBlue’s extensive global network of medical partners.
With over 25 years in business, WorldTrips specializes in offering affordable travel insurance policies for international trips. Policies average $86 per traveler and include comprehensive benefits that include cancellation, delay, and medical coverage. WorldTrips offers a generous Missed Connection benefit, which reimburses travelers if a 3+ hour delay causes them to miss a connecting flight.
Travel Insured International is a popular provider among international travelers because they offer comprehensive policies at a lower price. At the average premium of $90 per traveler, policyholders receive popular travel benefits ranging Trip Cancellation to Medical Evacuation. In addition to optional policy upgrades, Travel Insured International also offers strong Job Loss Protection in all plans.
Seven Corners began offering travel medical insurance to the international travel community more than 30 years ago. Since then, they have become one of the most trusted names in the industry. On Squaremouth, Seven Corners offers 10 different policies, many of which meet or exceed Squaremouth’s coverage recommendations for international travel. Sports and activities are covered under Seven Corners policies, but limitations and exclusions may apply.
When medical emergencies occur while traveling abroad, it helps to know you’re in good hands. Trawick is a globally recognized travel insurance provider, and has a reputation for its extensive global network of physicians. With many policies to choose from, they offer plans that can fit most trip types and budgets. For those taking remote trips, Trawick has policies that provide up to $2,000,000 per person in Medical Evacuation coverage. Many of Trawick’s policies meet Squaremouth’s minimum medical coverage recommendations of $50,000 in Emergency Medical and $100,000 in Medical Evacuation coverage.
Tin Leg’s policies are consistently among the most popular medical insurance plans for international travelers. Starting with their Economy plan, customers can get basic medical, delay, and cancellation coverage at an affordable price. Tin Leg’s popular Gold plan offers $500,000 in primary Emergency Medical and Medical Evacuation coverage, far exceeding Squaremouth’s international coverage recommendations. Almost all of Tin Leg’s travel insurance policies also offer coverage for Sports & Activities.
No travel plans are set in stone, and when travelers need to cancel their trip, it helps to have a travel insurance policy that offers flexibility and generous cancellation coverage. Seven Corners is one of the most popular providers for international travelers searching for a policy with the Cancel for Any Reason upgrade.
Because travel is often unpredictable, Cancel for Any Reason provides travelers a layer of protection if they need to cancel their plans for an uncovered reason. Tin Leg has a handful of policies that offer CFAR as an optional upgrade. With the upgrade, customers can cancel their trip and receive up to 75% of all prepaid, nonrefundable trip costs, such as flights and hotel stays.
John Hancock Insurance Agency is one of the leading providers for customers wanting a policy with the Cancel For Any Reason benefit. Cancel For Any Reason can be added to their Bronze, Silver, or Gold plans, and can reimburse travelers that use the benefit up to 75% of their prepaid, nonrefundable trip costs.
Travel insurance is recommended to travelers with high trip costs and those concerned about common travel disruptions impacting their trip. Having a policy can save travelers thousands of dollars in the event they need to file a claim.
Travel insurance costs equate to roughly 5-10% of your total travel expenses. With that fee comes comprehensive coverage against delays, trip cancellations, lost luggage, international medical expenses, and more.
There are two major types of coverage you can purchase for international travel, single trip and annual plans.
Single trip travel insurance plans are by far the most common. They offer coverage from the day after you buy your policy until the time you return home. These plans are ideal for travelers that want a simple trip protection solution.
Annual travel insurance plans, also called multi-trip plans, are ideal for frequent travelers that want one policy that covers multiple trips. This approach is often cost effective for those taking three or more trips in a 12-month span, and may be more convenient than purchasing multiple single trip plans.
Comparing international travel insurance policies can be a daunting task. From pricing to coverage amounts, benefits to exclusions, it’s easy to get overwhelmed at the amount of options to choose from.
Fortunately, comparing insurance benefit levels, prices, and exclusions is easier now than ever before. When browsing for travel insurance for your international trip, you should consider the following benefits.
Many travel credit cards now offer travel insurance benefits to cardholders. Coverage limits vary from one credit card to the next, so it’s important to review the details of your specific card before determining if further coverage is needed.
Most credit card insurance plans can protect against delays, cancellations and lost luggage. However, few plans include coverage for international medical care, which is one of the main reasons why customers buy travel insurance.
If medical coverage is important to you, Squaremouth recommends that you consider purchasing additional travel protection to supplement your existing credit card coverage.
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