The Medical Deductible is a co-pay amount that the insured is responsible for.
Medical Deductibles typically range from $0 to $2,500, depending on the policy. A deductible can be charged per policy, per person, per occurrence, or as a combination of the three.
Please be aware that coverage and eligibility requirements for this benefit differ by policy. The tables below show the providers that offer Medical Deductible coverage.
Enter your trip information on our custom quote form. Once you receive your results, select the Medical Deductible filter to find the best policy for your trip with the coverage that you need.
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Policy Name and Summary of Coverage | Full Policy Wording | |
1 |
No Medical Deductible |
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There is no Medical Deductible with this plan. |
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2 |
$50 per occurrence |
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“Deductible” means the dollar amount You must contribute to the loss. |
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Policy Name and Summary of Coverage | Full Policy Wording | |
3 |
$0 per person |
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Deductible means the dollar amount you must contribute to the loss. Optional Coverage The following will be included if elected and appropriate costs have been paid: Travel Medical Expense Deductible: $50. |
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Policy Name and Summary of Coverage | Full Policy Wording | |
4 |
No Medical Deductible |
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There is no Medical Deductible with this plan. |
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5 |
No Medical Deductible |
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There is no Medical Deductible with this plan. |
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6 |
No Medical Deductible |
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There is no Medical Deductible with this plan. |
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7 |
No Medical Deductible |
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There is no Medical Deductible with this plan. |
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Policy Name and Summary of Coverage | Full Policy Wording | |
8 |
$250 per person |
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Deductibles Deductibles are prescribed amounts of Covered Expenses the Covered Person must pay before benefits are available. The Deductible applies to all Covered Expenses, unless otherwise stated. Only Covered Expenses are applied to the Deductible. Any expenses the Covered Person incurs in addition to Covered Expenses are never applied to any Deductible. Deductibles will be credited on the Insurer’s files in the order in which the Covered Person’s claims are processed, not necessarily in the order in which he/she receives the service or supply. If the Covered Person submits a claim for services which have a maximum payment limit and his/her Period of Insurance Deductible is not satisfied, the Insurer will only apply the allowed per visit, per day, or per event amount (whichever applies) toward any applicable Deductible. |
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9 |
$250 per person |
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Deductibles Deductibles are prescribed amounts of Covered Expenses the Covered Person must pay before benefits are available. The Deductible applies to all Covered Expenses, unless otherwise stated. Only Covered Expenses are applied to the Deductible. Any expenses the Covered Person incurs in addition to Covered Expenses are never applied to any Deductible. Deductibles will be credited on the Insurer’s files in the order in which the Covered Person’s claims are processed, not necessarily in the order in which he/she receives the service or supply. If the Covered Person submits a claim for services which have a maximum payment limit and his/her Period of Insurance Deductible is not satisfied, the Insurer will only apply the allowed per visit, per day, or per event amount (whichever applies) toward any applicable Deductible. |
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10 |
$100 per person |
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Deductible – $100 per Covered Person per Period of Insurance Deductible means the amount of Covered Expenses the Covered Person must pay for Covered Services before benefits are available to him/her under this Certificate |
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11 |
$200 per person |
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Deductible – $200 per Covered Person per Period of Insurance Deductible means the amount of Covered Expenses the Covered Person must pay for Covered Services before benefits are available to him/her under this Certificate |
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Policy Name and Summary of Coverage | Full Policy Wording | |
12 |
$250 per person |
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Deductible means the dollar amount of Eligible Expenses which must be incurred and paid by the Plan Participant before benefits are payable under the Plan Document. It applies separately to each Plan Participant. |
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13 |
$250 per person |
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Deductible means the dollar amount of Eligible Expenses which must be incurred and paid by the Plan Participant before benefits are payable under the Plan Document. It applies separately to each Plan Participant. |
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14 |
$250 per person |
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Deductible means the dollar amount of Eligible Expenses which must be incurred and paid by the Plan Participant before benefits are payable under the Plan Document. It applies separately to each Plan Participant. |
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Policy Name and Summary of Coverage | Full Policy Wording | |
15 |
$250 per person |
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The deductible is $0, $100, $250 or $500 Per Person as selected. Deductible means the amount of expenses for covered services and supplies that must be incurred by You before specified benefits become payable. |
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16 |
$250 per person |
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Deductible means the amount of expenses for covered services and supplies that must be incurred by You before specified benefits become payable. The deductible is $0, $100, $250 or $500 Per Person as selected. |
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Policy Name and Summary of Coverage | Full Policy Wording | |
17 |
No Medical Deductible |
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There is no Medical Deductible with this plan. |
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18 |
No Medical Deductible |
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There is no Medical Deductible with this plan. |
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19 |
iTravelInsured Travel LX Basic No Medical Deductible |
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There is no Medical Deductible with this plan. |
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Policy Name and Summary of Coverage | Full Policy Wording | |
20 |
No Medical Deductible |
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There is no Medical Deductible with this plan. |
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21 |
No Medical Deductible |
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There is no Medical Deductible with this plan. |
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22 |
No Medical Deductible |
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There is no Medical Deductible with this plan. |
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Policy Name and Summary of Coverage | Full Policy Wording | |
23 |
No Medical Deductible |
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There is no Medical Deductible with this plan. |
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24 |
No Medical Deductible |
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There is no Medical Deductible with this plan. |
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25 |
No Medical Deductible |
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There is no Medical Deductible with this plan. |
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26 |
No Medical Deductible |
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There is no Medical Deductible with this plan. |
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27 |
$250 per person |
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3.1 Deductible, Copay and Coinsurance. Subject to Section 1.6, the Deductible and Coinsurance are per Insured Person and per Period of Coverage. They are applied to Covered Expenses and must be paid by You prior to receiving payment or reimbursement of benefits under this Certificate. Copays are per Insured Person, per service or supply, and are not subject to a limit. In no event will the Company’s maximum liability exceed the amount set forth in the Schedule of Benefits. Deductible: The Deductible is set forth in the Schedule of Benefits. It is separate from and does not include Copay or Coinsurance. |
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28 |
$250 per person |
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Deductible, Copay and Coinsurance. Subject to Section 1.6, the Deductible and Coinsurance are per Insured Person and per Period of Coverage. They are applied to Covered Expenses and must be paid by You prior to receiving payment or reimbursement of benefits under this Certificate. Copays are per Insured Person, per service or supply, and are not subject to a limit. In no event will the Company’s maximum liability exceed the amount set forth in the Schedule of Benefits. Deductible: |
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Policy Name and Summary of Coverage | Full Policy Wording | |
29 |
No Medical Deductible |
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There is no Medical Deductible with this plan. |
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30 |
No Medical Deductible |
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There is no Medical Deductible with this plan. |
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31 |
No Medical Deductible |
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There is no Medical Deductible with this plan. |
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32 |
No Medical Deductible |
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There is no Medical Deductible with this plan. |
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33 |
No Medical Deductible |
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There is no Medical Deductible with this plan. |
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34 |
No Medical Deductible |
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There is no Medical Deductible with this plan. |
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35 |
No Medical Deductible |
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There is no Medical Deductible with this plan. |
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36 |
No Medical Deductible |
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There is no Medical Deductible with this plan. |
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37 |
No Medical Deductible |
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There is no Medical Deductible with this plan. |
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38 |
No Medical Deductible |
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There is no Medical Deductible with this plan. |
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39 |
No Medical Deductible |
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There is no Medical Deductible with this plan. |
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40 |
No Medical Deductible |
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There is no Medical Deductible with this plan. |
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Policy Name and Summary of Coverage | Full Policy Wording | |
41 |
No Medical Deductible |
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There is no Medical Deductible with this plan. |
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42 |
No Medical Deductible |
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There is no Medical Deductible with this plan. |
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Policy Name and Summary of Coverage | Full Policy Wording | |
43 |
Safe Travels International excl US $250 per person |
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DEDUCTIBLE PER POLICY PERIOD: $0, $50, $100, $250, $500, $1,000, $2,500, $5,000 “Deductible” means the dollar amount of Covered Expenses that must be incurred as an out of-pocket expense by each Covered Person per Policy Period. The deductible must be met, by the Covered Person before Medical Expense Benefits can be paid or reimbursed. The deductible is applied to the first eligible claim processed. |
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44 |
Safe Travels International Cost Saver excl US $250 per person |
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Deductible per Policy Period: $0; $50; $100; $250; $500; $1,000; $2,500 or $5,000 as selected. “Deductible” means the dollar amount of Covered Expenses that must be incurred as an out of-pocket expense by each Covered Person per Policy Period. The Deductible must be met, by the Covered Person before Medical Expense Benefits can be paid or reimbursed. The Deductible is applied to the first eligible claim processed. |
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45 |
$250 per person |
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DEDUCTIBLE CHOICES PER POLICY PERIOD: In Network: $0 Per Policy Period Out of Network: $0, $50, $100, $250, $500, $1,000, $2,500, $5,000 per Policy Period EMERGENCY ROOM ILLNESS WITH NO DIRECT HOSPITAL ADMISSION: $200 Additional deductible per visit – Only applies when receiving care in an Emergency Room for an Illness that does result in a hospital admittance. “Deductible” means the dollar amount of Covered Expenses that must be incurred as an out of-pocket expense by each Covered Person on a per incidence basis. The deductible must be met, by the Covered Person before Medical Expense Benefits can be paid or reimbursed. The deductible is applied to the first eligible claim processed. |
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46 |
Safe Travels USA Comprehensive $250 per person |
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DEDUCTIBLE PER POLICY PERIOD: In Network: $0 per Policy Period Out of Network: $0, $50, $100, $250, $500, $1,000, $2,500, $5,000 per Policy Period |
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Policy Name and Summary of Coverage | Full Policy Wording | |
47 |
$250 per person |
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$0, $100, $250, $500, $1,000, $2,500, or $5,000 per Certificate Period Deductible means the dollar amount of eligible expenses, specified in the Schedule of Benefits and Limits that you must pay per certificate period before eligible expenses are paid. |
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48 |
$250 per person |
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$0, $100, $250, $500, $1,000, $2,500, or $5,000 per certificate period. Deductible means the dollar amount of eligible expenses, specified in the Schedule of Benefits and Limits that you must pay per certificate period before eligible expenses are paid. |
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49 |
Atlas Premium International excl US $250 per person |
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$0, $100, $250, $500, $1,000, $2,500, or $5,000 per Certificate Period Deductible means the dollar amount of eligible expenses, specified in the Schedule of Benefits and Limits that you must pay per certificate period before eligible expenses are paid. |
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50 |
$250 per person |
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$0, $100, $250, $500, $1,000, $2,500, or $5,000 per certificate period Deductible means the dollar amount of eligible expenses, specified in the Schedule of Benefits and Limits that you must pay per certificate period before eligible expenses are paid. |
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