Traveling to Bahamas

Last updated: 08/10/2021

Bahamas Travel Insurance Requirements

The Bahamas has surged in popularity amid the Covid-19 pandemic, staying open to foreign tourists for the duration. However, during that span, the Bahamian government has implemented requirements for all travelers visiting the country.

In order to be allowed into the country, all visitors must complete the Bahamas Health Travel Visa and show proof of a recent negative Covid-19 RT-PCR test. However, fully vaccinated travelers are exempt from submitting a negative Covid test.

In addition to this, all travelers visiting the Bahamas must opt into the mandatory travel medical insurance plan when they apply for their Bahamas health visa. The premium for this coverage is paid in advance, with the price varying based on the length of the trip.

Squaremouth’s Travel Insurance Recommendations

The travel insurance that travelers visiting the Bahamas are required to purchase is sold as part of their Bahamas Health Travel Visa application.

The primary purpose of the policy included as part of the visa application is providing medical benefits for travelers for the duration of their stay in the Bahamas. However, for travelers who have other concerns, Squaremouth recommends a comprehensive travel insurance policy to provide additional coverage.

Squaremouth recommends a comprehensive travel insurance policy that includes other benefits for the most common travel insurance concerns. Primarily, this includes Trip Cancellation coverage and Medical Evacuation coverage.

Due to the popularity of cruises into and out of the Bahamas, and the potential for higher than usual medical expenses, Squaremouth recommends high medical coverage for travelers visiting the Caribbean destination. For these travelers, Squaremouth recommends a policy with at least $100,000 in Emergency Medical coverage, and at least $250,000 in Medical Evacuation coverage.

Most travel insurance policies are comprehensive, including coverage for travelers main concerns, such as cancellations, medical emergencies, travel delays, and luggage. Travelers with prepaid and non-refundable trip expenses can buy a policy with Trip Cancellation to protect their financial investment in the trip. This benefit can reimburse 100% of their prepaid and non-refundable trip costs if they need to cancel for a covered reason, such as not being able to travel to the Bahamas because they are sick with Covid-19 or another illness. On average, a policy with this coverage will cost between 5% and 10% of the total trip cost.

Travel Trends and Data

With its tropical waters and beaches, the Bahamas has become one of the most popular destinations over the past year.


Destination Rank: 11

Percentage of Squaremouth Sales: 1.79%

Average Premium: $214.00

Average Trip Cost: $3,655.00

Squaremouth Analytics compares thousands of travel insurance policies purchased pre- and post-pandemic to identify changes and trends in the travel insurance industry. For more Bahamas travel insurance trend data, please contact one of our travel insurance experts.

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