Best International Travel Insurance of 2025
Written By James Clark Author
Reviewed By Steven Benna Editor
Reviewed By Arielle Turriff Product Specialist
Last Updated: December 2, 2025
Key Takeaways
-
After analyzing top-rated plans on the Squaremouth marketplace, we found that the best options for international travel are offered by Tin Leg & Travel Insured International.
-
Comprehensive travel insurance plans are recommended for international travel because they include coverage for medical emergencies, trip cancellations, travel delays, baggage coverage, and more.
-
Comprehensive travel insurance for trips abroad costs an average of $30/day, but medical-only travel coverage is available for even less if you are on a tight budget.
-
Since U.S. health insurance is not accepted abroad, we recommend opting for a policy with at least $50,000 of Emergency Medical coverage.
-
We recommend using our travel insurance quote tool to compare plans & prices from multiple providers at once, or speak with an agent at 1-800-240-0369.
The Most Popular International Travel Insurance Plans
After evaluating all policies on the Squaremouth marketplace, Tin Leg Gold is our pick for the top international travel insurance plan for 2025. Here is a quick look at all of the top international plans by category:
- Best Overall International Travel Insurance, Tin Leg – Gold
- Most Affordable Coverage, Tin Leg – Luxury
- Most Flexible Coverage Options, Travel Insured International – FlexiPAX
- Best Medical Coverage, Seven Corners – Trip Protection Choice
To ensure transparency and independence in selecting our travel insurance award winners, we base our decisions solely on Squaremouth marketplace sales data from the previous month, without any influence from insurance companies, business relationships, affiliates, or other external parties. Each award is given to the top-selling plans that meet the specific criteria outlined below.
- Best Overall International Travel Insurance: Over 1000 sales, destination not in the US, emergency medical coverage of at least $50,000, and medical evacuation coverage of at least $100,000, sorted by the highest to lowest number of policies sold.
- Most Affordable Coverage: Over 500 sales, destination not in the US, emergency medical coverage of at least $50,000, and medical evacuation coverage of at least $100,000, sorted by average premium from lowest to highest.
- Most Flexible Coverage Options: Over 500 sales, destination not in the US, CFAR and IFAR filters selected, emergency medical coverage of at least $50,000, and medical evacuation coverage of at least $100,000, sorted by the highest to lowest number of policies sold.
- Best Medical Coverage: Over 500 sales, destination not in the US, primary medical filter selected, emergency medical coverage of at least $50,000, and medical evacuation coverage of at least $100,000, sorted by the highest to lowest number of policies sold.
The Best International Travel Insurance Plans in Detail
Best Overall International Travel Insurance
Medical / Med Evac Coverage
$500,000 / $500,000Cancellation / Interruption Limits
100% / 150% of trip cost
Accounts for more than 20% of all international policy sales, making it the most popular plan among Squaremouth customers traveling abroad
Offers up to $500,000 in primary Emergency Medical coverage, the highest of any comprehensive plan found on Squaremouth
Covers more than 250 unique sports and activities, making it a great plan if you’re participating in active or high-risk itineraries
Tin Leg’s Gold policy is our top pick for international travel insurance due to its well-rounded coverage and popularity among customers insuring trips overseas. The plan’s Trip Cancellation benefits provide 100% protection for a wide range of unexpected events, ensuring that your travel expenses are safe in the event you need to cancel all or part of your trip. With $500,000 in Emergency Medical coverage and $500,000 in Medical Evacuation coverage per person, Tin Leg Gold’s medical coverage far exceeds our minimum coverage recommendation for international travel.
Similar to other Tin Leg plans, Gold offers strong protection if you plan on participating in recreational sports and adventure activities. In fact, two Tin Leg policies are listed in our Best Adventure Travel Insurance rankings.
Most Affordable Coverage
Medical / Med Evac Coverage
$100,000 / $250,000Cancellation / Interruption Limits
100% / 150% of trip cost
The most affordable comprehensive plan for international trips, providing 100% cancellation coverage and $100,000 in Primary Emergency Medical for an average premium of just $115
Can cover up to $100,000 in total travel expenses, making this the top option if you want top-level coverage without the high price tag
Provides up to $2,000 in coverage if your travel plans are delayed 6+ hours, among the highest reimbursement rates of any policy for a trip delay
Despite its name, Tin Leg Luxury is not limited to those taking first-class flights or staying in 5-star accommodations. While it does cover trip costs up to $100,000, the plan also offers among the most budget-friendly comprehensive coverage found on our marketplace. Some policy highlights include $100,000 in primary medical coverage, $2,000 in Travel Delay protection, which is generous for a relatively low-cost policy.
For greater coverage, you have the option to increase coverage limits on the plan’s medical benefits for a small fee. Add-ons like Cancel For Any Reason (CFAR) and Rental Car Damage protection are also available for purchase.
Most Flexible Coverage Options
Medical / Med Evac Coverage
$100,000 / $500,000Cancellation / Interruption Limits
100% / 150% of trip cost
One of just five policies on Squaremouth to offer CFAR, Interruption For Any Reason (IFAR), and Rental Car Damage protection as optional add-ons, providing the most flexibility among the top plans
Offers multiple ‘Policy Upgrade Bundles’ that allow you to increase coverage limits for key benefits like Emergency Medical, Medical Evacuation, Baggage Loss, and Baggage Delay
Pre-Existing Condition coverage is available if you purchase the plan within 21 days of your initial trip deposit, compared to the standard 15 days that most providers offer
No two trips overseas are the same, so it helps to find a policy that allows you to adapt your coverage based on your unique itinerary. That’s why FlexiPAX is our vote for the most flexible policy to cover international trips. This popular plan from Travel Insured International offers more customization options than almost any other plan on Squaremouth, which allows you to build a plan that works best for you and your unique needs.
In addition to a wide range of add-ons, FlexiPAX is one of the very few plans that allows you to improve your personal item protection by increasing coverage limits for benefits like Baggage Loss and Baggage Delay.
Best Medical Coverage
Medical / Med Evac Coverage
$500,000 / $1,000,000Cancellation / Interruption Limits
100% / 150% of trip cost
Offers higher medical coverage than any other comprehensive policy on Squaremouth, with up to $500,000 in Emergency Medical and $1,000,000 in Medical Evacuation
Includes up to $20,000 for any Non-Medical Evacuation, a benefit found in less than 25% of policies on our site
Extends coverage for pre-existing medical conditions if you purchase your policy within 20 days of initial trip deposit, while the cutoff for most plans is 14 or 15 days
For more than 30 years, travelers have been turning to Seven Corners for affordable, reliable international medical insurance. We chose their Trip Protection Choice plan as the best medical option for overseas medical coverage because it offers superior Emergency Medical and Medical Evacuation protection compared to other comprehensive policies on the market.
If you’re looking for comprehensive benefits beyond just medical, this plan also provides excellent coverage for other travel disruptions, such as cancellations, flight delays, baggage delays, and missed connections.
What is the Average Cost of International Travel Insurance?
In 2025, the average international travel insurance policy cost travelers roughly $310. In general, comprehensive travel insurance will cost 4-10% of the total prepaid, non-refundable travel expenses you choose to insure.
The cost of travel insurance will depend a lot on your specific trip details. Providers will often consider your total trip costs, age, destination, trip length, and coverage amounts when generating a quote.
The table below outlines estimated costs for a weeklong trip to Spain, broken down by traveler type.
Plan |
Solo Traveler |
Couple |
Family |
|
|---|---|---|---|---|
$152.00 |
$368.00 |
$370.00 |
Get Quotes | |
$102.00 |
$174.00 |
$254.00 |
Get Quotes | |
$135.00 |
$256.00 |
$168.00 |
Get Quotes | |
$169.00 |
$410.00 |
$438.00 |
Get Quotes |
The above prices are examples of a sample quote for a generic traveler profile and destination. The actual price you pay will vary based on your age, trip length, trip cost, destination, state of residence, and more. We provide these prices for example purposes only. For exact pricing, get a quote using your unique trip details.
The table above reveals that Tin Leg Luxury offers the most affordable international coverage if you’re traveling alone or with a significant other. Despite its low cost, it still offers strong medical coverage and trip cost protection, making it a great option if you’re traveling on a budget but still want peace of mind.
Travel Insured International’s FlexiPAX plan offers the greatest value if you’re a parent traveling abroad with young children. This is due to the plan’s generous family-friendly travel insurance pricing structure, which allows you to cover up to 9 children under the age of 18 at no additional cost. FlexiPAX also provides you with numerous ways to customize your coverage, which can be useful given the unpredictable nature of traveling with little ones.
On the other hand, Seven Corners’ Trip Protection Choice policy is the most expensive plan across all traveler types. However, this plan also provides some of the strongest travel medical coverage available on Squaremouth. You may find the higher premium worth it if you’re concerned about getting sick or injured while overseas.
Compare International Travel Insurance Benefits for the Top Plans
When planning international travel, remember that your U.S. health insurance is not typically accepted overseas. Medical care abroad can be expensive, especially if you require evacuation or repatriation services.
The CDC reports that international medical evacuations can cost more than $100,000, depending on your location and the severity of your condition. For that reason, we recommend plans with $50,000 or more in Emergency Medical coverage and at least $100,000 in Medical Evacuation coverage for overseas trips.
The best travel insurance policies will also protect against common trip disruptions such as cancellations, delays, and luggage issues. Comprehensive policies are the type of plan best suited for international trips because they offer the most robust coverage and limit your financial responsibility while away from home.
The table below shows how these policies compare side by side when it comes to coverage for in-demand benefits.
| Tin Leg Gold |
Tin Leg Luxury |
Travel Insured International FlexiPAX |
Seven Corners Trip Protection Basic |
|
|---|---|---|---|---|
| Emergency Medical | Up to $500,000 | Up to $100,000 | Up to $100,000 | Up to $500,000 |
| Medical Evacuation | Up to $500,000 | Up to $250,000 | Up to $500,000 | Up to $1,000,000 |
| Trip Cancellation | 100% of trip cost | 100% of trip cost | 100% of trip cost | 100% of trip cost |
| Trip Interruption | 150% of trip cost | 150% of trip cost | 100% of trip cost | 150% of trip cost |
| Travel Delay | $500 per person after a 6-hour delay | $2,000 per person after a 6-hour delay | $1,000 per person after a 6-hour delay | $2,000 per person after a 6-hour delay |
| Missed Connection | $500 per person after a 3-hour delay | $500 per person after a 3-hour delay | $500 per person after a 3-hour delay | (Cruise and tour only) $500 per person after a 3-hour delay |
| Baggage Loss | $500 per person | $100 per person | $750 per person | $2,500 per person |
| Baggage Delay | $200 per person after a 24-hour delay | $200 per person after a 24-hour delay | $300 per person after a 6-hour delay | $500 per person after a 6-hour delay |
As the table highlights, all of the top-rated providers on this page include high Emergency Medical and Medical Evacuation coverage limits. A clear standout in these categories, however, is Seven Corners Trip Protection Choice, which offers the highest combined medical coverage of any comprehensive plan on Squaremouth. This level of coverage isn’t always necessary, especially if you’re taking a quick trip or visiting a destination with access to quality healthcare.
All policies on this page offer similar cancellation benefits. Strong coverage in this department is important if your trip involves numerous prepaid expenses, such as hotels, flights, cruise bookings, or tours.
If your international trip involves multiple flights or tight layovers, then Travel Delay and Missed Connection coverage should be a consideration for you when comparing plans. Of the policies we list on this page, Tin Leg Luxury offers some of the highest reimbursement rates for delay-related disruptions.
Compare Customer Satisfaction Ratings
Traveling in a foreign country with the right provider can make all the difference. A top-rated insurer can provide crucial support during emergencies, as well as help you navigate policy-related questions.
We ask every Squaremouth customer to rate their provider at the end of each trip. These reviews can provide insight into how insurers support at each stage of their journey.
The average customer satisfaction scores for each of the top-rated international travel insurance providers can be found in the table below.
| Customer Satisfaction | Tin Leg | Travel Insured International | Seven Corners |
|---|---|---|---|
| Overall Rating | 4.5 / 5 | 4.4 / 5 | 4.4 / 5 |
| Customer Service Before a Trip | 4.6 / 5 | 4.5 / 5 | 4.5 / 5 |
| Customer Service During a Trip | 4.1 / 5 | 4.1 / 5 | 3.9 / 5 |
| Customer Service After a Trip | 4.1 / 5 | 3.7 / 5 | 3.5 / 5 |
We based the ratings in the above chart on verified customer reviews and rounded them to the nearest decimal. All ratings were valid when we published them, but they may change as new reviews come in.
While all providers on this page come highly rated, Tin Leg offers among the best customer service across the board, especially when it comes to post-trip support. Having a provider that offers a stress-free claims experience can be a huge benefit if you need to recover expenses quickly after an unexpected disruption.
If you’re planning an international trip, pay close attention to an insurer’s rating for their customer support during a trip. The best-rated plans deliver exceptional 24 Hour Emergency Assistance, including translation services, emergency cash transfers, medical referrals, and evacuation arrangements.
How Reliable Are The Top International Travel Insurance Providers?
Our expert product team carefully vets every travel insurance company that we list on our marketplace to ensure reliability. Every policy on Squaremouth is also backed by our Zero Complaint Guarantee to ensure providers handle each claim fairly and honestly.
The two most common measures of reliability for travel insurance providers are A.M. Best financial strength ratings, which assess the insurer’s ability to pay claims, and BBB ratings, which reflect how providers handle customer complaints.
| Reliability | Tin Leg Gold |
Tin Leg Luxury |
Travel Insured International FlexiPAX |
Seven Corners Trip Protection Choice |
|---|---|---|---|---|
| A.M. Best Rating | A (Excellent) | A++ (Superior) | A (Excellent) | A (Excellent) |
| BBB Rating | A++ | A++ | A+ | A+ |
As shown in the table, little separates the top international trip insurance companies in terms of reliability. All are highly regarded by third-party organizations that oversee insurance operations. You can confidently buy from any of these providers, knowing your coverage is backed by a company that is financially strong and responsive to customer complaints.
Which International Travel Insurance Plan is Right For Me?
Any of the options discussed on this page can be trusted ahead of your international trip. However, the best plan for you will depend on your travel plans, coverage needs, and concerns.
If none of the plans on this page provide the coverage you need, we recommend using your trip details to find additional quotes on Squaremouth.
- For trips that involve adventure sports or high-risk activities, consider Tin Leg’s popular Gold policy. Tin Leg is well-known for its adventure-related coverage. Their Gold plan covers more than 250 unique sports and activities, which is ideal if you plan on participating in thrill-seeking activities that are typically not covered by standard travel insurance. Purchasing a plan that offers coverage for specific items on your itinerary ensures you’re covered if an accident occurs. Tin Leg Gold also offers generous travel medical coverage limits, such as up to $500,000 in both Emergency Medical and Medical Evacuation. Given that this plan is backed by one of the highest-rated providers on Squaremouth, it’s no surprise that it’s consistently the most popular option among international travelers.
- If you’re seeking affordable travel insurance that still provides reliable coverage, look no further than Tin Leg Luxury. Not only is the comprehensive plan by Tin Leg the least expensive option we highlighted on this page, but it also proves to be a very well-rounded policy. Its medical coverage surpasses our recommended reimbursement rates for international trips, and it also covers up to $100,000 in prepaid, non-refundable travel expenses. This makes it a great option if you’re planning a luxury getaway or a trip with a big group. Another important callout for this plan is that it provides up to $2,000 in coverage for travel delays, which may be an important consideration if your travel itinerary involves multiple flights.
- If you want the ability to customize your coverage based on your travel plans, opt for FlexiPAX by Travel Insured International. Since no two trips abroad are the same, it helps to have the option to adjust your travel protection as needed. FlexiPAX provides an abundance of options when it comes to enhancing your policy. When it comes to add-ons, FlexiPAX lets you apply benefits like CFAR, IFAR, and Rental Car Damage protection to your coverage for additional peace of mind. If standard reimbursement rates aren’t high enough, then you have the option to increase coverage limits for key benefits like Emergency Medical, Medical Evacuation, and Baggage Loss. This plan is also a great value for families thanks to its “Kids Covered Free” approach to pricing.
- For the strongest built-in medical coverage, a great option is Trip Protection Choice by Seven Corners. While this is the most expensive option listed on this page, its premium can be justified by the high levels of medical coverage it provides. Specifically, Trip Protection Choice offers up to $500,000 in Emergency Medical coverage and $1,000,000 in Medical Evacuation coverage. These limits are among the highest on any comprehensive plan on Squaremouth, and are perfectly suited for trips that involve remote destinations or long periods away from home. Similar to Tin Leg Luxury, this policy also offers generous trip delay coverage, as well as more Baggage Loss and Baggage Delay protection than any other plan discussed above.
FAQs: Top International Travel Insurance Plans
Which International Travel Insurance Plans Cover Pre-Existing Medical Conditions?
Tin Leg Gold, Tin Leg Luxury, Travel Insured International FlexiPAX, and Seven Corners Trip Protection Choice all cover pre-existing medical conditions. To qualify for coverage, you have to purchase your plan within 14-21 days after your initial trip deposit, depending on the plan.
You must meet certain eligibility requirements to qualify for pre-existing condition coverage. These requirements often vary from one provider to the next.
You can find a full list of eligibility criteria and plans that offer this coverage on our Pre-Existing Condition benefit page.Which International Travel Insurance Offers the Best Customer Support Overseas?
Tin Leg and Travel Insured International both offer reputable customer assistance while traveling, according to the latest customer reviews and ratings for providers featured on this page . Top providers that excel in this department can provide crucial 24-hour support and peace of mind during stressful situations, such as a medical emergency or evacuation.
There are many other providers found on Squaremouth that offer superior in-trip customer service, including GeoBlue and Travelex.
Which International Travel Insurance Policy Offers the Best Coverage for Flight Delays and Cancellations?
Of the best international travel insurance plans, Tin Leg Luxury provides some of the strongest reimbursement rates if you experience a trip delay or flight cancellation during your trip. Specifically, this plan offers up to $2,000 in reimbursement for Travel Delay claims and up to $500 if your trip is impacted by missed connections.
However, stronger coverage can be found by comparing other policies. if flight-related travel disruptions, we recommend reviewing the plans we highlight on our Best Flight Insurance page.
Which International Travel Insurance Plans Are Good for Adventure Travel?
Tin Leg Gold, Tin Leg Luxury, Travel Insured International FlexiPAX, and Seven Corners Trip Protection Choice cover basic adventure sports and activities, but certain limitations apply. Participating in high-risk excursions like scuba diving, island ATV riding, and jet skiing will likely require specialized coverage.
Tin Leg plans are known for providing coverage for a wide range of activities. To find coverage for your specific itinerary item, we recommend visiting our Adventure Sports page and selecting all of the activities you plan to pursue during your trip.
We also recommend you visit our Best Adventure Travel Insurance page to find the top policies specifically designed to cover adventure trips.