Overview

Berkshire Hathaway offers four comprehensive policies on Squaremouth, all with an A++ rating from AM Best. Their LuxCare plan covers trip cancellations for trips costing up to $100,000 per traveler, making it a popular choice for those with expensive trips.

Trips Protected
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SINCE 2016
103,180
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AVG. MONTH
779
Total Reviews
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SINCE 2016
974
Detailed Rating
Customer Service Before Trip
4.38/5
Customer Service During Trip
3.77/5
Customer Service During Claim
4.08/5

See how Berkshire Hathaway Travel Protection compares to other providers on Squaremouth in customer satisfaction and service quality:

Overall Customer Rating by Provider
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*The overall customer rating is the average of all reviews for the provider since they joined the marketplace.

Customer Reviews

4.3 (974 reviews)

Berkshire Hathaway customers find customer service agents helpful and easy to reach. While the provider has an efficient claims process, some customers report frustration with the communication and clarity while waiting for reimbursement.

  • 5
    639
  • 4
    156
  • 3
    93
  • 2
    35
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  • Berkshire Hathaway Travel Protection policy: ExactCare Value

    We could not go on this trip, so I was told to claim. I have only gotten an email back asking for more paperwork, and I have not had time to even do that.

    Erin from CA
    Review Received: September 22, 2026
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    Response from Berkshire Hathaway Travel Protection

    We're sorry to hear that you were unable to take your trip and understand that dealing with a claim can feel overwhelming, especially when additional documentation is requested.

    In order to properly review a claim, our claims team needs supporting documentation to verify the circumstances and eligibility for coverage. We encourage you to submit the requested paperwork when you have an opportunity, as this will help move the review process forward.

    Berkshire Hathaway Travel Protection policy: LuxuryCare

    My only issue is that when I increased my coverage that it was much higher than current coverage due to antiquated underwriting rules that make no business sense. Only a dork actuary could be so inflexible.

    Paul from TX
    Review Received: September 19, 2026
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    0 out of 0 people found this review helpful
    Response from Berkshire Hathaway Travel Protection

    Thank you for your feedback. We understand that pricing changes can be frustrating, especially when increasing coverage. Insurance rates are based on a variety of underwriting factors, and we appreciate you sharing your perspective. Your comments will be shared with our team as we continually evaluate ways to improve our products and customer experience.

    Berkshire Hathaway Travel Protection policy: ExactCare Value

    I want to thank you for the protection for the time I was away. I hope to continue to do business in the future travel trips. Thank you again

    Davida from TX
    Review Received: September 8, 2026
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    0 out of 0 people found this review helpful
    Response from Berkshire Hathaway Travel Protection

    Thank you for your kind review! We're glad we could provide peace of mind during your travels. We appreciate your trust and look forward to helping protect your future trips.

    Berkshire Hathaway Travel Protection policy: LuxuryCare

    It was DIFFICULT to get urgent assistance

    T. from NY
    Review Received: August 29, 2026
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    2 out of 2 people found this review helpful
    Berkshire Hathaway Travel Protection policy: ExactCare Value

    Jennifer from MI
    Review Received: July 26, 2026
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    0 out of 0 people found this review helpful

    The only issue is they take a maximum amount of time to respond after each communication.

    Berkshire Hathaway Travel Protection policy: ExactCare Value

    When typing in all the info at the time of purchase, I made a mistake due to my laptop doing an autofill function. I had to call Berkshire to correct that mistake and although it took 2 calls, I found the agents to be very patient and pleasant.

    Cynthia from TX
    Review Received: July 20, 2026
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    2 out of 2 people found this review helpful
    Berkshire Hathaway Travel Protection policy: ExactCare Value

    BHTP seems to always be my go to for travel insurance. Price and coverage, always in my search, always make me lean towards Berkshire Hathaway.

    Dennis from FL
    Review Received: July 12, 2026
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    1 out of 1 people found this review helpful
    Response from Berkshire Hathaway Travel Protection

    Thank you for your continued trust in BHTP! We're honored to be your go-to choice for travel insurance. It's great to hear that our combination of coverage and value consistently stands out when you're comparing options. We appreciate your support and look forward to helping protect your future travels!

    Berkshire Hathaway Travel Protection policy: ExactCare Value

    A positive easy experience. I made a change at one point & they made it simple.

    Gary from CA
    Review Received: July 11, 2026
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    1 out of 1 people found this review helpful
    Response from Berkshire Hathaway Travel Protection

    Thank you for your review! We're glad to hear you had a positive and easy experience. Making changes simple and hassle-free is important to us, and we're happy we could help. We appreciate your feedback and thank you for choosing BHTP!

    Berkshire Hathaway Travel Protection policy: ExactCare Value

    I purchased this plan after plane tickets were purchased, hotels, excursions. Right before the purchase my son who is in the Army had just recieved orders. However, the orders wouldn't be completed until he had to go through a polygraph. He passed the polygraph then recieved his final orders. The orders were dated for the date he was told, and I purchased the insurance 3 days later. However, nothing was in writing until after he had his polygraph. I understand totally how this process works, I am a part time Travel Agent and always push Berkshire Hathaway Travel protection for my clients. When my son recieved his final orders it was still dated May 1, 2026 when he actually got the final go to start preparing for his orders, it was May 14, 2026. I had to cancel everything and was able to get my money back for the Airline tickets as they accepted the Military Orders. I also got the money back on all the excursions for as they accepted the Military orders. One hotel returned my money as they accepted the Military orders. I have 2 hotels one in England and the other in Luxemburg, that weren't able to return my money. I filed a claim and was told due to the Military Orders dated for May 1, 2026 and I purchased the insurance right after that I was not able to file the claim. I understand completely, however with the Government you really can't change anything or predict the future so we are out of $1345.57. I guess I also purchased a Insurance plan and out that money too. We lost our money and a Military Son for 400 days not knowing where or what he is doing.

    Anthony from OH
    Review Received: July 11, 2026
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    5 out of 6 people found this review helpful
    Response from Berkshire Hathaway Travel Protection

    Thank you for taking the time to share your experience. First and foremost, please extend our sincere gratitude to your son for his service and sacrifice. We recognize the challenges and uncertainty that military families often face when orders are pending, and we understand how disappointing it was to cancel a trip you had carefully planned.

    After a thorough review of your claim and appeal, our determination remains unchanged. The policy requires that a covered reason for cancellation be unforeseen at the time the policy is purchased. In this case, the military orders were effective as of May 1, 2026, which was prior to the purchase of the travel protection plan.

    Because the orders were issued on May 1, 2026, there was a reasonable expectation of deployment at the time coverage was purchased. In fact, your appeal indicates that you anticipated your son would likely be deployed and purchased the policy because you believed there was a possibility you would need to cancel the trip. This demonstrates that the circumstances leading to the cancellation were known or reasonably foreseeable when the policy was purchased.

    While we understand that the final confirmation of your son's assignment occurred later in the process and that military orders can involve additional steps and uncertainty before becoming final, our claims decisions must be based on the policy provisions and the dates reflected in the official documentation provided.

    Accordingly, the loss is not eligible for reimbursement under the terms and conditions of the policy.

    Although we are unable to overturn the claim decision, we recognize the unique circumstances surrounding your situation and your family's sacrifice. As a courtesy and in appreciation of your loyalty to Berkshire Hathaway Travel Protection, we will refund the travel protection plan premium. Please note that this refund is being provided as a one-time goodwill accommodation and does not alter the claim determination.

    We are truly sorry for the financial loss you experienced and for the difficult circumstances surrounding your son's deployment. We appreciate your support of Berkshire Hathaway Travel Protection, both as a customer and as a travel advisor who recommends our products to others. We wish your son safety and success during his deployment, and we thank him again for his dedicated service to our country.

    Berkshire Hathaway Travel Protection policy: ExactCare

    I was in Germany and had to see a doctor who ordered blood tests and scans and a visit to a specialist. All is fine now and even though it cost a lot less than it would have cost in the US, it was to me a significant bill. BH reimbursement process was easy and straightforward. I appreciate BH doing what they said they would do.

    Wolfgang from CA
    Review Received: July 7, 2026
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    3 out of 4 people found this review helpful
    Response from Berkshire Hathaway Travel Protection

    Thank you for sharing your experience. We're so glad to hear that everything turned out well and that your medical concerns were resolved.

    We also appreciate your kind words about the claims process. Traveling abroad can be stressful when unexpected medical issues arise, and we're pleased that your reimbursement experience was easy, straightforward, and delivered on the coverage we promised!

    Providing peace of mind when our travelers need it most is exactly what we strive for.

Last updated: September 26, 2026