Israel Travel Insurance Requirements

Key Takeaways

• Our analysis shows that IMG and Travel Insured International offer the best travel insurance for Israel.
• Israel offers excellent medical care, but U.S. health insurance isn’t accepted, and travelers are typically required to pay for treatment upfront, even in emergencies. However, travel health insurance can offer the necessary financial protection.
• Geopolitical tensions can lead to sudden travel advisories or disruptions, especially near border regions and in Jerusalem’s Old City during religious holidays or protests.
• Many travelers book guided tours or religious pilgrimages well in advance, making Trip Cancellation and Trip Interruption coverage essential to protect non-refundable expenses.
• Try our online travel insurance comparison tool to get quotes from multiple providers at once. For personal assistance, call our award-winning agents at 1-800-240-0369

Our Top Recommended Israel Travel Insurance Plans

1. Travel Insured International – FlexiPAX is perfect for flexible itineraries, family vacations, or group travel. This customizable plan includes optional Cancel For Any Reason (CFAR) coverage and high evacuation limits, which are helpful in uncertain travel environments.
2. IMG – iTravelInsured Choice is ideal for travelers visiting multiple regions in Israel. It offers higher benefit limits than the Travel SE plan below, including $250,000 in Emergency Medical and $500,000 in Medical Evacuation. It also includes coverage for pre-existing medical conditions if purchased within 20 days of the initial trip deposit.

Do I Need Travel Insurance for Israel?

Travel insurance is not required for U.S. citizens visiting Israel in 2025. Still, it is highly recommended due to unique risks, such as the war in Gaza, adventure activities, related risks, and healthcare challenges. Although Israel offers excellent medical care, international travelers usually pay upfront, and U.S. health insurance or Medicare is not accepted.

Travelers visiting religious sites, hiking in the Negev, or near politically tense areas may face unexpected disruptions or safety issues. Security conditions in Israel can change quickly, with the U.S. State Department frequently updating travel advisories for regions like the West Bank and Gaza.

Travel insurance, including travel health insurance, protects your financial investment if plans change due to government advisories, unrest, or missed international flight connections. With many trips booked in advance, including prepaid tours and pilgrimages, coverage for cancellations, medical emergencies, and delays is critical for traveling confidently and avoiding surprise expenses.

Reasons You May Need Travel Insurance for Israel

Security Concerns and Regional Instability

Certain areas in Israel, such as regions near the Gaza Strip and the Lebanese border, are subject to travel advisories due to potential security risks. The U.S. Department of State advises reconsidering travel to these areas due to terrorism and civil unrest. ​

✅ Trip cancellation and Trip Interruption insurance can reimburse non-refundable expenses if your travel plans are affected by unforeseen security developments or acts of war.​ You can also use your non-medical Emergency Evacuation benefit, which provides coverage for evacuation services to get you out of danger and to a place of safety during a covered trip. Depending on the policy, coverage can range from $10,000 to $150,000 per person.

Medical Emergencies and Upfront Healthcare Costs

While Israel boasts high-quality medical facilities, U.S. health insurance and Medicare are not accepted. Travelers typically must pay for medical services upfront, which can be costly in an emergency.​

✅ Travel health insurance covers hospital stays, doctor visits, ambulance services, and emergency prescriptions, ensuring necessary care without unexpected out-of-pocket expenses.​

Travel Delays and/or Disruptions

Flights to and from Israel can experience delays or cancellations due to various factors, including security alerts or regional tensions.​

✅ Travel Delay coverage can compensate for additional accommodation, meals, and transportation expenses incurred due to covered delays.​

Pilgrimage and Religious Tourism Risks

Many travelers visit Israel for religious pilgrimages, often involving extensive itineraries and prepaid arrangements. Unexpected events, such as illness or political unrest, can disrupt these plans.​

✅ Comprehensive travel insurance can protect your investment in tours, accommodations, and other prepaid expenses, offering peace of mind during your spiritual journey.​

Adventure Activities and Outdoor Excursions

Israel offers various outdoor activities, including hiking in the Negev Desert or exploring archaeological sites. These activities carry inherent risks that may not be covered under standard insurance policies.​

✅ Adding Adventure Sports coverage to your policy can ensure coverage for medical expenses and evacuations related to these activities.

More Details on the Best Travel Insurance for Israel

Travel Insured International

• Recommended Plan: FlexiPAX
• Emergency Medical: $100,000
• Medical Evacuation: $500,000
• Trip Cancellation: 100% of trip costs
• Great for add-ons and coverage upgrades

Get Quotes

IMG

• Recommended Plan: iTravelInsured Choice
• Emergency Medical: $100,000
• Medical Evacuation: $500,000
• Trip Cancellation: 100% of trip costs
• Reliable coverage for pre-existing conditions

Get Quotes

How Much Does Israel Travel Insurance Cost?

According to internal data from Squaremouth, travelers purchasing comprehensive travel insurance for Israel spent an average of $11.34 per day, based on a policy costing $181.44 for a 16-day trip with an average cost of $2,504.31. This cost reflects the protection travelers typically need for multi-city tours, religious pilgrimages, or visits to higher-risk regions.

For those focused solely on medical coverage without trip cancellation and trip interruption coverage, a Medical-only plan averaged $4.98 per day, based on an $84.70 premium for a 17-day trip—a budget-friendly option that still provides essential protection in an emergency.

Quote Israel Travel Insurance

What Travel Coverage Do You Need for Israel?

Whether walking through the ancient streets of Jerusalem, hiking the cliffs of Masada, floating in the Dead Sea, or joining a religious pilgrimage, travel insurance for Israel can protect you from a wide range of unexpected situations. Here’s what to look for when choosing the right plan:

Travel Health Insurance Coverage

Israel has excellent hospitals and medical facilities, but U.S. health insurance and Medicare are not accepted, and most providers require upfront payment for services, even in emergencies. From dehydration during summer heat waves to more serious injuries or illnesses, unexpected medical needs can quickly derail your trip.

✅ Choose a plan with at least $100,000 in Emergency Medical coverage, though frequent travelers, older adults, or those with chronic conditions should consider $250,000 or more. Many policies offer pre-existing condition waivers if purchased early.

Medical Evacuation Coverage and Non-Medical Evacuation Coverage

While Israel’s cities are well-equipped, travelers venturing into the Negev Desert, Golan Heights, or near border regions may not have access to immediate advanced care. Medical evacuation to a hospital or even out of the country could be necessary in a serious emergency.

✅ Look for a plan with at least $250,000 in Medical Evacuation coverage, and coverage for non-Medical Evacuation from $10,000 to $150,000 per person. These benefits are significant if your itinerary includes hiking, religious processions, or time in remote or high-alert areas. Evacuation without coverage can cost tens of thousands of dollars.

Trip Cancellation and Trip Interruption Insurance

Pilgrimages, multi-day guided tours, and packaged excursions are often booked and paid for well in advance. However, illness, security updates, or flight cancellations can cause major itinerary disruptions. In some cases, entry may be denied due to passport issues or new travel alerts.

✅ Opt for a policy with 100% Trip Cancellation reimbursement and 125%–150% Trip Interruption coverage to recover non-refundable expenses like flights, hotel stays, and prepaid tours.

Travel Delay and Missed Connection Coverage

Due to regional security concerns, weather, or airline delays, travelers flying into Israel may experience unexpected schedule changes. Airports like Ben Gurion may enforce enhanced screenings or temporarily suspend flights.

✅ Choose a plan with travel delay and missed connection coverage, especially if your trip involves tight layovers, multiple regions, or connecting tours.

Baggage and Personal Item Protection

Delays or lost luggage are not uncommon, particularly when flying through major hubs like Frankfurt, Istanbul, or Paris en route to Israel. In addition, personal items can be stolen in crowded places like markets, religious sites, or public transportation.

✅ Look for a plan that includes Baggage Loss and Baggage Delay coverage, and check benefit limits if you’re carrying valuable electronics, medications, or religious items.

Coverage for Unforeseen Security Risks

Travel advisories for Israel can change rapidly due to regional tensions. Most travel insurance plans won’t cover known risks, but early-purchased plans may include coverage for trip disruption due to terrorism or civil unrest.

✅ Consider a policy that includes coverage for terrorism-related events or add Cancel For Any Reason (CFAR) protection if you want flexibility in a complex travel environment. Also, look for a policy that offers Non-Medical Emergency Evacuation coverage, which can help you get out of a region affected by war or other unforeseen danger.

What Isn’t Covered by Israel Travel Insurance Plans?

Even the most comprehensive travel insurance plans have exclusions, and in a destination like Israel, overlooking them could leave you vulnerable. Here are some everyday situations that might not be covered unless you choose the right policy or add optional benefits:

• Travel to High-Risk or Advisory Areas: While much of Israel is safe for tourism, areas like Gaza, parts of the West Bank, or border zones with Lebanon and Syria may be under U.S. State Department “Do Not Travel” advisories. Most insurance policies won’t cover travel-related losses in areas under active government warnings. Always check the latest U.S. State Department advisories before booking and avoid restricted regions unless your policy explicitly allows coverage.
• Terrorism or Civil Unrest Without Specific Coverage: Suppose your trip is canceled or interrupted due to terrorism or political violence. In that case, many plans won’t reimburse your expenses, primarily if the event is classified as a “known risk” at the time of purchase. Look for policies that include coverage for terrorism-related events, or consider adding Cancel For Any Reason (CFAR) if you want more flexibility in the event of escalating regional tension.
• Pre-Existing Medical Conditions Without a Waiver: If you have a chronic condition, such as diabetes, asthma, or heart disease, that flares up during your trip, your claim may be denied unless your policy includes a Pre-Existing Condition Waiver. To ensure coverage, buy your travel insurance within 14–21 days of your first trip deposit, when most plans allow you to add this waiver.
• Adventure or Outdoor Injuries Without Coverage: Hiking Masada, swimming in the Dead Sea, or participating in religious processions may not seem risky. Still, injuries sustained during certain physical or high-impact activities may not be covered unless you add Adventure Sports or Hazardous Activities coverage. If your trip includes guided hikes, desert tours, or active excursions, double-check your policy’s activity exclusions and consider upgrading for complete protection.
• Alcohol or Drug-Related Incidents: Enjoying a glass of wine in the Golan or a night out in Tel Aviv? That’s part of the experience, but your insurance claim may be denied if an accident or illness occurs while under the influence. This includes medical costs, evacuation, or liability claims related to intoxication. Drink responsibly—most insurers exclude coverage for incidents where impairment is a contributing factor.
• Non-Covered Cancellation Reasons: Changing your mind, feeling uneasy about a news headline, or canceling due to personal stress isn’t covered under standard cancellation policies. If you want the ability to cancel for any reason, purchase a plan with Cancel For Any Reason (CFAR) coverage within the eligible time window—usually within 14–21 days of your first trip payment.

Tips for Getting the Best Travel Insurance for Israel

Choosing the right travel insurance plan isn’t just about finding the cheapest policy—it’s about selecting coverage that matches your itinerary, activities, and the unique complexities of traveling in Israel. Here’s how to find a plan that offers real peace of mind:

Use a Comparison Tool

Not all travel insurance plans are created equal. Squaremouth’s quote engine lets you compare policies from over 20 top-rated providers, filtering by medical limits, evacuation coverage, trip cancellation, terrorism protection, and more. This is especially helpful for travelers on religious pilgrimages, multi-city tours, or visiting urban centers and historic sites across Israel.

Read the Fine Print

Don’t assume every plan includes coverage for every activity or region. Injuries from hiking, attending crowded religious gatherings, or visiting regions under government advisories may not be covered unless your plan includes specific endorsements. Carefully review the Certificate of Insurance (COI) for exclusions related to civil unrest, pre-existing conditions, or travel to restricted areas like Gaza or the West Bank.

Match Your Plan to Your Itinerary

A walking tour of Jerusalem carries different risks than a desert hike in the Negev or a visit to the Golan Heights. If your itinerary includes border areas, remote archaeological sites, or outdoor excursions, you’ll want a plan with high medical and evacuation coverage. We recommend at least $100,000 in Emergency Medical coverage and $250,000 in Medical Evacuation coverage, especially for older travelers, group tours, or first-time visitors.

Consider Add-Ons for Adventure and Pilgrimage Activities

While Israel is not often considered an “adventure” destination, many tours include hiking, long-distance walking, or climbing historic ruins. Injuries from these excursions aren’t always covered unless you add Adventure Sports or Hazardous Activities coverage. Look for plans like IMG iTravelInsured Choice that allow these upgrades for more comprehensive protection.

Plan for Security Alerts and Travel Delays

Flights in and out of Israel may be impacted by sudden security developments or airline schedule changes, and regional instability can cause last-minute itinerary shifts. Choose a plan with strong Trip Interruption and Travel Delay benefits—or add Cancel For Any Reason (CFAR) coverage if you want more flexibility in case of safety concerns or unexpected changes.

Is Travel Insurance for Israel Worth It?

Yes, travel insurance for Israel is highly recommended. While not mandatory for entry, it protects against unexpected medical expenses, trip cancellations, and other unforeseen events. Given that U.S. health insurance is generally not accepted in Israel and medical facilities may require upfront payment, having travel insurance ensures peace of mind during your trip.​

FAQ: Israel Travel Insurance

Is Israel safe to visit?

Israel is a popular destination with rich cultural and historical attractions. However, travelers should stay informed about regional security situations, as conditions can change rapidly. Currently, the U.S. Department of State has issued a do-not-travel advisory to Gaza and a reconsider travel advisory to Israel and the West Bank.

Is travel insurance mandatory for Israel in 2025?

No, travel insurance is not required for U.S. citizens visiting Israel. However, it’s strongly recommended that they have coverage for medical expenses and emergencies during their stay.

Will my U.S. health insurance work in Israel?

Most U.S. health insurance plans, including those in Israel, do not provide coverage abroad. Additionally, Israeli medical facilities often require payment up front. Therefore, having travel insurance with adequate medical coverage is essential.

What documents are required to travel to Israel?

Travelers need a valid passport with at least six months of validity remaining. Additionally, starting January 1, 2025, all travelers from visa-exempt countries, including the United States, must obtain an approved Electronic Travel Authorization (ETA-IL) before departure.

Do I need a visa or passport to travel to Israel?

Yes, a valid passport is required. U.S. citizens do not need a traditional visa for stays up to 90 days, but must obtain an ETA-IL before travel.

Does Israel require COVID insurance?

No, Israel does not mandate COVID-specific insurance for entry. However, it’s advisable to have travel insurance that covers COVID-19-related medical expenses and potential trip disruptions.

Is travel insurance recommended for visits to the West Bank or other Palestinian Territories?

Travel to the West Bank, Gaza, or specific areas of East Jerusalem may not be covered by standard travel insurance policies due to government travel advisories. Check your policy’s exclusion list and refer to travel.state.gov for up-to-date regional advisories. If your itinerary includes these areas, consider policies that offer coverage flexibility or Cancel For Any Reason (CFAR).

Will my travel insurance cover terrorism or political unrest in Israel?

Most travel insurance policies exclude known events and may limit coverage related to terrorism, civil unrest, or military actions, particularly if a travel advisory is already in place at the time of purchase. To ensure protection, purchase your plan as early as possible and select one that includes coverage for terrorism-related cancellations or interruptions.

Does travel insurance cover religious pilgrimage or group tours in Israel?

Most comprehensive plans will cover religious tours and pilgrimages, including cancellation, interruption, or medical emergencies. When purchasing coverage, list all your prepaid expenses—such as tours, hotels, and transport—to ensure they’re reimbursable if plans change.

Can I travel to Israel if I have visited other Middle Eastern countries?

Yes, travelers who have visited countries like the UAE, Jordan, or Egypt typically have no issues entering Israel. However, if your passport shows stamps from countries that do not maintain diplomatic relations with Israel (such as Lebanon or Syria), you may face additional questioning at the border. Ultimately, entry is at the discretion of Israeli border officials, so be prepared for longer processing times if necessary.

Helpful Resources

• Travel Israel
• Government of Israel