Last Updated: 11/19/15

On November 13, 2015, terrorist attacks in Paris killed at least 130 people. On November 23, the U.S. State Department issued a Worldwide Travel Alert.

The Worldwide Travel Alert and Paris Terrorist Attacks Travel Insurance Information Center contains a collection of resources including travel insurance provider position statements, FAQs, and travel alerts related to the State Department’s worldwide travel alert and the November terrorist attacks in Paris. Travel insurance position statements and FAQs included in this Information Center are subject to change at any time.

As of November 13, 2015, travel insurance is no longer available with coverage for the Nov. 13 terrorist attacks in Paris.

Travelers with an upcoming trip planned to Paris may be covered to cancel their trip if they meet their policy's requirements for Terrorism coverage.

The Worldwide Travel Alert is not a covered reason to cancel your trip unless you have Cancel For Any Reason coverage. The alert does not affect the availability of coverage for future events.

Questions? Our team of licensed travel insurance experts is available 24 hours a day, 365 days a year by chat and by phone at 1-800-240-0369.

Fact Sheets and Press Releases

  • Travel Insurance Still Available Despite Worldwide Travel Alert, says Squaremouth

    ST PETERSBURG, FL November 24, 2015 — The U.S. State Department has issued a worldwide travel alert citing increased terrorist threats, while an “imminent threat” of terrorism has Brussels on a city-wide lockdown. The growing risk of another terrorist attack has led to an influx in questions from travelers with upcoming international trips. Squaremouth, a leading travel insurance comparison website, explains how the threat of terrorism differs from a terrorist attack in terms of travel insurance coverage.

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  • Travel in a Time of Terrorism: Squaremouth Explains Travel Insurance Coverage

    ST PETERSBURG, FL November 20, 2015 — Following last weekend’s terrorist attacks in Paris and today’s attack at a hotel in Mali, travelers may be looking for coverage to cancel a trip due to a future attack. Squaremouth, a leading travel insurance comparison website, explains four things to know when looking for terrorism coverage in a travel insurance policy.

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  • Paris Terrorist Attacks: 4 Top Travel Insurance Questions Answered by Squaremouth

    ST PETERSBURG, FL November 14, 2015 — After a series of terrorist attacks in Paris on Friday, France has declared a state of emergency and closed its borders. Travelers with plans to visit Paris may be covered by their travel insurance to cancel their upcoming trip. Squaremouth, a leading travel insurance website, answers the four top questions asked by travelers.

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FAQs

  • Can I still buy a travel insurance policy after the Worldwide Travel Alert has been issued?

    Yes, you can purchase a travel insurance policy. A worldwide travel alert does not impact the availability of travel insurance coverage.

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  • Can I cancel my trip due to a Worldwide Travel Alert?

    Unfortunately, standard Trip Cancellation coverage will not allow travelers to cancel their trip due to a travel alert. The Terrorism benefit is not triggered for Cancellation coverage unless an attack takes place and is deemed a terrorist attack by the U.S. State Department.

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  • What is Cancel For Any Reason coverage?

    Short Answer Cancel For Any Reason is an optional upgrade that some policies offer. This benefit allows travelers to cancel their trip for any reason, including those that aren't covered under standard Trip Cancellation policies.

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  • Am I covered to return home from Paris?

    If your travel insurance policy includes Terrorism coverage within the Trip Interruption benefit, you may be covered to interrupt your trip and return home due to the attacks in Paris.

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  • What if I’m too scared to travel due to the recent terrorist attacks in Paris?

    Choosing not to travel due to fear is not a covered reason within the Trip Cancellation benefit. In order to be covered to cancel your trip due to fear of traveling, we recommend the Cancel For Any Reason benefit.

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  • Can I buy a policy to provide coverage for the recent terrorist attacks in Paris?

    You can still purchase a travel insurance policy, however, policies will typically not provide coverage for losses relating to the recent attacks as they are no longer considered to be unforeseen as of November 13th. 

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  • Can I buy a policy now to cover my trip to Paris?

    If you are looking for coverage for a future trip, yes, you can purchase a travel insurance policy to cover a trip to Paris. However, as the terrorist attacks on November 13th have already occurred and are no longer considered unforeseen, typically travel insurance will not provide coverage for losses related to these recent attacks.

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  • Will my travel insurance cover me to cancel my trip to Paris?

    If your travel insurance policy includes Terrorism coverage within the Trip Cancellation benefit, you may be covered to cancel your trip due to the attacks in Paris on November 13, 2015. 

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  • Do the Paris attacks meet the travel insurance definition of terrorism?

    Typically, a Terrorist Attack or Terrorist Incident is defined as an incident deemed an act of terrorism by the US Department of State. The US Department of State declared the attacks in Paris as an act of terrorism on 11/13/2015.

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