Last Updated: 11/19/15

On November 13, 2015, terrorist attacks in Paris killed at least 130 people. On November 23, the U.S. State Department issued a Worldwide Travel Alert.

The Worldwide Travel Alert and Paris Terrorist Attacks Travel Insurance Information Center contains a collection of resources including travel insurance provider position statements, FAQs, and travel alerts related to the State Department’s worldwide travel alert and the November terrorist attacks in Paris. Travel insurance position statements and FAQs included in this Information Center are subject to change at any time.

As of November 13, 2015, travel insurance is no longer available with coverage for the Nov. 13 terrorist attacks in Paris.

Travelers with an upcoming trip planned to Paris may be covered to cancel their trip if they meet their policy's requirements for Terrorism coverage.

The Worldwide Travel Alert is not a covered reason to cancel your trip unless you have Cancel For Any Reason coverage. The alert does not affect the availability of coverage for future events.

Questions? Our team of licensed travel insurance experts is available 24 hours a day, 365 days a year by chat and by phone at 1-800-240-0369.

FAQs

  • What types of current events are covered by travel insurance?
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    Travel insurance can cover unforeseen events, including terrorist attacks, inclement weather and natural disasters.

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  • When is an attack considered terrorism by travel insurance?
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    For an attack to be covered by travel insurance, it must be deemed an act of terrorism by the U.S. Department of State.

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  • Can I cancel my trip because of a travel alert?
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    A travel alert is not a covered reason to cancel your trip on standard travel insurance policies.

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  • Can I cancel my trip because I’m worried about terrorism?
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    An increased risk of terrorism, or fear that a terrorist attack will occur because of the recent bombing in New York, is not a covered reason to cancel your trip with standard travel insurance.

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  • Can I still buy a travel insurance policy after the Worldwide Travel Alert has been issued?

    Yes, you can purchase a travel insurance policy. A worldwide travel alert does not impact the availability of travel insurance coverage.

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  • Can I cancel my trip due to a Worldwide Travel Alert?

    Unfortunately, standard Trip Cancellation coverage will not allow travelers to cancel their trip due to a travel alert. The Terrorism benefit is not triggered for Cancellation coverage unless an attack takes place and is deemed a terrorist attack by the U.S. State Department.

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  • What is Cancel For Any Reason coverage?

    Short Answer Cancel For Any Reason is an optional upgrade that some policies offer. This benefit allows travelers to cancel their trip for any reason, including those that aren't covered under standard Trip Cancellation policies.

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  • Am I covered to return home from Paris?

    If your travel insurance policy includes Terrorism coverage within the Trip Interruption benefit, you may be covered to interrupt your trip and return home due to the attacks in Paris.

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  • What if I’m too scared to travel due to the recent terrorist attacks in Paris?

    Choosing not to travel due to fear is not a covered reason within the Trip Cancellation benefit. In order to be covered to cancel your trip due to fear of traveling, we recommend the Cancel For Any Reason benefit.

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  • Can I buy a policy to provide coverage for the recent terrorist attacks in Paris?

    You can still purchase a travel insurance policy, however, policies will typically not provide coverage for losses relating to the recent attacks as they are no longer considered to be unforeseen as of November 13th. 

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