Squaremouth informs travelers about events that are expected to have a major impact on travel. This is not a comprehensive list of all worldwide events.

Last Updated: 11/23/16

Hurricane Otto was first named a tropical storm by the National Hurricane Center on November 21, 2016.

Many travel insurance policies include coverage for hurricanes and tropical storms that impact travel. Travelers who had a policy in place prior to November 21, 2016 may have coverage for Hurricane Otto, including Trip Cancellation and Travel Delay.

You must have purchased a policy before November 21, 2016 to be eligible for coverage for Hurricane Otto.

Typically the hurricane must significantly impact your trip to trigger cancellation coverage — such as rendering your accommodations uninhabitable or significantly delaying your flight to your destination.

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FAQs

  • When can I buy travel insurance to cover a tropical storm or hurricane?

    You can buy travel insurance with coverage for a tropical storm or hurricane up until the day before your departure date, as long as the storm has not been named.

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  • Does a storm have to become a hurricane to be covered by travel insurance?

    No, a storm does not need to develop into a hurricane to be covered by the Hurricane & Weather benefit.

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  • Does the Hurricane & Weather benefit cover tropical storms?

    Yes, losses related to tropical storms can be covered by the Hurricane & Weather benefit.

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  • What do I do if my flight is delayed or canceled due to bad weather?

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    If your flight is delayed or canceled due to inclement weather, you can contact your provider’s 24-Hour Emergency Assistance department to receive help.

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  • When is a storm considered foreseen by travel insurance?

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    A storm is typically considered foreseen once it is named.

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  • Can I cancel my trip due to a hurricane or tropical storm?

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    You may be covered to cancel your trip if a hurricane seriously impacts your travel.

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  • Can I still buy travel insurance after a tropical storm or hurricane is named?

    While you can still buy a travel insurance policy after a storm is named, the policy will not include coverage for the storm.

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  • Can I return home early if there is a hurricane at my destination?

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    Short Answer With the Hurricane and Weather benefit, you may be covered to return home early from your trip due to a hurricane at your destination.

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  • Can I cancel my trip if I’m afraid a storm will hit during my trip?

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    Short Answer Fear that a storm will hit your destination is not a covered reason to cancel your trip under standard Trip Cancellation policies.

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  • What if my flight or cruise is delayed because of a hurricane?

    If your flight or cruise is delayed due to a hurricane, travel insurance can cover additional costs and lost expenses under the Travel Delay and Missed Connection benefits.

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