Official position statements from Squaremouth’s travel insurance providers on the New York City Bus Terminal Bomb that occurred on December 11, 2017.
The bus terminal explosion in NYC has not been declared an act of terrorism by the U.S. Department of State.
This declaration of terrorism is required to activate coverage for such trigger under existing American Modern policies.
For more information on our terrorism coverage, prospective customers and current insureds may contact April’s Customer Service team at 855-277-4587 or at email@example.com with all inquiries and concerns.
On Monday, December 11, 2017 around 7:00 a.m. local time, a bomb was detonated in an underground area of the New York City Port Authority Bus Terminal that connects multiple subway lines. The two blasts, which set off a panic during morning rush hour, have been proclaimed an “attempted terrorist attack.” The suspect was apprehended by four policemen and is currently alive and in custody. Five people were injured, including the suspect, mostly having suffered minor injuries. The area remains under heavy surveillance and police presence, although the Mayor has announced that they do not believe there is any imminent or immediate threat to New York City at this time.
For TripProtector plan members, we may cover trip cancellation and trip interruption caused by a Terrorist Incident that occurs in a city listed on Your Trip itinerary during the Trip. This same city must not have experienced a Terrorist Incident within the ninety (90) days prior to the Terrorist Incident that is causing the cancellation of Your Trip. Benefits are not provided if the Travel Supplier offers a substitute itinerary. This does not include flight connections or other transportation arrangements to reach your destination. Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.
HTH Worldwide has dedicated multilingual resources available 24/7 for members in New York, New York who are in need of medical care and assistance. For assistance during a medical emergency, please call our Global Health & Safety team at +1.610.254.8771.
On December 11, 2017, a man detonated an explosive device near New York City’s Port Authority Bus Terminal and the Times Square Subway Station.
What you need to know about your policy:
The December 11, 2017 attack has not officially been declared an act of terrorism by the U.S. Department of State, meaning there is currently no coverage for the incident.
If the attack is declared an act of terrorism, current Tin Leg policyholders may have coverage to cancel or interrupt their trip due to the attack. In order to be eligible for coverage, a Tin Leg policy must have been purchased prior to December 11.
Trip Cancellation and Trip Interruption coverage for terrorism:
In order for an event to be covered under Tin Leg policies, the event must occur on or after the policy’s effective date and must be deemed at act of terrorism by the U.S. Department of State. It must also meet at least one of the following requirements:
- The terrorist incident must occur within 7 days of your departure and within 50 miles of a city listed on your itinerary
- The terrorist attack must result in the complete cessation of travel services at the point of departure or destination for the following specified amounts of time:
- Tin Leg Economy policy: 48 consecutive hours
- Tin Leg Standard policy: 24 consecutive hours
- Tin Leg Luxury policy: 12 consecutive hours
In addition to Trip Cancellation and Trip Interruption coverage, other benefits, including Trip Delay, Emergency Medical, and Medical Evacuation, may also be available for coverage related to this event.
In the event of an emergency, please contact Tin Leg’s 24-Hour Emergency Assistance department as soon as reasonably possible at
Emergency Assistance Inside US: 1-844-927-9265 (Toll Free)
Emergency Assistance Outside US (Collect Call): 001-727-264-5657
Emergency Assistance Email: firstname.lastname@example.org
Please contact Tin Leg with any questions at 1-844-240-1233, we are delighted to answer any additional questions.