Last Updated: 12/20/16

Squaremouth explains what travelers need to know about travel insurance for trips during the holiday season.

Traveling to Europe for the holidays? Visit our Europe Travel Alert and Travel Insurance Information Center for more information about the State Department’s alert for holiday season travel.

Squaremouth’s Holiday Travel Information Center is regularly updated with relevant new information and answers to frequently asked questions related to coverage for holiday travel. This information can vary by policy and is subject to change at any time.

Don't buy after a storm is named. Once a winter storm is named by the Weather Channel, this is the cutoff for coverage. Policies purchased after that date will not cover delays, cancellations, or other losses related to that storm.

As of December 13, 2016, it is too late to buy a policy with coverage for Winter Storm Decima. Read official provider statements.

Travel insurance typically includes coverage for travel delays and cancellations due to winter weather. See what isn't covered.

Featured Videos

 
What types of current events are covered by travel insurance?
 
What do I do if my flight is delayed or canceled due to bad weather?
 
Can I cancel my trip due to a winter storm or blizzard?

FAQs

  • What types of current events are covered by travel insurance?
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    Travel insurance can cover unforeseen events, including unexpected illnesses, terrorist attacks, inclement weather and natural disasters, and other events that cause a complete cessation of travel, such as a strike of a travel supplier.

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  • If there is a storm, when can I no longer be covered by travel insurance?
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    You can only be covered for a storm if you purchased your travel insurance policy before the storm was named.

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  • Am I covered if I miss my connecting flight?

    You can be covered if you miss your connecting flight for a covered reason.

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  • Am I covered if I get bumped from an overbooked flight?

    Travel insurance will not provide coverage if you are bumped from an overbooked flight.

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  • Am I covered if I miss my flight due to long security lines?

    Travel insurance will not cover you if you miss your flight due to security delays.

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  • What if the roads are bad and I don’t want to travel?

    Choosing not to travel because the roads are bad is not a covered reason to cancel your trip, although some policies may provide coverage if road closures prevent you from traveling.

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  • How long do I need to be delayed to trigger coverage?

    Typically, you must be delayed at least 3-12 hours for coverage to begin, depending on the policy.

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  • What do I do if my flight is delayed or canceled due to bad weather?
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    If your flight is delayed or canceled due to inclement weather, you can contact your provider’s 24-Hour Emergency Assistance department to receive help.

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  • See all 10 FAQs
  • Can I cancel my trip due to a winter storm or blizzard?
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    You may be covered to cancel your trip if a winter storm or blizzard seriously impacts your travel and you had a policy in place before the storm was named.

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  • Can I cancel my trip if I don’t want to travel in bad weather?

    Fear of traveling during bad weather is not a covered reason to cancel a trip on a standard travel insurance policy.

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