3 Reasons Not to Buy Travel Insurance Through a Cruise Line, Warns Squaremouth

Published by February 14, 2013

ST. PETERSBURG, FL February 14, 2013 – Knowing where to buy travel insurance this wave season could prevent one mistake many travelers make. Squaremouth, America’s fastest growing travel insurance comparison site, warns travelers of the disadvantages of buying cruise line travel insurance. “There are considerable differences between purchasing travel insurance through a cruise line and the open market,” says Chris Harvey, CEO of Squaremouth.

Cruise credits are not the same as cash
Cruise line travel insurance may only provide cruise credits instead of cash when it comes to trip cancellation. Travelers looking to protect their travel investments should understand the restrictions imposed by a cruise line policy. They should consider shopping for a policy that includes comprehensive cancellation coverage and offers 100% reimbursement of expenses.

Coverage should be door to door, not port to port
What about flights? A cruise only makes up a portion of the vacation for many travelers, but cruise line insurance typically only covers travelers while they’re on the boat. Travel insurance is designed to cover travelers from the time they leave home until the time they return home. Therefore, it can also provide coverage for independent pre- and post-cruise travel arrangements, not just the cruise itself.

Limited choice
Cruise lines usually offer only one travel insurance option, and it typically provides less coverage at a more expensive price compared to policies available on the open market. “The quality of the cruise line policy is exactly the same,” says Harvey. “However, travelers might end up paying much more for lower benefit amounts.” This is one of the biggest disadvantages of purchasing travel insurance through the cruise line. To avoid this, Squaremouth recommends shopping for travel insurance on a comparison site so that travelers can select the benefits that fit their needs.

About Squaremouth
Squaremouth is a website that compares travel insurance products from every major U.S. travel insurance provider. Established in 2006, the company has grown from $1 million in sales to $10 million in 2012. Squaremouth is headquartered in St. Petersburg, FL, with offices in Fort Wayne, IN. More information on Squaremouth and its network of providers can be found at www.squaremouth.com.

About our Zero Complaint Guarantee
The cornerstone of Squaremouth’s commitment to customers is their Zero Complaint Guarantee. If a customer feels their claim is handled unfairly, Squaremouth will mediate on their behalf. Any provider with a customer complaint that cannot be resolved with complete satisfaction will be removed from the website.

Squaremouth offers products from the following travel insurance providers:
Air Ambulance Card, Allianz Travel Insurance, AMEX Assurance Company, Azimuth Risk Solutions, LLC, CSA Travel Protection, Global Alert Administrators, HCC Medical Insurance Services, HTH Worldwide, IMG, iTravelInsured, John Hancock Insurance Agency, Inc., MedjetAssist, MH Ross Travel Insurance Services, RoamRight, Seven Corners Inc, Travel Guard, Travel Insurance Services, Travel Insured International, Travelex Insurance Services, TravelSafe, Trawick International, USA-ASSIST Worldwide Protection, and VacationGuard.

Chris Harvey
Toll-free (800) 240-0369 x 6103
Direct (727) 490-5802

Jenna Gravino
Toll-free (800) 240-0369 x 6112
Direct (727) 502-6849