Overview

AXA Assistance USA offers three comprehensive policies on Squaremouth, all underwritten by Nationwide Mutual Insurance Company. Their Platinum plan is the most popular and offers up to $250,000 in medical coverage along with the best baggage protection available on the marketplace.

Trips Protected
Calendar icon
SINCE 2015
78,057
Calendar icon
AVG. MONTH
535
Total Reviews
Star icon
SINCE 2015
1,034
Detailed Rating
Customer Service Before Trip
4.34/5
Customer Service During Trip
3.61/5
Customer Service During Claim
3.76/5

See how AXA Assistance USA compares to other providers on Squaremouth in customer satisfaction and service quality:

Overall Customer Rating by Provider
Loading...

*The overall customer rating is the average of all reviews for the provider since they joined the marketplace.

Customer Reviews

4.23 (1,034 reviews)

AXA customers frequently mention the provider’s efficient customer service, especially when it comes to making pre-departure adjustments to a policy. However, some customers have voiced that the claims process takes too long and lacks transparency.

  • 5
    635
  • 4
    203
  • 3
    87
  • 2
    44
  • 1
    65
  • Filter By
    Filter
    Sort By
    Sort
  • AXA Assistance USA policy: Platinum

    Purchase from Squaremouth was straighforward and simple. Now that I have filed a claim with AXA, it remains to be seen how the actual insurance provider performs.

    Candyce H from CO
    Review Received: July 9, 2025
    Was this review helpful?
    0 out of 0 people found this review helpful
    AXA Assistance USA policy: Gold

    Descriptions were a bit confusing, needed to call rep for clarification.

    Mary from NY
    Review Received: July 6, 2025
    Was this review helpful?
    0 out of 0 people found this review helpful
    AXA Assistance USA policy: Platinum

    So far, so good. It's too early to say how well the claim request goes, but from past experience, it should be OK.

    Eleanor from ME
    Review Received: June 27, 2025
    Was this review helpful?
    0 out of 0 people found this review helpful
    AXA Assistance USA policy: Silver

    I appreciated your responding in a reasonable time frame and without any run-arounds.. It could have been even faster if the first form had included the information you needed from the doctor on the second form. Why not combine?

    Kathleen from TX
    Review Received: June 22, 2025
    Was this review helpful?
    0 out of 0 people found this review helpful
    AXA Assistance USA policy: Silver

    Customer Rep was very helpful and knowledgeable.

    Richard from PA
    Review Received: June 2, 2025
    Was this review helpful?
    0 out of 0 people found this review helpful
    AXA Assistance USA policy: Platinum

    The preferred provider hospital in Spain was extremely difficult to work with, as the private system is unnecessarily complicated--in fact, almost impossible to navigate. Nevertheless, the medical outcome was ultimately good and the insurance covered everything. I recommend AXA enthusiastically and will continue to use it every time I travel abroad.

    Seth from OH
    Review Received: May 17, 2025
    Was this review helpful?
    0 out of 3 people found this review helpful
    AXA Assistance USA policy: Platinum

    After months of AXA delaying pay out of my claim from one excuse to another, my claim was finally paid out after submitting my case to the WI insurance commissioner.

    Josh from WI
    Review Received: May 3, 2025
    Was this review helpful?
    0 out of 4 people found this review helpful
    AXA Assistance USA policy: Gold

    The rep couldn't seem to find my account, so it didn't go very far and wasn't helpful.

    Nicole from NY
    Review Received: April 12, 2025
    Was this review helpful?
    0 out of 4 people found this review helpful
    AXA Assistance USA policy: Gold

    Unfortunately, we were one of the few travelers that had to submit a claim to our travel insurance company, and we found the process to be very frustrating. We incurred medical expenses over the course of our travels, that were very unexpected and very expensive (and frankly, traumatic). Within four days of returning from our trip, we submitted our claim to AXA with all of the documentation that AXA requested. Several months went by with no determination on our claim being made, despite numerous follow ups from us. Eventually, we were forced to threaten legal action under our insurance contract. At that point, AXA began responding to our messages and promptly paid the full amount of our claim plus interest.

    Ultimately, AXA did its job and covered what it had agreed to cover, but it broke its own insurance contract in the process, and was frustratingly difficult to work with. It was, as a result, not a great experience, and why we can’t give more than three stars as a rating.

    Joe from MN
    Review Received: April 11, 2025
    Was this review helpful?
    1 out of 12 people found this review helpful
    AXA Assistance USA policy: Gold

    Obtaining the policy was no problem. Simple and easy to understand and obtain the insurance. After our trip we submitted two claims. Fairly straightforward having to deliver pictures and documents. One claim has been resolved satisfactorily. The second claim still in review.

    Elvira from AZ
    Review Received: April 3, 2025
    Was this review helpful?
    1 out of 4 people found this review helpful