St Pete Beach, FL February 14th, 2011 – Knowing where to buy travel insurance for a cruise could eliminate one mistake many travelers make. Squaremouth.com, America’s fastest growing comparison website for travel insurance, recommends comparing multiple policies before a purchase. “Purchasing the wrong travel insurance policy could result in a higher premium with lower benefits,” says Chris Harvey, Squaremouth’s CEO.
1. Choice – “Travelers embarking on a cruise should be warned of the possible disadvantages of purchasing travel insurance through their cruise line,” says Harvey. Many cruise lines only offer one travel insurance option. It is usually inferior to third party products and can be much more expensive as it could include large administration charges. To avoid this, Squaremouth recommends searching for travel insurance on a comparison engine. This will provide a traveler more options with better policies for less money.
2. Cash Refund – Having the ability to cancel and receive a cash refund is another reason many travelers purchase travel insurance from a third party. For instance, the ‘Any Reason’ benefit, available on Royal Caribbean’s CruiseCare, only offers a cruise credit for up to 75 percent of the trip cost. This benefit applies if a traveler chooses to cancel their trip for a non-covered reason. The ‘Cancel for Any Reason’ benefit available with policies appearing on Squaremouth, will allow a customer to cancel for a non-covered reason and receive a cash refund for up to 75 percent of the trip cost.
3. Medical Evacuation – “Medical evacuation coverage could be more important for cruises than any other type of vacation,” said Harvey. Most cruise lines only cover up to $50,000 in medical evacuation. A single incident might require an airlift from the ship, transportation to multiple medical facilities and even a flight home. If a travel insurance policy does not provide enough coverage, the balance of such an expensive ordeal becomes the responsibility of the traveler. Squaremouth recommends comparing policies that offer between $100,000 and $500,000 of medical evacuation coverage.
Squaremouth is America’s fastest growing travel insurance comparison site, helping customers instantly quote, compare and buy policies from every major carrier. Squaremouth has web sites in the US and UK, and an extensive network of partner sites worldwide. The company is headquartered in St Pete Beach, FL., with offices in Fort Wayne, IN. Visit Squaremouth.com or Squaremouth.co.uk.
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