Advice for Snowbirds – Travel Insurance

Published by September 26, 2012

ST. PETERSBURG, FL September 26, 2012 – With cooler weather approaching, many snowbirds are preparing to travel south for the winter months. In preparation for such long-term travel, healthcare is often a primary consideration. According to travel insurance comparison site, Squaremouth, purchasing travel insurance plans can provide coverage options for seasonal residents if primary health insurance is unavailable while on vacation.

Some may assume they have adequate coverage through their primary health insurance providers and consider travel insurance an unnecessary expense. However, many health insurance policies provide limited coverage to travelers. For example, provincial medical service plans in Canada may offer little to no coverage outside of the country. Similarly, U.S. citizens traveling to other parts of the country often face limited coverage or increased “out-of-network” costs.

This is especially true for travelers with pre-existing conditions. Many carriers provide pre-existing medical coverage if the policy is purchased within 10-30 days of the initial trip deposit.  Some providers, such as HTH Worldwide, include policies that offer this coverage as long as it is purchased before the final payment date.

If required, many travel insurance providers can arrange emergency medical evacuation to an appropriate facility. Repatriation benefits will cover associated costs if returning home is medically necessary. In the unfortunate event of death, remains may also be repatriated.

“Since emergency medical evacuation can be extremely expensive, this benefit can protect travelers from potential financial burdens,” says Chris Harvey, CEO of Squaremouth. “We recommend that travelers carry $50,000 to $100,000 in medical evacuation coverage when traveling internationally.”

There are additional benefits in many travel insurance policies that travelers may not realize. All policies come with a 24-hour hotline providing travelers with a broad range of services, including medical referrals, legal assistance, emergency cash transfers, and help with pre-trip arrangements.

To make long-term vacationing easier, Squaremouth recommends that travelers fill all prescriptions and make copies of important documents before leaving home. When purchasing travel insurance, travelers should read policy details to understand terms of coverage. Of equal importance, they should first check with any health insurance providers to gain an understanding of coverage they may already have to avoid an unnecessary purchase of travel insurance.

About Squaremouth
Squaremouth is America’s fastest growing travel insurance comparison site, helping customers instantly quote, compare and buy policies from every major provider. Squaremouth has an extensive network of partner sites worldwide. The company is headquartered in St. Petersburg, FL., with offices in Fort Wayne, IN. For more information, visit

About our Zero Complaint Guarantee
The cornerstone of our commitment to customers is Squaremouth’s guarantee to remove any company from our website if there is a customer complaint that cannot be resolved to our satisfaction. Squaremouth offers the broadest selection of insurance with an emphasis on quality and follow-up care in companies featured. We also factor in independent evaluation from the insurance industry watchdog AM Best.

Squaremouth offers products from the following travel insurance providers:
Air Ambulance Card, AMEX Assurance Company, Azimuth Risk Solutions, CSA Travel Protection, Global Alert Admin, HCC Medical Insurance Services, HTH Worldwide, IMG,  ITravelInsured, John Hancock Insurance Agency, Inc., MedjetAssist, MH Ross Travel Insurance Services, Seven Corners, Inc, Travel Guard, Travel Insurance Services, Travel Insured International, Travelex Insurance Services, TravelSafe, Trawick International, USA-ASSIST Worldwide Protection, and VacationGuard.

Chris Harvey
Toll-free (800) 240-0369 x 6103
Direct (727) 490-5802

Jessica Bell
Toll-free (800) 240-0369 x 6106
Direct (727) 498-2868