ST. PETERSBURG, FL December 28, 2012 – Powerful winter storms have suspended thousands of flights across the country, wreaking havoc on post-holiday travel plans. Those who purchased travel insurance and planned ahead are reaping the benefits, while others are left with limited options for reaching their final destinations. Squaremouth, America’s fastest growing travel insurance agency, is reminding travelers stranded by a backlog of cancellations and delays to lean on travel insurance for relief.
“Travelers who have planned for the worse are benefiting from insurance coverage, while other travelers are at the mercy of the airlines,” says Chris Harvey, CEO of Squaremouth. “This week is a prime example of just how beneficial travel insurance can be.”
From three-hour delays to cancelling a trip altogether, travelers can take advantage of the following benefits to keep holiday travel frustration at a minimum.
Travel delay typically covers minor expenses, but is among the most frequently used benefits during times of high travel and mass delays. The benefit can pay for meals, accommodations and local transportation.
Some policies may even provide coverage for a traveler involved in a weather related traffic accident while on their way to the airport. It’s important however, to know the details of a policy to ensure this specific type of coverage is included.
Travelers should also be aware of the time restrictions and limitations related to the benefit. Most providers require travelers to be delayed for a specific amount of time before the benefit kicks in. Travel delay benefits can become available in as little as three hours.
Trip interruption can reimburse travelers up to 200% of the trip cost if a reason listed on the policy prevents them from continuing on their trip. For example, a traveler who makes it through the first leg of their trip but is unable to continue on due to the weather can return home early. The benefit can provide reimbursement for the unused days of a trip and the charges incurred for additional transportation expenses to either get home or rejoin the trip.
When all else fails and a trip must be cancelled, those who have trip cancellation coverage can rest easy knowing they can be reimbursed for costly nonrefundable expenses. Trip cancellation protection provides up to 100% in reimbursement if a traveler needs to cancel a trip. Travelers who have weather coverage under this benefit, and are stranded by this week’s mass travel disruptions, are in the most favorable position in terms of travel and recouping their costs.
“Trip cancellation is one of the most popular reasons people buy travel insurance this time of year,” says Harvey. “With so many cancellations this week, travelers who have purchased this benefit have the comfort of knowing they won’t go home at a complete loss.”
As scores of stranded airport travelers try to make it to their final destinations through a series of powerful storms, those with travel insurance are far better off. Whether it’s waiting out a rebooked flight, booking an overnight hotel or incurring costs for canceling a trip, travel insurance is often the best way to minimize the negative impacts being felt at airports across the country.
Squaremouth is America’s fastest-growing travel insurance comparison site, providing the tools to instantly quote, compare and buy policies from every major provider. The company is headquartered in St. Petersburg, FL, with offices in Fort Wayne, IN. For more information on Squaremouth or its extensive network of partner sites worldwide, visit www.squaremouth.com.
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