Countries That Require Travel Insurance

Cuba Travel Insurance Requirements

Cuba Travel Insurance Requirements

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Cuba is known for its beautiful beaches and its world-famous music and culture, however travel to the destination has been restricted for years, especially for travelers from the United States. Despite that, Cuba has grown significantly as a tourist destination, attracting 24% more travelers in the past year over the previous.

The average cost of a trip to Cuba this year is $2,696, which is more affordable than many of the most popular tourist destinations. Based on trends from the past year, the average trip is also becoming more affordable, decreasing by nearly $200.

In order for travelers to visit Cuba, they are required to have medical travel insurance, and they must meet a few other stipulations.

What is required for entry into Cuba?

In order for a traveler to gain entry for their trip to Cuba, they are required to have the following:

  • A return air ticket to their original destination
  • A travel visa that is valid for at least one month beyond their departure date
  • Proof of sufficient funds for minimal financial needs
  • Travel medical insurance

How much medical coverage do I need?

While it is required to have some form of health insurance is required for travelers from foreign countries to visit Cuba, there is not a specific required amount. However, it is required for travelers to have Emergency Medical coverage, in addition to Medical Evacuation & Repatriation coverage. This coverage must last for the entire duration of their trip.

For international travel, Squaremouth recommends travelers visiting Cuba buy a travel insurance policy with at least $50,000 in Emergency Medical coverage, and at least $100,000 in Medical Evacuation & Repatriation coverage. This coverage is reimbursement-based, meaning the traveler is typically required to pay their medical expenses upfront and require for reimbursement when they return home.

The Emergency Medical benefit of travel insurance can reimburse travelers for the costs of medical treatment in the event of an illness or injury during their trip. This includes physician services, ambulance expenses, and other costs of treatment.

The Medical Evacuation & Repatriation benefit can transport a traveler to the nearest adequate hospital in the event of a medical emergency. If the treating physician determines the traveler should return home for better treatment, this benefit can also cover those costs.

Do I need other travel insurance benefits?

In terms of travel insurance, the medical benefits are the only required coverage a traveler needs to travel to Cuba. However, most travel insurance policies are comprehensive and include a variety of other benefits, without increasing the cost of a policy. This includes coverage for travel delays and lost or delayed luggage.

Travelers visiting Cuba also have the option to insure their trip costs under the Trip Cancellation benefit. This benefit can reimburse all of their prepaid and non-refundable trip payments if they need to cancel due to an illness or injury, inclement weather, or terrorist incident, among other events.

Click here for a comprehensive list of countries that require travel insurance.