Sports Weather Loss Coverage

What is Sports Weather Loss Coverage?

Sports Weather Loss is a travel insurance benefit that can cover your prepaid, non-refundable trip costs if you are unable to participate in a sport or activity due to inclement weather, a natural disaster, or another documented severe weather event.

Only select adventure sports travel insurance policies include the Sports Weather Loss benefit, and coverage is typically limited to specific activities like golf and skiing.

A full list of policies that include this coverage can be found at the bottom of this page. Coverage limits, exclusions, and eligibility requirements differ by policy.

FAQs: Sports Weather Loss Coverage

What Does Sports Weather Loss Insurance Cover?

If inclement weather or a natural disaster prevents you from participating in a preplanned adventure sport or activity during your trip, the Sports Weather Loss benefit can reimburse relevant prepaid, non-refundable travel expenses.

Examples of expenses that may be covered by Sports Weather Loss insurance include green fees and lift tickets. Some plans that offer this protection may also provide reimbursement for any sports equipment you rented for the planned activity.

Coverage limits for this benefit can range from $500-$1,000 depending on the travel insurance plan. In order to receive reimbursement through your travel insurance policy, you may be required to provide receipts, booking confirmations, and other documents that may support your claim.

What Are Some Common Exclusions for Sports Weather Loss Coverage?

Not all sports-related expenses are covered by adventure travel insurance. Most travel insurance providers include exclusions within their Certificate of Insurance that outline what scenarios and expenses will not be eligible for reimbursement in the event of a claim.

While exclusions will vary from one plan to the next, most Sports Weather Loss plans won’t cover the following:

• Fees relating to extreme sports, such as heli-skiing or backcountry skiing
• Season ski passes
• Expenses that have already been refunded by another party
• Golf reservations made less than 48 hours in advance

Other Sports Travel Insurance Benefits

In addition to Sports Weather Loss, many travel insurance companies offer policies that offer a wide-range of other benefits geared towards adventure travelers.

Other popular sports-related travel insurance benefits include:

• Sports & Activities: Extends medical coverage and medical evacuation protection to travelers participating in adventure activities.
• Sports Equipment Loss: Provides reimbursement for the actual cash value of sports equipment that’s lost, damaged, or stolen during a covered trip
• Sports Equipment Delay: Covers the cost of equipment rentals if your sports equipment is delayed on route to your destination
• Sports Fees: Covers the cost of prepaid, non-refundable sports fees if you’re forced to cancel or interrupt your trip for a covered reason
• Search and Rescue: Covers the cost of a rescue mission if you go missing during a covered trip

Please be aware that coverage and eligibility requirements for this benefit differ by policy.