What is 24 Hour AD&D?

24-Hour AD&D provides a cash payment in the event of accidental loss of life or limb anytime during a covered trip.

This benefit typically provides the smallest payout compared to the other forms of AD&D coverage: Common Carrier AD&D and Flight Only AD&D. Only a few travel insurance providers have 24-Hour AD&D coverage for the entire trip.

Please be aware that coverage and eligibility requirements for this benefit differ by policy. The tables below show the providers that offer 24 Hour AD&D coverage.

Looking for a policy with 24 Hour AD&D coverage?

Enter your trip information on our custom search form. Once you receive your results, select the 24 Hour AD&D filter to find the best policy for your trip with the coverage that you need.

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Each policy's 24 Hour AD&D coverage is summarized below. View the full benefit wording for all policies here.

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