What is Additional Benefits?

Many travel insurance providers offer additional benefits to differentiate themselves against their competitors.

A common Additional Benefit is concierge services, where the provider will help a traveler coordinate certain aspects of their trip.

Please be aware that coverage and eligibility requirements for this benefit differ by policy. The tables below show the providers that offer Additional Benefits coverage.

Search & Compare Travel Insurance Policies
All policies provide worldwide coverage unless stated prior to purchase.
Step 1 of 3
April Travel Protection
April Travel Protection
Policy Name and Summary of Coverage
1

Trip Cancellation Plan

Concierge Services Coverage

CONCIERGE SERVICES

City profiles: provide travelers access to information on over 10,000 destinations worldwide, including a complete report on local entertainment, social customs, and health advisories.

Epicurean needs: arranges the delivery of specialized foods and beverages to your home or office, including gourmet meats and fine wine.

Event ticketing: provides tickets to virtually any sporting, theater or concert event worldwide.

Flowers and gift baskets: include the purchase and shipment of flowers and gift baskets to friends, family members, and business associates.

Golf outings and tee times: provide referrals and tee times at golf courses around the world.

Hotel accommodations: offers research and recommendations on hotels worldwide and book reservations if requested by you.

Meet-and-greet services: include the pick-ups of friends; family members or business associates at airports or other common carrier destinations by limousine personnel.

Personalized retail shopping assistance: includes purchasing selected retail items at your request.

Pre-trip assistance: provides information on travel destinations, city profiles, weather, special events, ATM locations, currency exchange rates, immunization and passport requirements, and related services.

Procurement of hard-to-find items: ensures our associates will use every means possible to obtain an obscure or exotic item at your request.

Restaurant reviews and reservations: provides you with information on restaurants worldwide and the ability to book reservations from anywhere, anytime.

Rental car reservations: provide worldwide reservations through most major rental car agencies.

Airline reservations: provide full-service air travel accommodations to destinations worldwide.

Pet Services Locator: helps travelers find pet-related services such as veterinarians and pet sitters.

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2

Choice

Concierge Services Coverage

CONCIERGE SERVICES

City profiles: provide travelers access to information on over 10,000 destinations worldwide, including a complete report on local entertainment, social customs, and health advisories.

Epicurean needs: arranges the delivery of specialized foods and beverages to your home or office, including gourmet meats and fine wine.

Event ticketing: provides tickets to virtually any sporting, theater or concert event worldwide.

Flowers and gift baskets: include the purchase and shipment of flowers and gift baskets to friends, family members, and business associates.

Golf outings and tee times: provide referrals and tee times at golf courses around the world.

Hotel accommodations: offers research and recommendations on hotels worldwide and book reservations if requested by you.

Meet-and-greet services: include the pick-ups of friends; family members or business associates at airports or other common carrier destinations by limousine personnel.

Personalized retail shopping assistance: includes purchasing selected retail items at your request.

Pre-trip assistance: provides information on travel destinations, city profiles, weather, special events, ATM locations, currency exchange rates, immunization and passport requirements, and related services.

Procurement of hard-to-find items: ensures our associates will use every means possible to obtain an obscure or exotic item at your request.

Restaurant reviews and reservations: provides you with information on restaurants worldwide and the ability to book reservations from anywhere, anytime.

Rental car reservations: provide worldwide reservations through most major rental car agencies.

Airline reservations: provide full-service air travel accommodations to destinations worldwide.

Pet Services Locator: helps travelers find pet-related services such as veterinarians and pet sitters.

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3

Choice

Concierge Services Coverage

CONCIERGE SERVICES

City profiles: provide travelers access to information on over 10,000 destinations worldwide, including a complete report on local entertainment, social customs, and health advisories.

Epicurean needs: arranges the delivery of specialized foods and beverages to your home or office, including gourmet meats and fine wine.

Event ticketing: provides tickets to virtually any sporting, theater or concert event worldwide.

Flowers and gift baskets: include the purchase and shipment of flowers and gift baskets to friends, family members, and business associates.

Golf outings and tee times: provide referrals and tee times at golf courses around the world.

Hotel accommodations: offers research and recommendations on hotels worldwide and book reservations if requested by you.

Meet-and-greet services: include the pick-ups of friends; family members or business associates at airports or other common carrier destinations by limousine personnel.

Personalized retail shopping assistance: includes purchasing selected retail items at your request.

Pre-trip assistance: provides information on travel destinations, city profiles, weather, special events, ATM locations, currency exchange rates, immunization and passport requirements, and related services.

Procurement of hard-to-find items: ensures our associates will use every means possible to obtain an obscure or exotic item at your request.

Restaurant reviews and reservations: provides you with information on restaurants worldwide and the ability to book reservations from anywhere, anytime.

Rental car reservations: provide worldwide reservations through most major rental car agencies.

Airline reservations: provide full-service air travel accommodations to destinations worldwide.

Pet Services Locator: helps travelers find pet-related services such as veterinarians and pet sitters.

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4

Annual Plan

Concierge Services Coverage

CONCIERGE SERVICES

City profiles: provide travelers access to information on over 10,000 destinations worldwide, including a complete report on local entertainment, social customs, and health advisories.

Epicurean needs: arranges the delivery of specialized foods and beverages to your home or office, including gourmet meats and fine wine.

Event ticketing: provides tickets to virtually any sporting, theater or concert event worldwide.

Flowers and gift baskets: include the purchase and shipment of flowers and gift baskets to friends, family members, and business associates.

Golf outings and tee times: provide referrals and tee times at golf courses around the world.

Hotel accommodations: offers research and recommendations on hotels worldwide and book reservations if requested by you.

Meet‐and‐greet services: include the pick‐ups of friends; family members or business associates at airports or other common carrier destinations by limousine personnel.

Personalized retail shopping assistance: includes purchasing selected retail items at your request.

Pre‐trip assistance: provides information on travel destinations, city profiles, weather, special events, ATM locations, currency exchange rates, immunization and passport requirements, and related services.

Procurement of hard‐to‐find items: ensures our associates will use every means possible to obtain an obscure or exotic item at your request.

Restaurant reviews and reservations: provides you with information on restaurants worldwide and the ability to book reservations from anywhere, anytime.

Rental car reservations: provide worldwide reservations through most major rental car agencies.

Airline reservations: provide full‐service air travel accommodations to destinations worldwide.

Pet Services Locator: helps travelers find pet‐related services such as veterinarians and pet sitters.

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AXA Assistance USA
AXA Assistance USA
Policy Name and Summary of Coverage
5

Silver

Concierge Services Coverage

‘White-Glove’ CONCIERGE SERVICES

Concierge services designed to fulfill various leisure and entertainment requests as well as travel related services. Call AXA Assistance’s concierge services prior to departing for advice on planning your trip or for any last minute recommendations or reservations while you are away.

•Restaurant and hotel referrals and reservations

•Transportation information and referrals (rental car and limousine)

•Luxury rental information and arrangements (houseboats, villas, charter planes)

•Entertainment information and ticketing (opera, ballet, theater, concerts, sporting events and museums)

•Golf course information and referrals and tee times

•Gift referrals and arrangement services

•Shopping and product information, locations and referrals

•City and cultural information (city events and attractions)

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6

Gold

Concierge Services Coverage

‘White-Glove’ CONCIERGE SERVICES

Concierge services designed to fulfill various leisure and entertainment requests as well as travel related services. Call AXA Assistance’s concierge services prior to departing for advice on planning your trip or for any last minute recommendations or reservations while you are away.

•Restaurant and hotel referrals and reservations

•Transportation information and referrals (rental car and limousine)

•Luxury rental information and arrangements (houseboats, villas, charter planes)

•Entertainment information and ticketing (opera, ballet, theater, concerts, sporting events and museums)

•Golf course information and referrals and tee times

•Gift referrals and arrangement services

•Shopping and product information, locations and referrals

•City and cultural information (city events and attractions)

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7

Platinum

Concierge Services Coverage

‘White-Glove’ CONCIERGE SERVICES

Concierge services designed to fulfill various leisure and entertainment requests as well as travel related services. Call AXA Assistance’s concierge services prior to departing for advice on planning your trip or for any last minute recommendations or reservations while you are away.

•Restaurant and hotel referrals and reservations

•Transportation information and referrals (rental car and limousine)

•Luxury rental information and arrangements (houseboats, villas, charter planes)

•Entertainment information and ticketing (opera, ballet, theater, concerts, sporting events and museums)

•Golf course information and referrals and tee times

•Gift referrals and arrangement services

•Shopping and product information, locations and referrals

•City and cultural information (city events and attractions)

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Berkshire Hathaway Travel Protection
Berkshire Hathaway Travel Protection
Policy Name and Summary of Coverage
8

ExactCare

Concierge Services Coverage

ASSISTANCE SERVICES

All the Assistance Services listed below are not insurance benefits and are not provided by the Insurer. World Travel Protection offers assistance through an extensive network of worldwide partners. Expenses for goods and services provided by third parties are the traveler’s responsibility.

Concierge Services

• Restaurant referrals and reservations
• Ground transportation arrangements
• Event ticketing arrangements
• Tee times and course recommendations
• Floral services

*Non-insurance services are provided by World Travel Protection.

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9

ExactCare Value

Concierge Services Coverage

Concierge Services

•Restaurant referrals and reservations
•Ground transportation arrangements •Event ticketing arrangements
•Tee times and course recommendations
•Floral services

*Non-insurance services are provided by On Call International.

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10

LuxuryCare

Concierge Services Coverage

ASSISTANCE SERVICES*

All the Assistance Services listed below are not insurance benefits and are not provided by the Insurer. World Travel Protection offers assistance through an extensive network of worldwide partners. Expenses for goods and services provided by third parties are the traveler’s responsibility.

Concierge Services

• Restaurant referrals and reservations
• Ground transportation arrangements
• Event ticketing arrangements
• Tee times and course recommendations
• Floral services

*Non-insurance services are provided by World Travel Protection.

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11

ExactCare Lite

Concierge Services Coverage

ASSISTANCE SERVICES*

All the Assistance Services listed below are not insurance benefits and are not provided by the Insurer. World Travel Protection offers assistance through an extensive network of worldwide partners. Expenses for goods and services provided by third parties are the traveler’s responsibility.

Concierge Services

• Restaurant referrals and reservations
• Ground transportation arrangements
• Event ticketing arrangements
• Tee times and course recommendations
• Floral services

*Non-insurance services are provided by World Travel Protection.

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Generali Global Assistance
Generali Global Assistance
Policy Name and Summary of Coverage
12

Standard

Concierge Services Coverage

CONCIERGE SERVICES

City profiles: provide travelers access to information on over 10,000 destinations worldwide, including a complete report on local entertainment, social customs, and health advisories.

Epicurean needs: arranges the delivery of specialized foods and beverages to your home or office, including gourmet meats and fine wine.

Event ticketing: provides tickets to virtually any sporting, theater or concert event worldwide.

Flowers and gift baskets: include the purchase and shipment of flowers and gift baskets to friends, family members, and business associates.

Golf outings and tee times: provide referrals and tee times at golf courses around the world.

Hotel accommodations: offers research and recommendations on hotels worldwide and book reservations if requested by you.

Meet-and-greet services: include the pick-ups of friends; family members or business associates at airports or other common carrier destinations by limousine personnel.

Personalized retail shopping assistance: includes purchasing selected retail items at your request.

Pre-trip assistance: provides information on travel destinations, city profiles, weather, special events, ATM locations, currency exchange rates, immunization and passport requirements, and related services.

Procurement of hard-to-find items: ensures our associates will use every means possible to obtain an obscure or exotic item at your request.

Restaurant reviews and reservations: provides you with information on restaurants worldwide and the ability to book reservations from anywhere, anytime.

Rental car reservations: provide worldwide reservations through most major rental car agencies.

Airline reservations: provide full-service air travel accommodations to destinations worldwide.

Pet Services Locator: helps travelers find pet-related services such as veterinarians and pet sitters.

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13

Preferred

Concierge Services Coverage

CONCIERGE SERVICES

City profiles: provide travelers access to information on over 10,000 destinations worldwide, including a complete report on local entertainment, social customs, and health advisories.

Epicurean needs: arranges the delivery of specialized foods and beverages to your home or office, including gourmet meats and fine wine.

Event ticketing: provides tickets to virtually any sporting, theater or concert event worldwide.

Flowers and gift baskets: include the purchase and shipment of flowers and gift baskets to friends, family members, and business associates.

Golf outings and tee times: provide referrals and tee times at golf courses around the world.

Hotel accommodations: offers research and recommendations on hotels worldwide and book reservations if requested by you.

Meet-and-greet services: include the pick-ups of friends; family members or business associates at airports or other common carrier destinations by limousine personnel.

Personalized retail shopping assistance: includes purchasing selected retail items at your request.

Pre-trip assistance: provides information on travel destinations, city profiles, weather, special events, ATM locations, currency exchange rates, immunization and passport requirements, and related services.

Procurement of hard-to-find items: ensures our associates will use every means possible to obtain an obscure or exotic item at your request.

Restaurant reviews and reservations: provides you with information on restaurants worldwide and the ability to book reservations from anywhere, anytime.

Rental car reservations: provide worldwide reservations through most major rental car agencies.

Airline reservations: provide full-service air travel accommodations to destinations worldwide.

Pet Services Locator: helps travelers find pet-related services such as veterinarians and pet sitters.

Read Hide Full Policy Wording
14

Premium

Concierge Services Coverage

CONCIERGE SERVICES

City profiles: provide travelers access to information on over 10,000 destinations worldwide, including a complete report on local entertainment, social customs, and health advisories.

Epicurean needs: arranges the delivery of specialized foods and beverages to your home or office, including gourmet meats and fine wine.

Event ticketing: provides tickets to virtually any sporting, theater or concert event worldwide.

Flowers and gift baskets: include the purchase and shipment of flowers and gift baskets to friends, family members, and business associates.

Golf outings and tee times: provide referrals and tee times at golf courses around the world.

Hotel accommodations: offers research and recommendations on hotels worldwide and book reservations if requested by you.

Meet-and-greet services: include the pick-ups of friends; family members or business associates at airports or other common carrier destinations by limousine personnel.

Personalized retail shopping assistance: includes purchasing selected retail items at your request.

Pre-trip assistance: provides information on travel destinations, city profiles, weather, special events, ATM locations, currency exchange rates, immunization and passport requirements, and related services.

Procurement of hard-to-find items: ensures our associates will use every means possible to obtain an obscure or exotic item at your request.

Restaurant reviews and reservations: provides you with information on restaurants worldwide and the ability to book reservations from anywhere, anytime.

Rental car reservations: provide worldwide reservations through most major rental car agencies.

Airline reservations: provide full-service air travel accommodations to destinations worldwide.

Pet Services Locator: helps travelers find pet-related services such as veterinarians and pet sitters.

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Seven Corners Inc
Seven Corners Inc
Policy Name and Summary of Coverage
15

RoundTrip Elite

Concierge Services Coverage

Vehicle Return

Should the insured, due to a medical condition, become unable to drive their vehicle back to his/her domicile Seven Corners will help coordinate the return the vehicle to the insured’s home. All cost associated with the return are Insured’s responsibility.

Pet Return

In case the insured is traveling with his/hers pet and find unable to care for it due to a medical emergency, Seven Corners will coordinate for the return of the insured’s pet to his/hers domicile. All cost associated with the return are Insured’s responsibility.

Prescription medication and glasses replacement

If you misplaced your medical prescription or damage your eyeglasses or contact lenses while away from home, Seven Corners will arrange to deliver the prescription or glasses (lenses included) to your current location. The cost of shipping and obtaining the prescription and or glasses are the member’s responsibility.

Medical, Dental, and Pharmacy referral and Case Monitoring

Access to our network of medical providers and case monitoring if the member is hospitalized when traveling and away from home, our medical management team monitors the case from initial admission until discharge while maintaining close contact with the member’s attending physician.

Pre-travel destination information

Access to our traveler’s portal Wellabroad which contains updated travel related information, links, country profiles, and much more.

Trip delay and missed connection coordination

We are available to assist members in rebooking flights due to cancellations, missed connections, or schedule change.

Hotel and flight re-bookings

We are able to assist members with any change or cancellation of existing hotel reservations in the event of unexpected change of travel plans.

Luggage delay, lost baggage and stolen or damaged baggage delay coordination

We can assist with the coordination to return any delayed luggage and with efforts to claim for any lost or stolen luggage to the commercial carrier.

Emergency return travel arrangements

In the event a member needs to return home due to an emergency, we are available to assist in making hotel, flight, and transportation arrangements to assist the member in returning home.

Lost travel document retrieval or duplication

Seven Corners can assist in obtaining emergency travel documents and replacements of lost or stolen documents, credit cards, passports or visas.

Legal, embassy, or consulate referrals

Access to our Travelers Portal Wellabroad that contains updated travel related embassy information and country related important facts.

Currency conversion assistance

Seven Corners can provide exact exchange rates for all currencies and assist in case of need to purchase foreign currency.

Information on local medical and travel advisories

Access to our traveler’s portal Wellabroad which contains the most current information related to medical advisories, immunizations needs, preventive measures, travel tips, medical facility capabilities, and up to date information on emergency assistance services worldwide.

Interpretation and translation services

Seven Corners can provide emergency translation and interpretation services in all major languages and referrals to interpreter services locally

Urgent message relay

Seven Corners will assist with contacting family in the event of an emergency situation while the member is travelling and relay any messages the member’s request.

Travel delays reports

We are able to maintain you informed any major delay affecting your travel.

Emergency cash advance

We can assist members in obtaining cash advances in local US currency for medical emergencies or other travel needs.

Legal referrals/ bond assistance

Seven Corners provides the member with information about general legal services in the area where the member is travelling and bond assistance if needed (expenses covered by the member.)

Text messaging alerts Includes weather emergencies, security issues, customs alerts, as well as health care or pandemic warnings.

Country Profiles: Access to our Wellabroad travel portal with updated information about any country in the world, political, economic and medical information affecting the members’ travels.

Security Alerts: Seven Corners via text message or email is able to maintain the members informed or any security situation affecting the area where the members is traveling and providing valuable information that will ensure the members safety.

Crisis management: In case of a security situation or natural disaster affecting the area where the member is currently travelling Seven Corners will inform the member of the best and safest way to return home.

Hotel referrals and reservations

Worldwide hotel search and referrals and assistance in making reservations on behalf of the member, subject to availability.

Gifts arrangements and deliveries

Coordination of finding unique gifts for friend, families and or business associates, including wrapping and delivery.

Special activities recommendations

Worldwide local activities recommendation and reservations made on behalf of the member subject to availability.

Tee time reservation (golf course recommendation)

Assistance with scheduling tee times and making course recommendations subject to availability.

Sport events tickets and reservations

Assistance with obtaining tickets to sporting events, theater, concert and other events, subject to availability.

Rental car or Limousine reservations

Coordination of car or limo arrangements including transportation to and from the airport, hotel, meetings, and more.

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Tin Leg
Tin Leg
Policy Name and Summary of Coverage
16

Economy

Concierge Services Coverage

Concierge Services

• Restaurant referrals and reservations

• Ground-transportation arrangements

• Event ticketing arrangements

• Tee times and course recommendations

• Floral services

Identity theft (Not available to New York residents)

• Assist identity-theft victim with ordering and reviewing credit bureau records

• Assist identity-theft victim with investigating financial accounts where identity theft is suspected

• Assist victim in communications with creditors to help make the creditors aware of the victim’s identity-theft issues

• Assist identity-theft victim in identifying proper law enforcement to pursue prosecution of criminals

• Assist identity-theft victim in reviewing account activity

• Obtain additional resources for reviewing and resolution of victim’s Issues

Roadside Assistance

24-Hour Roadside-Assistance Services

• Towing Assistance— When towing is necessary, the covered vehicle will be towed to the nearest service facility or to any location requested by the covered customer.

• Flat-Tire Assistance — Service consists of the replacement of a flat tire with the covered vehicle’s spare tire.

• Towing assistance will be provided if needed.

• Oil, Fluid, and Water Delivery Service — An emergency supply of oil, fluid, and water will be delivered to any covered vehicle in immediate need. The customer must pay for cost of the fluids if there is one.

• Fuel-Delivery Service — An emergency supply of fuel will be delivered to any covered vehicle in immediate need. The customer must pay for the cost of the fluids if there is one.

• Lockout Assistance — Assistance will be provided in gaining entry to a covered vehicle if the keys are lost or locked inside.

• Battery Assistance — Battery assistance (jump-start) will be provided to any covered customer in immediate need.

• Collision Assistance — If a customer is involved in a collision in their covered vehicle, towing assistance will be provided when needed to direct the vehicle back to the issuing dealership if possible or to the nearest qualified repair facility.

Vehicle-Return Assistance

Makes arrangement for the return of your automobile back to your primary residence should you become ill/injured and unable to drive.

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17

Standard

Concierge Services Coverage

Concierge Services

• Restaurant referrals and reservations

• Ground-transportation arrangements

• Event ticketing arrangements

• Tee times and course recommendations

• Floral services

Identity theft (Not available to New York residents)

• Assist identity-theft victim with ordering and reviewing credit bureau records

• Assist identity-theft victim with investigating financial accounts where identity theft is suspected

• Assist victim in communications with creditors to help make the creditors aware of the victim’s identity-theft issues

• Assist identity-theft victim in identifying proper law enforcement to pursue prosecution of criminals

• Assist identity-theft victim in reviewing account activity

• Obtain additional resources for reviewing and resolution of victim’s Issues

Roadside Assistance

24-Hour Roadside-Assistance Services

• Towing Assistance— When towing is necessary, the covered vehicle will be towed to the nearest service facility or to any location requested by the covered customer.

• Flat-Tire Assistance — Service consists of the replacement of a flat tire with the covered vehicle’s spare tire.

• Towing assistance will be provided if needed.

• Oil, Fluid, and Water Delivery Service — An emergency supply of oil, fluid, and water will be delivered to any covered vehicle in immediate need. The customer must pay for cost of the fluids if there is one.

• Fuel-Delivery Service — An emergency supply of fuel will be delivered to any covered vehicle in immediate need. The customer must pay for the cost of the fluids if there is one.

• Lockout Assistance — Assistance will be provided in gaining entry to a covered vehicle if the keys are lost or locked inside.

• Battery Assistance — Battery assistance (jump-start) will be provided to any covered customer in immediate need.

• Collision Assistance — If a customer is involved in a collision in their covered vehicle, towing assistance will be provided when needed to direct the vehicle back to the issuing dealership if possible or to the nearest qualified repair facility.

Vehicle-Return Assistance

Makes arrangement for the return of your automobile back to your primary residence should you become ill/injured and unable to drive.

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18

Luxury

Concierge Services Coverage

Concierge Services

• Restaurant referrals and reservations

• Ground-transportation arrangements

• Event ticketing arrangements

• Tee times and course recommendations

• Floral services

Identity theft (Not available to New York residents)

• Assist identity-theft victim with ordering and reviewing credit bureau records

• Assist identity-theft victim with investigating financial accounts where identity theft is suspected

• Assist victim in communications with creditors to help make the creditors aware of the victim’s identity-theft issues

• Assist identity-theft victim in identifying proper law enforcement to pursue prosecution of criminals

• Assist identity-theft victim in reviewing account activity

• Obtain additional resources for reviewing and resolution of victim’s Issues

Roadside Assistance

24-Hour Roadside-Assistance Services

• Towing Assistance— When towing is necessary, the covered vehicle will be towed to the nearest service facility or to any location requested by the covered customer.

• Flat-Tire Assistance — Service consists of the replacement of a flat tire with the covered vehicle’s spare tire.

• Towing assistance will be provided if needed.

• Oil, Fluid, and Water Delivery Service — An emergency supply of oil, fluid, and water will be delivered to any covered vehicle in immediate need. The customer must pay for cost of the fluids if there is one.

• Fuel-Delivery Service — An emergency supply of fuel will be delivered to any covered vehicle in immediate need. The customer must pay for the cost of the fluids if there is one.

• Lockout Assistance — Assistance will be provided in gaining entry to a covered vehicle if the keys are lost or locked inside.

• Battery Assistance — Battery assistance (jump-start) will be provided to any covered customer in immediate need.

• Collision Assistance — If a customer is involved in a collision in their covered vehicle, towing assistance will be provided when needed to direct the vehicle back to the issuing dealership if possible or to the nearest qualified repair facility.

Vehicle-Return Assistance

Makes arrangement for the return of your automobile back to your primary residence should you become ill/injured and unable to drive.

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19

Adventure

Concierge Services Coverage

Concierge Services

• Restaurant referrals and reservations

• Ground-transportation arrangements

• Event ticketing arrangements

• Tee times and course recommendations

• Floral services

Roadside Assistance

24-Hour Roadside-Assistance Services

• Towing Assistance— When towing is necessary, the covered vehicle will be towed to the nearest service facility or to any location requested by the covered customer.

• Flat-Tire Assistance — Service consists of the replacement of a flat tire with the covered vehicle’s spare tire.

• Towing assistance will be provided if needed.

• Oil, Fluid, and Water Delivery Service — An emergency supply of oil, fluid, and water will be delivered to any covered vehicle in immediate need. The customer must pay for cost of the fluids if there is one.

• Fuel-Delivery Service — An emergency supply of fuel will be delivered to any covered vehicle in immediate need. The customer must pay for the cost of the fluids if there is one.

• Lockout Assistance — Assistance will be provided in gaining entry to a covered vehicle if the keys are lost or locked inside.

• Battery Assistance — Battery assistance (jump-start) will be provided to any covered customer in immediate need.

• Collision Assistance — If a customer is involved in a collision in their covered vehicle, towing assistance will be provided when needed to direct the vehicle back to the issuing dealership if possible or to the nearest qualified repair facility.

Vehicle-Return Assistance

Makes arrangement for the return of your automobile back to your primary residence should you become ill/injured and unable to drive.

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20

USA Only

Concierge Services Coverage

Concierge Services

• Restaurant referrals and reservations

• Ground-transportation arrangements

• Event ticketing arrangements

• Tee times and course recommendations

• Floral services

Identity theft (Not available to New York residents)

• Assist identity-theft victim with ordering and reviewing credit bureau records

• Assist identity-theft victim with investigating financial accounts where identity theft is suspected

• Assist victim in communications with creditors to help make the creditors aware of the victim’s identity-theft issues

• Assist identity-theft victim in identifying proper law enforcement to pursue prosecution of criminals

• Assist identity-theft victim in reviewing account activity

• Obtain additional resources for reviewing and resolution of victim’s Issues

Roadside Assistance

24-Hour Roadside-Assistance Services

• Towing Assistance— When towing is necessary, the covered vehicle will be towed to the nearest service facility or to any location requested by the covered customer.

• Flat-Tire Assistance — Service consists of the replacement of a flat tire with the covered vehicle’s spare tire.

• Towing assistance will be provided if needed.

• Oil, Fluid, and Water Delivery Service — An emergency supply of oil, fluid, and water will be delivered to any covered vehicle in immediate need. The customer must pay for cost of the fluids if there is one.

• Fuel-Delivery Service — An emergency supply of fuel will be delivered to any covered vehicle in immediate need. The customer must pay for the cost of the fluids if there is one.

• Lockout Assistance — Assistance will be provided in gaining entry to a covered vehicle if the keys are lost or locked inside.

• Battery Assistance — Battery assistance (jump-start) will be provided to any covered customer in immediate need.

• Collision Assistance — If a customer is involved in a collision in their covered vehicle, towing assistance will be provided when needed to direct the vehicle back to the issuing dealership if possible or to the nearest qualified repair facility.

Vehicle-Return Assistance

Makes arrangement for the return of your automobile back to your primary residence should you become ill/injured and unable to drive.

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Travel Insured International
Travel Insured International
Policy Name and Summary of Coverage
21

Worldwide Trip Protector Plus

Concierge Services Coverage

CONCIERGE SERVICES

Concierge Services are provided by Travel Insured’s designated provider. There is no charge for the services provided by the provider. You are responsible for the cost of services provided and charged for by third parties and for the actual cost of merchandise, entertainment, sports, tickets, food and beverages and other disbursement items.

Services offered include:

• Destination Profiles

• Epicurean Needs

• Event Ticketing

• Floral Services

• Tee Time Reservations

• Hotel Accommodations

• Meet-And-Greet Services

• Shopping Assistance Services

• Pre-Trip Assistance

• Procurement of Hard-To-Find Items

• Restaurant Referrals and Reservations

• Rental Car Reservations

• Airline Reservations

BUSINESS CONCIERGE SERVICES

Concierge Services are provided by Travel Insured’s designated provider. There is no charge for the services provided by the provider. You are responsible for the cost of services provided and charged for by third parties.

Services offered include:

• Emergency Correspondence And Business Communication Assistance

• Assistance With Locating Available Business Services Such As: Express/Overnight Delivery Sites, Internet Cafes, Print/Copy Services

• Assistance With Or Arrangements For Telephone And Web Conferencing

• Emergency Messaging To Customers, Associates, And Others (Phone, Fax, E-mail, Text, etc.)

• Real Time Weather, Travel Delay And Flight Status Information

• Worldwide Business Directory Service For Equipment Repair/Replacement, Warranty Service, etc.

• Emergency Travel Arrangements

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22

Worldwide Trip Protector

Concierge Services Coverage

CONCIERGE SERVICES

Concierge Services are provided by Travel Insured’s designated provider. There is no charge for the services provided by the provider. You are responsible for the cost of services provided and charged for by third parties and for the actual cost of merchandise, entertainment, sports, tickets, food and beverages and other disbursement items.

Services offered include:
• Destination Profiles
• Epicurean Needs
• Event Ticketing • Floral Services
• Tee Time Reservations
• Hotel Accommodations
• Meet-And-Greet Services
• Shopping Assistance Services
• Pre-Trip Assistance
• Procurement of Hard-To-Find Items
• Restaurant Referrals and Reservations
• Rental Car Reservations
• Airline Reservations

BUSINESS CONCIERGE SERVICES

Concierge Services are provided by Travel Insured’s designated provider. There is no charge for the services provided by the provider. You are responsible for the cost of services provided and charged for by third parties. Services offered include:
• Emergency Correspondence And Business Communication Assistance
• Assistance With Locating Available Business Services Such As:
Express/Overnight Delivery Sites, Internet Cafes, Print/Copy Services
• Assistance With Or Arrangements For Telephone And Web Conferencing
• Emergency Messaging To Customers, Associates, And Others (Phone, Fax, E-mail, Text, etc.)
• Real Time Weather, Travel Delay And Flight Status Information
• Worldwide Business Directory Service For Equipment Repair/Replacement, Warranty Service, etc.
• Emergency Travel Arrangements

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Travelex Insurance Services
Travelex Insurance Services
Policy Name and Summary of Coverage
23

Travel Basic

Concierge Services Coverage

Concierge Services

• Restaurant referrals and reservations
• Ground transportation arrangements
• Event ticketing arrangements
• Tee times and course recommendations
• Floral services

*Non-insurance services are provided by World Travel Protection.

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24

Travel Select

Concierge Services Coverage

Concierge Services

• Restaurant referrals and reservations
• Ground transportation arrangements
• Event ticketing arrangements
• Tee times and course recommendations
• Floral services

*Non-insurance services are provided by World Travel Protection.

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25

Flight Insure

Concierge Services Coverage

ASSISTANCE SERVICES*

All the Assistance Services listed below are not insurance benefits and are not provided by the Insurer. World Travel Protection offers assistance through an extensive network of worldwide partners. Expenses for goods and services provided by third parties are the traveler’s responsibility.

Concierge Services

• Restaurant referrals and reservations
• Ground transportation arrangements
• Event ticketing arrangements
• Tee times and course recommendations
• Floral services

*Non-insurance services are provided by World Travel Protection.

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26

Flight Insure Plus

Concierge Services Coverage

ASSISTANCE SERVICES*

All the Assistance Services listed below are not insurance benefits and are not provided by the Insurer. World Travel Protection offers assistance through an extensive network of worldwide partners. Expenses for goods and services provided by third parties are the traveler’s responsibility.

Concierge Services

• Restaurant referrals and reservations
• Ground transportation arrangements
• Event ticketing arrangements
• Tee times and course recommendations
• Floral services

*Non-insurance services are provided by World Travel Protection.

Read Hide Full Policy Wording