What is “Maximum Number of Trips” in Travel Insurance?

When comparing annual travel insurance policies, you may encounter the term “Maximum Number of Trips.” This number outlines the maximum number of trips you’re permitted to take during the entire year that you are covered by your annual plan.

While the majority of annual plans do not limit the number of trips you can take, some travel insurance companies may impose such restrictions. Knowing the number of trips an annual plan will cover is an important consideration when reviewing multiple policies side-by-side.



FAQs: Maximum Number of Trips in Travel Insurance

How Many Trips Does Annual Travel Insurance Cover?

Most annual travel insurance plans do not place restrictions on the number of individual trips you can make within your coverage period. This means that you can take as many trips as you’d within a 12-month period and still be covered. However, some policies can

With that said, the majority of multi-trip policies do limit the number of days a covered trip can last, referred to as the Maximum Trip Length. Typically, annual policies will not cover an individual trip that exceeds 30-180 days, depending on the policy.


Please be aware that coverage and eligibility requirements for this benefit differ by policy.

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