What is Common Carrier AD&D?

Common Carrier AD&D provides a cash payment in the event of accidental loss of life or limb that occurs while traveling on a common carrier during a covered trip.

A Common Carrier is typically defined as any public and ticketed transportation, such as a flight, bus or train. Coverage is generally excluded if a traveler is driving their own vehicle, piloting their own plane, or acting as crew.

This coverage generally provides a higher payout than 24 Hour AD&D, and a lower payout than Flight Only AD&D.

Please be aware that coverage and eligibility requirements for this benefit differ by policy. The tables below show the providers that offer Common Carrier AD&D coverage.

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Each policy's Common Carrier AD&D coverage is summarized below. View the full benefit wording for all policies here.

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