What is Employment Layoff?

Employment Layoff can reimburse prepaid and non-refundable trip costs if a traveler cancels their trip due to involuntary layoff or termination of employment.

Employment Layoff is included by some policies under the Trip Cancellation and Trip Interruption benefits. To be covered for Employment Layoff, most policies require that the traveler has worked for the same employer for a specific period of time, typically 1 or 3 years.

Please be aware that coverage and eligibility requirements for this benefit differ by policy. The tables below show the providers that offer Employment Layoff coverage.

Looking for a policy with Employment Layoff coverage?

Enter your trip information on our custom search form. Once you receive your results, select the Employment Layoff filter to find the best policy for your trip with the coverage that you need.

Insurance Benefit Quick Links

Search for Travel Insurance

Search, compare, and purchase travel insurance policies from every major provider in the United States.

Start a New Search

Each policy's Employment Layoff coverage is summarized below. View the full benefit wording for all policies here.

April Travel Protection
April Travel Protection

1
2
3
4

Arch RoamRight
Arch RoamRight

5
6
7

AXA Assistance USA
AXA Assistance USA

8
9
10

Berkshire Hathaway Travel Protection
Berkshire Hathaway Travel Protection

11
12

Dogtag
Dogtag

13
14
15
16

Generali Global Assistance
Generali Global Assistance

17
18
19

HTH Travel Insurance
HTH Travel Insurance

20
21
22
23
24

iTravelInsured
iTravelInsured

25
26
27

John Hancock Insurance Agency, Inc.
John Hancock Insurance Agency, Inc.

28
29
30

Nationwide Mutual Insurance Company
Nationwide Mutual Insurance Company

31
32

Seven Corners Inc
Seven Corners Inc

33
34
35

Tin Leg
Tin Leg

36
37
38

Travel Insured International
Travel Insured International

39
40
41

Travelex Insurance Services
Travelex Insurance Services

42
43
44

TravelSafe
TravelSafe

45

Trawick International
Trawick International

46
47
48
49
50

USA-Assist Worldwide Protection
USA-Assist Worldwide Protection

51
52
53
54

USI Affinity Travel Insurance Services
USI Affinity Travel Insurance Services

55
56

Benefits

Additional Information

Multi-Award Winning Customer Service Team

Squaremouth’s outside-the-box approach to customer service has been recognized nationally and internationally, with 9 awards in 5 years. Customer service is part of everybody’s job at Squaremouth. Every employee spends time on the phone with customers each week.

Read more

$30,000 Contest Encourages Reading Policy Documents

To highlight the importance of reading policy documents from start to finish, Squaremouth awarded one customer $10,000 in a secret contest for being the first to read hers. Then, we gave another $10,000 to a children’s literacy charity and $5,000 each to two schools.

Read more

$1,000 tips shine a light on service

Squaremouth, a company that puts a focus on customer service, rewards 20 outstanding customer service providers in St. Petersburg, Florida with $1,000 cash tips. Then, one received an additional $10,000 as the Thank You Campaign’s grand prize winner.

Read more

One of America’s Best and Fastest-Growing Companies

Squaremouth is consistently awarded for its unique company culture and steady revenue growth. This includes national recognition from Inc. Magazine, Fortune, and Entrepreneur, and local recognition from the Tampa Bay Business Journal and Florida Trend.

Read more