What is Employment Layoff?

Employment Layoff can reimburse prepaid and non-refundable trip costs if a traveler cancels their trip due to involuntary layoff or termination of employment.

Employment Layoff is included by some policies under the Trip Cancellation and Trip Interruption benefits. To be covered for Employment Layoff, most policies require that the traveler has worked for the same employer for a specific period of time, typically 1 or 3 years.

Please be aware that coverage and eligibility requirements for this benefit differ by policy. The tables below show the providers that offer Employment Layoff coverage.

Looking for a policy with Employment Layoff coverage?

Enter your trip information on our custom search form. Once you receive your results, select the Employment Layoff filter to find the best policy for your trip with the coverage that you need.

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Each policy's Employment Layoff coverage is summarized below. View the full benefit wording for all policies here.

April Travel Protection
April Travel Protection

1
2
3
4

Arch RoamRight
Arch RoamRight

5
6
7
8

AXA Assistance USA
AXA Assistance USA

9
10
11

Berkshire Hathaway Travel Protection
Berkshire Hathaway Travel Protection

12
13

Dogtag
Dogtag

14
15
16
17

Generali Global Assistance
Generali Global Assistance

18
19
20

HTH Travel Insurance
HTH Travel Insurance

21
22
23
24
25

iTravelInsured
iTravelInsured

26
27
28

John Hancock Insurance Agency, Inc.
John Hancock Insurance Agency, Inc.

29
30
31

Nationwide Mutual Insurance Company
Nationwide Mutual Insurance Company

32
33

Seven Corners Inc
Seven Corners Inc

34
35
36

Tin Leg
Tin Leg

37
38

Travelex Insurance Services
Travelex Insurance Services

39
40
41

TravelSafe
TravelSafe

42

Trawick International
Trawick International

43
44
45
46
47

USA-Assist Worldwide Protection
USA-Assist Worldwide Protection

48
49
50
51

USI Affinity Travel Insurance Services
USI Affinity Travel Insurance Services

52
53

Benefits

Additional Information

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